Global Spokane WA Credit Union | Top Checking & Quick Personal Loans

Introduction

Welcome to Global Credit Union, your trusted financial partner located at 1500 W 4th Ave, Spokane, WA 99201. Since our establishment in 1948, we have been dedicated to providing exceptional service and a wide range of financial products to our growing community of 767,231 members. At Global, we believe in empowering you to achieve your financial goals through personalized banking solutions. As a member-focused credit union, we proudly manage over $11.46 billion in assets and offer various services, including personal banking, auto loans, mortgage financing, and business loans. With total deposits reaching $38,657,333 and a net worth of $1,217,007,912, you can trust that your finances are in safe hands. Our commitment to transparency is evident as we maintain a cash reserve of $270,341,700, ensuring we are always ready to meet your needs. Under the leadership of our CEO, Geofferey Lundfelt, and Board President Kent Berthiaume, our team of nearly 2,000 employees works tirelessly to foster relationships built on trust and reliability. We invite you to reach out with any questions or concerns by calling us at 509-455-4700 or visiting our website at Global Credit Union. While members can visit us at our Spokane branch for all their banking needs, official correspondence should be sent to the same address: 1500 W 4th Ave, Spokane, WA 99201-7257. Whether you're looking for a new checking account or considering a loan option with one of our competitive rates our team is here to help you every step of the way. Join us today and experience the difference that comes with being part of Global Credit Union!

Branch History & Mission

Innovation and Accessibility

As times change, so do we. Our branch embraces digital advancements to enhance member experience while ensuring compliance with ADA standards for accessibility. Members can access online banking, mobile payments, and other digital tools designed for convenience and ease of use. We prioritize making banking accessible for everyone in our community. While we currently do not offer ATM or drive-thru services at this location, our shared service center availability means you can still access essential banking functions without hassle. Join us at Global as we continue this journey together. Whether you're looking for a trusted partner for your financial goals or seeking advice on managing your finances better, we're here for you. Visit us today or reach out at (509) 455-4700 let's work together toward a brighter financial future!

Our Mission

At the core of Global lies a mission to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves a chance to thrive financially. This belief drives us to offer various products, including personal banking services, auto loans, mortgages, and business banking solutions. Our goal is not just to serve as a financial institution but also to empower individuals and families to achieve their dreams. We understand that the needs of our members extend beyond traditional banking services. That's why we engage actively in community outreach programs and partnerships, ensuring that we contribute positively to the neighborhoods we serve. From educational workshops on financial literacy to supporting local charities, our commitment goes beyond transactions; it's about building lasting relationships.

Branch Location & Accessibility

Additional Services

While we don't have an ATM or drive-thru service available at this location, we do offer shared services that allow members from partner credit unions to make basic transactions such as deposits and withdrawals. We invite you to explore these options during your visit! Whether you're a long-time member or looking to join our community, we're excited to welcome you at Global! If you have any questions or need assistance before your visit, feel free to give us a call at (509) 455-4700. Come see how we can help you achieve your financial goals today!

Convenient Access

Situated near popular landmarks, our branch is just a short drive from various local attractions, making it a breeze to fit your banking into your busy day. Plus, we offer ample parking right outside the entrance, ensuring you can get in and out without any hassle. For those who need assistance, we are committed to providing accessible features, including ADA-compliant ramps and entryways.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM, giving you plenty of time during the week to drop by and meet with our helpful staff. While you're here, you can take advantage of our range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered.

