Industrial CU of Whatcom County Bellingham WA | Best Auto Loans & Business Banking

Introduction

Welcome to Industrial Cu Of Whatcom County, your trusted financial partner located at 3233 Northwest Ave, Bellingham, WA 98225. Established in 1941, we have proudly served our community for over 80 years, growing alongside our members and adapting to their ever-changing needs. With a total membership of 35,218 and assets reaching an impressive $387,839,044, our commitment to providing exceptional service is unwavering. At Industrial Cu Of Whatcom County, we believe in empowering our members with the right financial tools. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $45,885,177, reflecting the trust placed in us by our members. Furthermore, with total loans amounting to 17,713, we strive to support you in achieving your financial goals. Led by CEO Brandon Hahnel and Board President Michael Ashby, our dedicated team of 98 employees is here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. We understand that financial decisions can sometimes feel overwhelming. That's why we are committed to making your experience as smooth as possible. Whether you're looking for guidance on loans or need assistance with online banking services available at industrialcu.com, we're here for you. Ready to take control of your financial future? Call us today at 360-734-2043 or stop by our branch during operating hours from Monday through Friday between 9:00 AM - 5:30 PM. Your journey towards better financial health starts here!

Branch History & Mission

At Industrial Cu Of Whatcom County, we believe in building a strong community through financial support and services. Since our opening in 1941, we have proudly served the residents of Bellingham, WA, from our location at 3233 Northwest Ave. Over the decades, we've grown alongside our members, fostering trust and support that has allowed us to expand our reach and enhance our offerings. With a total membership of over 35,000 and assets amounting to $387,839,044, we have become a cornerstone for financial well-being in Whatcom County. Our mission is simple yet profound: to empower individuals and families by providing personalized financial solutions while actively engaging in community initiatives. We strive to create an environment where every member feels valued and supported. Our branch's commitment goes beyond traditional banking. We offer a range of services tailored to meet the diverse needs of our members, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our online and mobile banking capabilities ensure that you can manage your finances conveniently from anywhere. While members can visit us at 3233 Northwest Ave Bellingham Wa 98225, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227 if different. We are also proud to provide ATM services and drive-thru banking for your convenience. As we continue to grow, we remain dedicated to being an active participant in the community. From local sponsorships to volunteer efforts, we believe in giving back to those who have supported us throughout the years. Join us at Industrial Cu Of Whatcom County and experience the difference that comes from a credit union built on trust and community spirit. Whether you're looking for loans or just need some advice on managing your finances, we're here for you every step of the way. Visit us today or give us a call at (360) 734-2043!

Branch Location & Accessibility

Convenient Access and Features

Getting to us is easy! We have ample parking available right outside our doors and are proud to be ADA compliant, ensuring that everyone can visit without hassle. Plus, we offer drive-thru banking for those who prefer a quick and convenient way to handle their transactions. Our branch also features ATM access for cash withdrawals and balance checks whenever you need it.

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:30 PM, making it simple for you to fit us into your busy schedule. Whether you're coming in before work or during lunch, we're here ready to assist you.

Services Tailored for You

At the Industrial Credit Union of Whatcom County, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to meet your diverse financial needs. If you're a business owner, we also provide merchant services and business loans. If you're looking for shared services, our branch participates in basic shared transactions for partner credit union members as well. We invite you to stop by or give us a call at 360-734-2043 today! Come experience the friendly service and support that makes our credit union special. Your financial journey starts here!

