Looking for a mortgage loan near you in Waycross, GA? Compare offers from trusted local lenders who understand the community and can help you find rates and terms that fit your budget. It’s easier than ever to take the next step toward your dream home.
Get clear, upfront information with no surprises. Whether you’re buying your first home or refinancing, local experts in Waycross are ready to guide you through the process with friendly, personalized support every step of the way.
Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28
Federal Funds Rate - Trends & Analysis:
Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.
Credit Union Loan Rates - Trends & Analysis:
Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Family Savings offers a 15-year conventional fixed mortgage at 6.85% today, up 10 bp from last week and also 10 bp higher than 30 days ago.
Market Indicators - Data & Insights:
Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.
🏦 Local Lenders in Waycross, GA
WARE COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION — 1301 BAILEY ST WAYCROSS GA 31501
SOUTHEASTERN CREDIT UNION — 1912 MEMORIAL DR STE F WAYCROSS GA 31501
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