Mortgage Loans in Roanoke, VA

Searching for the lowest mortgage rates in Roanoke, VA? Compare offers from trusted local lenders quickly and easily to find the best fit for your budget. Whether buying your first home or refinancing, you deserve clear options and friendly support right here in your community.

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PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
chartway
Conv
6.25 %
6.72 %
30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Chartway offers a 30-year conventional fixed rate at 6.25% today, unchanged from a week ago but up 25 bp from a month ago. The 15-year fixed and other programs have no current rates listed.

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Roanoke, VA

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🏘️ All the Lenders Available in Roanoke City County, VA

✅FREEDOM FIRST FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅BLUE EAGLE CREDIT UNION
✅HIGH STREET BAPTIST CHURCH FEDERAL CREDIT UNION
✅ROANOKE VALLEY COMMUNITY FEDERAL CREDIT UNION
✅CRCH EMPLOYEES CREDIT UNION

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If you’re searching for the lowest mortgage rates today in Roanoke, VA, taking the time to compare offers on LendMesh can help you spot better deals and more affordable options. Exploring multiple lenders lets you weigh your choices carefully, so you can confidently find a mortgage that fits your budget and goals without feeling rushed.

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