Member Eligibility

At Industrial Cu Of Whatcom County, we believe that becoming a member is like joining a warm, welcoming family where everyone supports each other. If you're looking to enjoy personalized financial services and a sense of community, you're in the right place! Membership is open to individuals who live, work, or worship in the area, making it easy for many to join our cooperative. Whether you're a first-time account holder or someone seeking better banking options, we're here to help you every step of the way. For more details on eligibility requirements, feel free to check out this resource: . Opening an account with us is simple and convenient. Just visit our website at https://www.industrialcuhb.com/dbank/live/app/register to get started today. If you have any questions or need assistance, don't hesitate to reach out at (360) 734-2043. We're excited to welcome you into our growing community at 3233 Northwest Ave Bellingham Wa 98225!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services provide practical solutions that help streamline operations. For example, when you accept payments easily through our systems, you can focus on what you do best running your business. Imagine providing a smooth checkout experience that keeps your customers coming back. Located at 3233 Northwest Ave Bellingham Wa 98225 in Bellingham, WA, we're here to empower local businesses like yours. Contact us today at (360) 734-2043 to learn more about how we can support your journey!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash on the go? Our ATM and cash withdrawal services ensure you have easy access to your funds when you need them most. Additionally, our basic drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your car perfect for busy days!

Business Banking Support

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. These tools help you manage your finances effectively while focusing on growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or making payments, our digital platform is user-friendly and secure.

Personal Banking Solutions

Our personal banking services are tailored for individuals seeking reliable options. You can choose from various checking and savings accounts that fit your lifestyle. If you're planning to buy a new car or need to refinance your current vehicle, our auto loans and vehicle financing options come with competitive rates. For those considering homeownership, we offer comprehensive mortgage loans and refinancing solutions that simplify the home-buying process. When unexpected expenses arise, our personal loans and debt consolidation services can provide the financial relief you need. Plus, enjoy rewards with our credit cards, which are designed to give you more value for every purchase.

Shared Branch Transactions

If you're a member of another partner credit union, take advantage of our shared branch transactions, which include deposits and withdrawals. This service expands your access to cash without any hassle. We invite you to explore all these fantastic services at Industrial Cu Of Whatcom County. Our team is ready to assist you in achieving your financial goals while ensuring a warm and welcoming experience. If you have any questions or would like to get started with one of our services, don't hesitate to reach out at (360) 734-2043 or visit us at Northwest Avenue today!

Digital & Online Banking

Key Features

Our online banking platform offers a range of features tailored to fit your lifestyle. Need to transfer money? Our person-to-person transfers let you send funds to friends and family quickly and easily. Plus, with our mobile payments feature, you can pay for goods and services directly from your smartphone no need for cash or cards. If you're always on the move, our mobile application is here to help. Available for download, it brings all the conveniences of online banking right into your pocket. You can check balances, pay bills, and even deposit checks using electronic signature authorization yes, we offer that too!

Security and Accessibility

Security is a top priority at Industrial Cu Of Whatcom County. We use robust measures to keep your personal information safe while ensuring that accessing your accounts is straightforward. With e-statements readily available, you can manage your financial records without cluttering up your mailbox. We believe that convenience should come without compromise. Whether you're checking your balance after hours or making a quick payment during lunch, our user-friendly interface makes it simple for everyone to navigate. In a world where every second counts, let Industrial Cu Of Whatcom County help you stay on top of your finances with ease and security through our comprehensive digital banking services. For more information about what we offer, visit https://www.industrialcu.com today!

Financial Strength

At Industrial Cu Of Whatcom County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a strong foundation that supports your financial journey. With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,124 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,158,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $7,271 in used auto loans and $274,571,854 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 95 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,198,376. Total Share and Deposit Accounts: 57,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 3233 Northwest Ave Bellingham Wa 98225 or call (360) 734-2043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and easy to understand, making it simpler for you to drive off with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $351,487 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,330,936 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while keeping your spending under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, make buying or refinancing simple. We offer competitive rates and various terms tailored to fit your budget. If you're considering refinancing your current mortgage, we can help guide you through that process as well.

Summary

Whether you're exploring auto financing, thinking about purchasing a home, or looking for ways to manage your expenses effectively, Industrial Cu Of Whatcom County has the right loan products for you. Our dedicated team is here to assist you every step of the way. Don't hesitate to reach out at (360) 734-2043 or visit us at 3233 Northwest Ave Bellingham Wa 98225 in Bellingham, WA. For more insights and information on our offerings, remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward making your financial goals a reality!

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Industrial Cu Of Whatcom County