Industrial CU of Whatcom County Bellingham WA Credit Union | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Industrial Cu Of Whatcom County, your trusted financial partner located at 1100 N State St, Bellingham, WA 98225. Since our establishment in 1941, we have proudly served our community, growing to a membership of over 35,218 individuals who rely on us for their financial needs. With total assets amounting to an impressive $387,839,044, we ensure that your money is not just safe but also working hard for you. At Industrial Cu Of Whatcom County, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to meet diverse needs from personal banking solutions like checking and savings accounts to specialized loans including auto financing and mortgages. Our total loans and leases stand at 17,713, reflecting our commitment to providing accessible credit options for all members. In addition to our robust offerings, we are dedicated to maintaining a strong financial foundation with total deposits reaching $45,885,177 and a net worth of $43,681,321. Our solid performance is complemented by a cash reserve of $4,167,751, ensuring we can support our members with confidence. Led by our CEO Brandon Hahnel and Board President Michael Ashby, our team is here to provide personalized service and expert guidance. Whether you're looking for assistance with a loan or simply want to explore your account options, we're ready to help. While you can visit us at our branch address mentioned above for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. We invite you to experience the difference that comes with being part of a community-focused credit union. Give us a call at 360-734-2043 or explore more about our services online at Industrial Cu Of Whatcom County. Join us today and let's build a brighter financial future together!

Branch History & Mission

At Industrial Cu Of Whatcom County, we take pride in our rich history and unwavering mission to serve our community. Established in 1941, our branch has been a cornerstone of financial support and guidance for the residents of Bellingham, WA. Over the years, we have grown alongside our members, adapting to their needs while maintaining a steadfast commitment to integrity and service. Located at 1100 N State St, Bellingham, WA 98225, our branch is easily accessible and surrounded by familiar landmarks that residents know well. Whether you're visiting us for personal banking or business services, you'll find a welcoming environment designed with your needs in mind. For official correspondence, please note that our mailing address is PO Box 1767, Bellingham, WA 98227. With a total membership of over 35,000 individuals and assets exceeding $387 million, we have become an integral part of the local financial landscape. Our mission is clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking options that help them achieve their financial goals. Our operating hours from Monday through Friday from 9:00 am to 5:30 pm allow us to be available when you need us most. Additionally, our drive-thru service and ATM availability ensure that your banking experience is as convenient as possible. We are proud to offer shared services with partner credit unions, further expanding access for our members. As technology continues to evolve, we remain committed to enhancing your banking experience through digital advancements. With online and mobile banking options available, managing your finances has never been easier or more secure. We prioritize accessibility for all members by ensuring ADA compliance across our services. Our commitment extends beyond financial transactions; we actively engage with the community through partnerships and outreach efforts aimed at supporting local initiatives. Whether it's sponsoring events or collaborating with local organizations, we believe in giving back to the community that has supported us for so long. Join us at Industrial Cu Of Whatcom County and discover how we can help you navigate your financial journey. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to contact us at 360-734-2043 or visit our website at industrialcu.com.

Branch Location & Accessibility

Welcome to Industrial Cu Of Whatcom County at 1100 N State St Bellingham Wa 98225, your friendly neighborhood credit union located right in the heart of Bellingham, WA. We're easy to find just a stone's throw from popular local spots like Fairhaven Park and the vibrant downtown area. With convenient access and ample parking, visiting us is hassle-free, whether you're stopping by for a quick transaction or a more in-depth banking service. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to ensure everyone can visit comfortably. Plus, if you're on the go, take advantage of our drive-thru service, where you can handle deposits and withdrawals without leaving your vehicle. While members can visit us at 1100 N State St Bellingham Wa 98225, official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. We're open Monday through Friday from 9:00 AM to 5:30 PM, making it easy for you to fit banking into your schedule. Need cash? No problem! Our ATM is available for quick withdrawals and balance checks whenever you need it. And if you're part of another credit union, feel free to utilize our shared services for deposits and withdrawals. For any questions or assistance, don't hesitate to give us a call at (360) 734-2043. We look forward to welcoming you soon!

