Home Equity Loans in Bellingham, WA

Looking to tap into your home’s value in Bellingham, WA? Compare the best banks and credit unions offering home equity loans with competitive rates and terms tailored to your needs. Whether it’s for remodeling or debt consolidation, local lenders make the process simple and stress-free.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Horizon has a HELOC with an APR range of 2.99% to 18% today, unchanged from it was 7 days ago. There’s no change compared to the last week, and no data is available for 30 or more days ago. Sound has a Home Equity loan with an APR range of 3.99% to 18% today. This is lower than 7 days ago when the range was 5.49% to 9.37% , but the same as 30 days ago at 3.99% to 18% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Columbia Community has a HELOC with an APR range of 4.99% to 9.25% today, which is lower than 7 days ago when it was 5.24% to 9.5% . Their Home Equity loan shows an APR range of 6.99% to 8.49% today, with no change data available for the past days. Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Unitus Community has a HELOC with a minimum APR of 5.99% , which is steady compared to 7 and 30 days ago when the range was 5.99% to 7.25% . Another product shows a fixed APR of 7% today, with no earlier rates provided for comparison. Boeing Employees has a HELOC with an APR range of 5.99% to 10.34% today. This rate is the same as it was 7 days ago but lower than the 30–day and 90–day rates, which were up to 10.59% . The APR range is also down from 10.84% sixty days ago.

Onpoint Community has a Home Equity APR range of 6% to 10.5% today, unchanged from 7 and 30 days ago but lower than the 30, 60, and 90–day ranges of 6.25% to 10.75% . Their HELOC rates remain steady at 7.5% to 10.25% across all time frames, showing no change from 7, 30, 60, or 90 days ago. Kitsap has a Home Equity loan with an APR range of 6.5% to 8.75% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

America'S Credit Union, A has a HELOC with an APR range of 6.5% to 9% today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when the top rate was 8.5% . Their Home Equity loan shows no change in APR, holding steady at 7.25% to 9.25% over the past 7, 30, 60, and 90 days. Credit Human has a Home Equity rate range of 6.58% to 7.47% today, unchanged from 7 and 30 days ago. This range is slightly higher than 30 days ago when it was 6.45% to 7.35% , but a bit lower than 60 days ago, which was 6.6% to 7.67% .

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Idaho Central has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago but lower than the 7% rate from 30, 60, and 90 days ago. The rate has stayed steady this past week after dropping from last month’s higher level.

🏦 All Local Lenders in Bellingham, WA

Lender NameBranch AddressOffice ServicesLender Snapshot
INDUSTRIAL CU OF WHATCOM COUNTY CREDIT UNION
3233 NORTHWEST AVE BELLINGHAM WA 98225
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $387,839,044
Deposits: $45,885,177
Net Worth: $43,681,321
Employees: 98
Members: 35,218
INDUSTRIAL CU OF WHATCOM COUNTY CREDIT UNION
1100 N STATE ST BELLINGHAM WA 98225
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $387,839,044
Deposits: $45,885,177
Net Worth: $43,681,321
Employees: 98
Members: 35,218
WHATCOM EDUCATIONAL CREDIT UNION
600 E HOLLY ST BELLINGHAM WA 98225
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,893,212,226
Deposits: $266,691,691
Net Worth: $354,624,694
Employees: 410
Members: 163,950
WHATCOM EDUCATIONAL CREDIT UNION
2625 MERIDIAN ST BELLINGHAM WA 98225
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,893,212,226
Deposits: $266,691,691
Net Worth: $354,624,694
Employees: 410
Members: 163,950
WHATCOM EDUCATIONAL CREDIT UNION
1225 HARRIS AVE BELLINGHAM WA 98225
ATM
P2P
E-Statements
E-Signature
Assets: $2,893,212,226
Deposits: $266,691,691
Net Worth: $354,624,694
Employees: 410
Members: 163,950
WHATCOM EDUCATIONAL CREDIT UNION
516 E HOLLY ST BELLINGHAM WA 98225
P2P
E-Statements
E-Signature
Assets: $2,893,212,226
Deposits: $266,691,691
Net Worth: $354,624,694
Employees: 410
Members: 163,950
WHATCOM EDUCATIONAL CREDIT UNION
21 BELLWETHER WAY STE 111 BELLINGHAM WA 98225
P2P
E-Statements
E-Signature
Assets: $2,893,212,226
Deposits: $266,691,691
Net Worth: $354,624,694
Employees: 410
Members: 163,950
NORTH COAST CREDIT UNION
1100 DUPONT ST BELLINGHAM WA 98225
ATM
Drive-Thru
P2P
E-Statements
Assets: $379,741,171
Deposits: $63,379,237
Net Worth: $51,621,833
Employees: 66
Members: 20,721
WESTEDGE FEDERAL CREDIT UNION
2501 JAMES ST BELLINGHAM WA 98225
P2P
E-Statements
E-Signature
Assets: $78,618,712
Deposits: $4,841,875
Net Worth: $12,046,435
Employees: 15
Members: 4,295

🏘️ All the Lenders Available in Whatcom County, WA

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