Mortgage Loans in Fairfax, VA

Looking for the lowest home loan interest rate in Fairfax, VA today? Compare personalized mortgage offers from local experts who understand your community and goals. Finding the right rate can save you money and make buying your Fairfax home easier.

Start your journey with trusted lenders offering competitive rates and flexible terms tailored to Fairfax buyers. With faster approvals and clear guidance, you’ll feel confident locking in a mortgage that fits your budget and lifestyle.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
chartway
Conv
6.25 %
6.72 %
30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Chartway offers a 30-year conventional fixed rate at 6.25% today, unchanged from a week ago but up 25 bp from a month ago. The 15-year fixed and other programs have no current rates listed.

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Fairfax, VA

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🏘️ All the Lenders Available in Fairfax County, VA

✅SKYLA CREDIT UNION
✅APPLE FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅NORTHWEST FEDERAL CREDIT UNION
✅ANDREWS FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅DEER LODGE COUNTY SCHOOL EMP FEDERAL CREDIT UNION
✅LOCAL 355 MD FEDERAL CREDIT UNION
✅FEDERATION OF GREENE COUNTY EMPL CREDIT UNION
✅WATERBURY POSTAL EMPLOYEES FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅AUTOTRUCK FINANCIAL CREDIT UNION
✅HEALTHCARE SYSTEMS FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅LAFAYETTE FEDERAL CREDIT UNION
✅TRUENERGY FEDERAL CREDIT UNION
✅STRATEGIC FEDERAL CREDIT UNION
✅ARLINGTON COMMUNITY FEDERAL CREDIT UNION
✅WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
✅FIRST BAPTIST CHURCH OF VIENNA VA CREDIT UNION
✅COMMONWEALTH ONE FEDERAL CREDIT UNION
✅INFIRST FEDERAL CREDIT UNION
✅MOUNT PLEASANT BAPTIST CHURCH FEDERAL CREDIT UNION
✅SPECTRA FEDERAL CREDIT UNION

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