Mortgage Loans in Butler, PA

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 1, 7, 30, 60, and 90 days ago. This rate influences mortgage rates because when the Fed Funds rate is steady, it often means less immediate pressure for mortgage rates to rise or fall.

Credit Union Loan Rates - Trends & Analysis:

State Department offers a 15-year conventional fixed rate today at 5.625%, unchanged from last week but down 13 bp from a month ago. Their 30-year conventional fixed rate is 6.25%, steady from last week and down 13 bp over 30 days. The 30-year jumbo fixed rate is 6.625%, also steady from last week and down 13 bp from a month ago. The 5-year ARM is 5.75%, unchanged from last week but down 25 bp in the past 30 days. The 7-year and 10-year ARMs hold steady at 6.125% and 6.25%, respectively.

America First shows a 15-year Conventional Fixed rate today at 5.875%, up 13 bp from a week ago. The 30-year Conventional Fixed and 30-year Conventional Refinance rates are both 6.625%, also up 13 bp from last week. The 30-year FHA Fixed rate is 6.25%, rising 25 bp in seven days. The 30-year VA Fixed rate is 6.375%, increasing 13 bp over the past week and 38 bp since 30 days ago. People First offers a 15-year conventional fixed rate today at 5.875%, unchanged from last week but up 25 bp from two weeks ago. Their 30-year conventional fixed rate is 6.5%, also steady this week but up 50 bp from a month ago. The 30-year FHA fixed rate holds steady at 6.25%. For adjustable rates, the 5-year ARM is 5.5%, up 25 bp from two weeks ago, and the 10-year ARM is 5.99%, also up 25 bp from two weeks ago.

Clearview has a 15-year fixed rate today at 5.875%. The 30-year fixed rate is 6.625%, up 13 bp from a week ago and 25 bp from 30 days ago. Freedom offers a 15-year conventional fixed rate today at 5.875%, up 13 bp from last week, and a 30-year conventional fixed at 6.625%, also up 13 bp. Their 15-year and 30-year adjustable conventional loans are not listed. Jumbo 30-year fixed loans are at 7.0%, rising 13 bp from a week ago. Adjustable conventional loans for 5, 7, and 10 years range from 6.125% to 6.375%, each up 13 bp from last week.

First Commonwealth offers a 15-year conventional fixed rate today at 5.625% and a 30-year conventional fixed rate at 6.25%. The 30-year FHA fixed rate is 6.125%. Rates have held steady over the past week and month. Nasa offers a 15-year conventional fixed rate today at 6.0%, up 13 bp from a week ago. Their 30-year conventional fixed rate is 6.5%, also up 13 bp over the last week. FHA 30-year fixed loans are at 6.375%, rising 13 bp in seven days. VA 30-year fixed loans stand at 6.125%, up 13 bp since last week. Jumbo 30-year fixed loans are at 6.625%, increasing 25 bp in the past week.

Dupaco Community offers a 15-year conventional fixed mortgage at 6.125% today, up 13 bp from a week ago. Their 30-year conventional fixed rate is 6.375%, unchanged from a week ago. For 15-year conventional refinance, the rate is also 6.125%, up 13 bp over the past week, while the 30-year conventional refinance rate is 6.5%, up 13 bp from last week and 25 bp higher than 30 days ago.

Citadel offers a 15-year conventional fixed rate today at 6.0%, up 13 bp from last week. The 30-year conventional fixed rate is 6.75%, also up 13 bp over seven days. Their 15-year conventional refinance rate is 6.0%, increasing by 13 bp in the past week but down 13 bp from a month ago. The 30-year conventional refinance rate is 6.75%, rising 75 bp over the last 30 days. Adjustable 7-year and 10-year fixed rates are 6.375% and 6.5%, respectively, each up 13 bp from last week. Franklin Mint offers a 15-year conventional fixed rate today at 6.0%, up 13 bp from last week and 13 bp from a month ago. The 30-year conventional fixed rate is 6.75%, rising 13 bp over the past week. Their 5-year ARM is at 6.125%, unchanged from last week but up 25 bp from a month ago.