Mortgage Loans in Roanoke, VA

Looking for the lowest FHA loan rates in Roanoke, VA? Compare offers from trusted local lenders to find a mortgage that fits your budget and goals. Our easy process helps you save on down payments and get personalized advice every step of the way.

Roanoke homebuyers deserve clear, friendly guidance when choosing a loan. Explore competitive rates and flexible options from lenders who understand your community. Start comparing today to make your dream home more affordable and your mortgage experience stress-free.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
chartway
Conv
6.25 %
6.72 %
30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Chartway offers a 30-year conventional fixed rate at 6.25% today, unchanged from a week ago but up 25 bp from a month ago. The 15-year fixed and other programs have no current rates listed.

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Roanoke, VA

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🏘️ All the Lenders Available in Roanoke City County, VA

✅FREEDOM FIRST FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅BLUE EAGLE CREDIT UNION
✅HIGH STREET BAPTIST CHURCH FEDERAL CREDIT UNION
✅ROANOKE VALLEY COMMUNITY FEDERAL CREDIT UNION
✅CRCH EMPLOYEES CREDIT UNION

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Why compare Mortgage Loans in Roanoke, VA on LendMesh

If you’re searching for the lowest FHA loan rates in Roanoke, VA, it’s worth exploring multiple lenders on LendMesh to find the best fit for your financial goals. Comparing offers helps you uncover better deals and potentially lower costs, giving you more confidence in your mortgage decision. Take your time, weigh your options, and use LendMesh as a trusted resource throughout your homebuying or refinancing journey.

Subscribe to LendMesh for personalized alerts tailored to your target rate—whether that’s 4%, 5%, or another number. You’ll receive timely notifications when rates drop below your set threshold, plus weekly or monthly updates featuring expert insights, market trends, and curated loan offers. Join thousands of Roanoke borrowers who rely on LendMesh to stay informed and seize the best opportunities without the hassle.

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