Numerica Credit Union Spokane WA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Numerica, your trusted financial partner located at 502 W Riverside Ave Ste 100, Spokane, WA 99201. Established in 1937, we have proudly served our community for over eight decades, growing alongside our members and adapting to their needs. With a total membership of 175,060 and assets amounting to an impressive $4,030,322,773, Numerica stands as a pillar of financial strength in the Spokane area. At Numerica, we believe in making banking personal. Our dedicated team of 664 employees, led by CEO Carla Cicero and Board President Wesley Mortensen, is here to ensure that you receive the attention and care you deserve. Whether you're interested in opening a new account or exploring loan options like our competitive auto loans and credit card offerings we are committed to helping you achieve your financial goals. For those needing to send us official correspondence, please note that while you can visit us at our branch address, all mail should be directed to P O Box 4000, Spokane Valley, WA 99037. With total deposits reaching $374,221,978 and net worth at $470,139,935, we take pride in being a secure place for your savings. Our commitment extends beyond just numbers; we strive to make a positive impact on our community through various services including personal banking, business loans, and online banking solutions. We invite you to explore what makes Numerica special. Connect with us by calling 509-535-7613 or visit our website at numericalcu.com for more information. Let's work together towards a brighter financial future!

Branch History & Mission

At Numerica, our story is one of growth and commitment to the community. Founded in 1937, our Spokane branch has been a cornerstone of financial support for nearly a century. Over the years, we have built strong relationships with our members, which now number over 175,000. Our journey began with a simple mission: to provide affordable financial services while fostering a sense of community among our members. Located at 502 W Riverside Ave Ste 100, Spokane, WA 99201, our branch serves not only as a place for banking but also as a hub for community involvement. We are proud to be situated in the heart of Spokane, where we are easily accessible to all who seek our services. For those needing to reach us by mail, please send correspondence to P.O. Box 4000, Spokane Valley, WA 99037. Numerica's mission is centered around empowering individuals and families through accessible financial solutions. We offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards all designed to meet the diverse needs of our members. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that support local causes and organizations. As we've grown, so has our dedication to innovation. With total assets exceeding $4 billion, we continuously adapt to provide modern banking solutions. Our digital services include online banking and mobile payments, ensuring that our members can manage their finances anytime, anywhere. While we currently do not have drive-thru services or shared service centers available, we pride ourselves on offering an ATM for convenient cash access. Our operating hours are designed with your needs in mind: Monday through Friday from 9:00 AM to 5:00 PM. You can reach us at 509-535-7613 for any inquiries or assistance. As we look forward to the future, Numerica remains devoted to its roots supporting our members through all phases of life while enhancing the vibrancy of our community. We invite you to become part of this legacy and experience the benefits of membership with Numerica. Join us today and discover how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to Numerica, your friendly credit union located right in the heart of Spokane at 502 W Riverside Ave Ste 100! Our branch is conveniently positioned near local landmarks, making it easy for you to drop by whenever you need assistance or want to explore our services. With the stunning Spokane River just a short walk away and close proximity to downtown shopping and dining, visiting us can be a delightful part of your day. At Numerica, we prioritize accessibility for all members. Our branch is designed with features that comply with ADA standards, ensuring everyone can comfortably access our services. Plus, we offer ample parking nearby so you can park with ease and get in and out quickly. Our friendly team is here to assist you from Monday through Friday between 9:00 am and 5:00 pm. Whether you're looking to open a checking account, apply for an auto loan, or simply ask questions about your finances, we're eager to help. While our branch does not have drive-thru banking available, we do have an ATM on-site for quick cash withdrawals and balance checks. If you need to send any official correspondence, please note that our mailing address is P O Box 4000, Spokane Valley, WA 99037. This ensures that your important documents reach us without delay. We invite you to visit Numerica today! For any inquiries or assistance before your visit, feel free to give us a call at 509-535-7613. Your financial journey starts here!

Member Eligibility

At Numerica, we believe that everyone deserves a supportive community where their financial needs are understood and met. Becoming a member is an easy and welcoming process! If you live, work, or worship in the Spokane area, you're likely eligible to join us. We also extend membership to family members of existing members, making it a great opportunity for your loved ones to enjoy our benefits too. For those interested in diving deeper into our membership criteria, you can find more detailed information at https://www.numericacu.com/membership. Opening an account with us is straightforward and can be done online or in-person at our branch located at 502 W Riverside Ave Ste 100 Spokane Wa 99201. We're here to help you every step of the way, whether it's answering questions about our services or guiding you through the application process. If you're ready to take the next step or have any questions, feel free to call us at (509) 535-7613. Join us today and experience the advantages of being part of the Numerica family!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer essential merchant services that streamline operations. For instance, when a small business integrates our payment processing solutions, they can efficiently handle transactions, manage inventory, and gain valuable insights into customer preferences. This not only simplifies day-to-day tasks but also helps business owners focus on what they do best serving their customers. Ready to take your business to the next level? Visit us at 502 W Riverside Ave Ste 100 Spokane Wa 99201 in Spokane, WA, or call us at (509) 535-7613 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café ready to expand its menu or a retail store looking to open a second location. With our competitive loan options, they can secure the funding necessary to achieve their goals.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we understand the importance of having reliable financial support. Our business banking services, including merchant services and business loans, are designed to empower small businesses in Spokane to thrive. From accepting payments seamlessly to accessing funds for expansion, we've got your back.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions that let you manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and easy access to ATMs for cash withdrawals or balance checks, managing your finances has never been easier.

Get Started Today!

Ready to explore how Numerica can support your financial journey? Give us a call at 509-535-7613 or visit us online at Numerica's website for more information about our services or to get started with an account today. We're here to help you achieve your financial goals!

Loans and Credit

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide quick access to cash when you need it most. This can be especially helpful for managing bills or funding significant purchases without the stress of high-interest rates. We also offer credit cards with rewards, allowing you to earn points or cash back on everyday purchases. Whether it's groceries or gas, these rewards can add up quickly!

Personal Banking

Navigating personal finances can sometimes feel overwhelming. That's why we offer comprehensive personal banking options, including checking and savings accounts designed to fit various lifestyles. Imagine having the peace of mind that comes with knowing your money is secure and accessible when you need it most. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. With competitive rates and flexible terms, you can find a plan that works for your budget. Additionally, if homeownership is on your horizon, our mortgage loans and refinancing solutions can help turn that dream into reality.

Digital & Online Banking

Key Features

Our online banking platform at https://www.numericacu.com/ is user-friendly and secure, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also sign up for e-statements, making it easier to keep track of your finances without the clutter of paper statements yes, we offer e-statements! If you're looking for more flexibility in how you make payments, our mobile payments feature lets you pay directly from your phone. Plus, with our mobile application available for download, all your banking needs are right at your fingertips.

Stay Connected and In Control

Need to send money to a friend or family member? Our person-to-person transfers make it simple and quick to send funds with just a few taps. And don't worry about banking hours; our 24/7 online banking services mean you can access your accounts whenever it suits you. While we currently do not support electronic signature authorization, we ensure that all transactions are safe and protected. Your peace of mind is important to us. At Numerica, we strive to make banking as accessible as possible. Whether you're checking in on your savings or making a payment, our digital banking tools empower you to manage your finances effortlessly. Visit us today at https://www.numericacu.com/ and experience the convenience for yourself!

Financial Strength

A Strong Foundation

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

As of now, we manage a total of 296,116 share accounts a testament to the trust you place in us as your financial partner. Our net shares (funds available for lending and investments) stand at $0, reinforcing our capability to support you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 502 W Riverside Ave Ste 100 Spokane Wa 99201 or call (509) 535-7613 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently have $26,427 in used auto loans and $3,188,279,654 in total loans and leases.

Member-Centric Growth

Your savings are safe with us. We secure members' funds through $834,072,496 in share certificates and $792,558,882 in money market shares, both of which provide stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operations; our current $0 showcases our ability to maintain a profitable structure while delivering value to our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Services

In addition to these loan offerings, we provide various other services that can enhance your banking experience. You can find us at 502 W Riverside Ave Ste 100 Spokane Wa 99201, located in Spokane, WA. If you have questions or want to learn more about our loan products, don't hesitate to call us at (509) 535-7613. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so you can make informed decisions about your financial future. Explore your options today! Our team is ready to assist you with any questions you may have about eligibility or refinancing opportunities. Visit us online at https://www.numericacu.com/ for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to get behind the wheel.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We support local businesses by offering competitive rates and personalized service tailored to your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We are here to guide you through the process and help you secure a loan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These cards can be a great way to build your credit while enjoying rewards on your purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have the information they need at their fingertips to make sound financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore LendMesh's commitment to helping individuals find the best financing options available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that all offers are fair and transparent. Users can trust that they are viewing accurate information when comparing loans.

Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Digital Banking Convenience

Get Started Today!

Loans and Credit

Personal Banking

Digital & Online Banking

Key Features

Stay Connected and In Control

Financial Strength

A Strong Foundation

Community Trust

Investing in Your Future

Member-Centric Growth

Operational Efficiency

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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