Home Equity Loans in Spokane, WA

Looking for the best equity loan rates in Spokane, WA? Compare offers from trusted local lenders to find flexible terms and competitive rates that fit your budget. Whether you’re remodeling or consolidating debt, you can unlock your home’s value with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Sound has a Home Equity loan with an APR range of 3.99% to 18% today. This is lower than 7 days ago when the range was 5.49% to 9.37% , but the same as 30 days ago at 3.99% to 18% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Columbia Community has a HELOC with an APR range of 4.99% to 9.25% today, which is lower than 7 days ago when it was 5.24% to 9.5% . Their Home Equity loan shows an APR range of 6.99% to 8.49% today, with no change data available for the past days. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Unitus Community has a HELOC with a minimum APR of 5.99% , which is steady compared to 7 and 30 days ago when the range was 5.99% to 7.25% . Another product shows a fixed APR of 7% today, with no earlier rates provided for comparison. Boeing Employees has a HELOC with an APR range of 5.99% to 10.34% today. This rate is the same as it was 7 days ago but lower than the 30–day and 90–day rates, which were up to 10.59% . The APR range is also down from 10.84% sixty days ago.

Onpoint Community has a Home Equity APR range of 6% to 10.5% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges of 6.25% to 10.75% . Their HELOC rates remain steady at 7.5% to 10.25% across all time frames, showing no change from 7, 30, 60, or 90 days ago. Kitsap has a Home Equity loan with an APR range of 6.5% to 8.75% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

America'S Credit Union, A has a HELOC with an APR range of 6.5% to 9% today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when the top rate was 8.5% . Their Home Equity loan shows no change in APR, holding steady at 7.25% to 9.25% over the past 7, 30, 60, and 90 days. Credit Human has a Home Equity rate range of 6.58% to 7.47% today, unchanged from 7 and 30 days ago. This range is slightly higher than 30 days ago when it was 6.45% to 7.35% , but a bit lower than 60 days ago, which was 6.6% to 7.67% .

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Idaho Central has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago but lower than the 7% rate from 30, 60, and 90 days ago. The rate has stayed steady this past week after dropping from last month’s higher level.

🏦 All Local Lenders in Spokane, WA

Lender NameBranch AddressOffice ServicesLender Snapshot
CANOPY FEDERAL CREDIT UNION
930 N HOWARD ST SPOKANE WA 99201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $234,900,280
Deposits: $28,006,030
Net Worth: $19,846,233
Employees: 57
Members: 13,392
CANOPY FEDERAL CREDIT UNION
601 W MALLON AVE SPOKANE WA 99201
ATM
P2P
E-Statements
E-Signature
Assets: $234,900,280
Deposits: $28,006,030
Net Worth: $19,846,233
Employees: 57
Members: 13,392
GLOBAL FEDERAL CREDIT UNION
1500 W 4TH AVE SPOKANE WA 99201
P2P
E-Statements
E-Signature
Assets: $11,460,496,338
Deposits: $38,657,333
Net Worth: $1,217,007,912
Employees: 1980
Members: 767,231
IDAHO CENTRAL CREDIT UNION
41 W RIVERSIDE AVE SPOKANE WA 99201
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $11,696,566,096
Deposits: $429,322,359
Net Worth: $1,025,743,094
Employees: 1845
Members: 656,539
NUMERICA CREDIT UNION
502 W RIVERSIDE AVE STE 100 SPOKANE WA 99201
ATM
P2P
E-Statements
Assets: $4,030,322,773
Deposits: $374,221,978
Net Worth: $470,139,935
Employees: 664
Members: 175,060
SPOKANE TEACHERS CREDIT UNION
207 N WALL ST SPOKANE WA 99201
ATM
E-Statements
E-Signature
Assets: $5,872,400,967
Deposits: $248,112,160
Net Worth: $633,978,608
Employees: 913
Members: 284,132
SPOKANE TEACHERS CREDIT UNION
9 S WASHINGTON ST SPOKANE WA 99201
ATM
E-Statements
E-Signature
Assets: $5,872,400,967
Deposits: $248,112,160
Net Worth: $633,978,608
Employees: 913
Members: 284,132
RESPONDERS EMERGENCY SERVICES CREDIT UNION
924 W SINTO AVE SPOKANE WA 99201
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $57,593,016
Deposits: $3,456,665
Net Worth: $9,087,839
Employees: 14
Members: 2,572

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION
✅CHENEY FEDERAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅NUMERICA CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅GESA CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION
✅CALCOE FEDERAL CREDIT UNION
✅FAMILY FOCUS FEDERAL CREDIT UNION
✅ROLLING F CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅CANOPY FEDERAL CREDIT UNION
✅RESPONDERS EMERGENCY SERVICES CREDIT UNION
✅PRIMESOURCE CREDIT UNION
✅PROGRESSIONS CREDIT UNION
✅AVISTA CORP CREDIT UNION
✅SPOKANE MEDIA FEDERAL CREDIT UNION
✅GOVERNMENTAL EMPLOYEES CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

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