Mortgage Loans in Rome, GA

Looking to buy a home in Rome, GA between July 1, 2024, and June 30, 2025? Compare mortgage offers from trusted local lenders who understand the community and can help you find the best rates tailored to your needs.

Take the stress out of home financing with personalized guidance and flexible terms designed for Rome residents. Whether it’s your first home or a refinance, exploring your options now can save you money and time in this unique market.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
familysavingscu
Conv
6.7 - 7 %
6.7 - 7 %
10 - 20 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Family Savings offers a 15-year conventional fixed mortgage at 6.85% today, up 10 bp from last week and also 10 bp higher than 30 days ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Rome, GA

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🏘️ All the Lenders Available in Floyd County, GA

✅ROME KRAFT EMPLOYEES CREDIT UNION
✅ATLANTA POSTAL CREDIT UNION
✅LGE COMMUNITY CREDIT UNION
✅FAMILY SAVINGS CREDIT UNION
✅COOSA VALLEY CREDIT UNION
✅BEKA FEDERAL CREDIT UNION
✅GP FEDERAL CREDIT UNION

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July 1, 2024 - June 30, 2025