Member Eligibility

At Global, we believe that becoming a member is like joining a family where support and community are at the heart of everything we do. If you're looking to join us at our Spokane location, located at 1500 W 4Th Ave Spokane Wa 99201, you'll find that eligibility is designed to be welcoming and inclusive. Whether you live, work, or worship in our community, or have a family member who is already a member, you may qualify to join. The process is straightforward, making it easy for you to start enjoying all the benefits we offer, from competitive rates on loans to personalized service tailored just for you. For detailed eligibility criteria, feel free to check out our website at https://www.globalcu.org/about/membership/ . When you're ready to open your account, simply visit https://apply.globalcu.org/apply .aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 or give us a call at (509) 455-4700 we're here to help!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify everyday transactions. Whether you're processing payments or managing payroll, our services are designed to make your financial operations smoother and more efficient. You can focus on what truly matters growing your business. Visit us at 1500 W 4Th Ave Spokane Wa 99201, Spokane, WA, or call us at (509) 455-4700 to learn how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Business Banking Support

Entrepreneurs will find a welcoming partner in our Business Banking offerings. From essential Merchant Services to tailored Business Loans, we are here to support your business growth and operational needs. Your success is important to us, and we want to be part of your journey.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why Global provides comprehensive Online & Mobile Banking features. Access your accounts anytime, anywhere make transfers, pay bills, and even manage your loans right from your phone. And if cash is what you need, we also offer easy ATM & Cash Withdrawal Services, so you can access your funds whenever necessary.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a dream vacation, our personal banking services are designed with you in mind. We offer convenient Checking & Savings Accounts that make it simple to manage your day-to-day finances. You can also take advantage of our Auto Loans & Vehicle Financing options, which help you get behind the wheel without straining your budget. If homeownership is on your radar, our Mortgage Loans & Refinancing services will guide you through the process smoothly. Plus, for those unexpected expenses or plans, our Personal Loans & Debt Consolidation solutions provide flexible financing to help you regain control over your financial situation.

Rewards That Matter

For the savvy spender, we offer Credit Cards with Rewards that turn everyday purchases into meaningful benefits. Earn points for travel, shopping, or even cash back on things you buy regularly it's all about giving you more from your money.

Shared Branch Transactions

For members of partner credit unions, we provide basic shared branch transactions like deposits and withdrawals. This service ensures that banking remains accessible no matter where life takes you. With all these options available, it's easier than ever to find the right financial solutions tailored just for you at Global. If you're ready to explore how our services can benefit you or have any questions, don't hesitate to reach out! Call us at (509) 455-4700, visit us in person, or check out our website at https://www.globalcu.org/ for more information. Your financial well-being matters let's work together towards achieving your goals!

Digital & Online Banking

Key Services

With our 24/7 online banking, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our platform is user-friendly and secure. Plus, with e-statements available, you can easily keep track of your financial activities without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends and family with just a few taps on your smartphone or computer. And speaking of smartphones, don't forget to download our mobile application! It puts all the power of banking right in your pocket, making it easy to manage your accounts on the go.

Security and Ease-of-Use

When it comes to security, we take it seriously. Our electronic signature authorization ensures that your transactions are safe and verified. You can also enjoy the convenience of mobile payments, which lets you make purchases directly from your phone, adding another layer of ease to your daily transactions. At Global, we aim to provide a seamless experience that empowers you with real-time account management right at your fingertips. With these innovative tools, managing your finances has never been easier or more secure!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 1,110,869, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares): $0 indicate our capability to meet your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 1500 W 4Th Ave Spokane Wa 99201 or call (509) 455-4700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a reported $0. This allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $112,174 in used auto loans and $9,637,237,435 in total loans and leases.

Strong Financial Health

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, we have financing options that fit your budget.

Business Financing Options

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. We work closely with local businesses to help them thrive and reach their goals through accessible financing solutions. Our lending services are designed not just for today but also for your future needs. If you're interested in refinancing options or want to learn more about eligibility requirements, please visit our website or contact us at (509) 455-4700. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Global, we're here to support you every step of the way as you navigate your financial journey. Come visit us at 1500 W 4Th Ave Spokane Wa 99201, Spokane, WA, or explore more on our website!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage solution tailored to your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. With our credit cards, you'll have access to features that make spending easier while keeping your budget in check.

Loan Aggregator

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GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans