Mortgage Loans in Macon, GA

Looking for the best credit union mortgage rates in Macon, GA? Compare offers from local lenders who understand your community and offer flexible terms designed to fit your budget and lifestyle.

Start your homebuying journey with confidence by exploring competitive rates and personalized options tailored to Macon residents. Finding the right mortgage has never been easier or more local.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
familysavingscu
Conv
6.7 - 7 %
6.7 - 7 %
10 - 20 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Family Savings offers a 15-year conventional fixed mortgage at 6.85% today, up 10 bp from last week and also 10 bp higher than 30 days ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Macon, GA

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🏘️ All the Lenders Available in Bibb County, GA

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✅MIDSOUTH COMMUNITY FEDERAL CREDIT UNION
✅ATLANTA POSTAL CREDIT UNION
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Why compare Mortgage Loans in Macon, GA on LendMesh

If you’re exploring credit union mortgage rates today in Macon, GA, it’s wise to keep comparing offers on LendMesh. Our platform connects you with a variety of lenders, helping you uncover better deals and potentially lower rates. Taking a little extra time to shop around can make a big difference in your mortgage costs and give you more confidence in your decision.

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