Mortgage Loans in Springfield, VA

Looking to refinance your mortgage in Springfield, VA? Compare offers from trusted local lenders to find the best rates and save on closing costs. Our easy process helps you explore flexible options tailored to your needs.

Springfield homeowners deserve clear, honest advice and fast approvals. Discover lenders who understand the local market and offer perks like military discounts. Start comparing today to make your refinance smooth, affordable, and stress-free.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
chartway
Conv
6.25 %
6.72 %
30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed mortgage at 6.21% and a 30-year conventional fixed at 6.583% today. The 30-year rate rose by 13 bp over the past 30 days. They also have a 5-year adjustable mortgage at 6.533%, which increased by 20 bp in the last 30 days. Rates have slightly increased compared to a month ago. Chartway offers a 30-year conventional fixed rate at 6.25% today, unchanged from a week ago but up 25 bp from a month ago. The 15-year fixed and other programs have no current rates listed.

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Springfield, VA

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🏘️ All the Lenders Available in Fairfax County, VA

✅SKYLA CREDIT UNION
✅APPLE FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅NORTHWEST FEDERAL CREDIT UNION
✅ANDREWS FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅DEER LODGE COUNTY SCHOOL EMP FEDERAL CREDIT UNION
✅LOCAL 355 MD FEDERAL CREDIT UNION
✅FEDERATION OF GREENE COUNTY EMPL CREDIT UNION
✅WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅AUTOTRUCK FINANCIAL CREDIT UNION
✅HEALTHCARE SYSTEMS FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅TRUENERGY FEDERAL CREDIT UNION
✅STRATEGIC FEDERAL CREDIT UNION
✅ARLINGTON COMMUNITY FEDERAL CREDIT UNION
✅WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
✅FIRST BAPTIST CHURCH OF VIENNA VA CREDIT UNION
✅COMMONWEALTH ONE FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅MOUNT PLEASANT BAPTIST CHURCH FEDERAL CREDIT UNION
✅SPECTRA FEDERAL CREDIT UNION

Compare other loan types in Springfield, VA

Why compare Mortgage Loans in Springfield, VA on LendMesh

If you’re exploring mortgage lenders for refinancing in Springfield, VA, taking the time to compare multiple offers can help you uncover better rates and terms that fit your needs. LendMesh makes it easy to browse a variety of lenders in one place, giving you the freedom to find a deal that feels right without any pressure. Keep comparing to ensure you’re getting the most value for your refinance.

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