Member Eligibility

Joining Industrial Cu Of Whatcom County is like becoming part of a close-knit community where your financial well-being is our priority. To become a member, you simply need to meet some friendly eligibility criteria, which can include living, working, or attending school in specific areas, among other factors. Our goal is to welcome as many people as possible into our family. You can find the detailed eligibility requirements on our website at . Once you're ready to take that step towards membership, opening an account is easy and straightforward. Just visit us online at https://www.industrialcuhb.com/dbank/live/app/register or give us a call at (360) 734-2043 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

Alongside our loan offerings, we provide essential merchant services that simplify transactions and enhance your customer experience. Imagine having quick and easy payment processing options, enabling you to focus on what really matters growing your business. With our solutions, you'll have the tools needed to accept payments efficiently and securely. Visit us at 1100 N State St Bellingham Wa 98225 in Bellingham, WA, or give us a call at (360) 734-2043 to learn more about how our business banking services can support your goals!

Non-Member Support

We also recognize the importance of community support. Even if you're not a member, we provide flexible financing solutions, ensuring everyone has access to necessary resources.

Outstanding Loans

With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Services

We also provide essential ATM and cash withdrawal services, making it easy for members to access their funds whenever they need them. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Banking

For entrepreneurs, we provide robust business banking services including merchant services and business loans designed to help your company thrive. We know running a business comes with challenges; let us partner with you for success.

Credit Cards

For everyday purchases or special rewards, our credit cards with rewards program offers great benefits that fit your lifestyle. Whether it's earning points on your favorite brands or enjoying cashback on groceries, we've got you covered.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have invested in online and mobile banking features that allow you to manage your accounts anytime, anywhere. With secure access through our mobile app and website, you can check balances, transfer funds, or pay bills from the comfort of your home or on the go.

Personal Banking

We offer a variety of personal banking solutions to help you manage your everyday finances effectively. Our checking and savings accounts make it easy for you to save for the future while keeping your money accessible. Need a vehicle? Look no further! Our auto loans and vehicle financing options allow you to drive off with the car of your choice without breaking the bank. If you're looking for a place to call home, our mortgage loans and refinancing services can help make that dream a reality. For those times when unexpected expenses arise, consider our personal loans and debt consolidation options. They provide quick access to cash when you need it most.

Shared Branch Transactions

If you're traveling or away from home, our basic shared branch transactions let you deposit or withdraw funds at partner credit unions across the country. At Industrial Cu Of Whatcom County, we strive to simplify your financial journey while offering exceptional service every step of the way. For more information about any of these services or to speak with one of our team members, feel free to call us at (360) 734-2043 or visit us at https://www.industrialcu.com . We look forward to helping you achieve all your financial goals!

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital banking tools are designed with you in mind. They are easy to navigate, making real-time account management straightforward and hassle-free. Whether you're depositing a check or setting up automatic payments, everything is just a few clicks away. Join us at Industrial Cu Of Whatcom County where convenience meets security in the world of digital banking. Experience the future of finance today!

Key Features of Our Online Services

With our 24/7 online banking services, you can easily check your account balance, transfer funds, and pay bills all from the comfort of your own home. Have a busy schedule? No problem! Our mobile application makes it even easier to manage your money right from your smartphone. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money quickly to friends or family. Security is a top priority for us. That's why we offer electronic signature authorization for added peace of mind when handling important documents. Plus, you can opt for e-statements instead of traditional paper statements, reducing clutter while ensuring your sensitive information stays safe.

Financial Strength

At Industrial Cu Of Whatcom County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you choose us as your financial partner, you're looking for trustworthiness and reliability. That's why we're proud to share our strong financial standing with you. With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,124 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you extends beyond savings accounts. With $7,271 in used auto loans and $274,571,854 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This flexibility allows us to meet your needs whether you're purchasing a vehicle or managing other financial aspirations. We also take pride in having 95 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. At Industrial Cu Of Whatcom County, we believe that our strength lies not just in the numbers but in the relationships we build with each of you. Total Share Accounts: 57,695, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 1100 N State St Bellingham Wa 98225 or call (360) 734-2043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable used vehicle, we make financing straightforward and accessible.

Credit Lines

Our total credit lines amount to $179,646,173, providing you with additional flexibility when it comes to managing your cash flow and making larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, making buying or refinancing simple. We're here to guide you through the process and ensure you find the right fit for your budget.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, our team can help you explore eligibility options tailored to your situation. We believe in empowering our members with choices that suit their financial journeys. In summary, whether it's for a car purchase, home financing, or managing day-to-day expenses through credit lines and credit cards Industrial Cu Of Whatcom County has you covered. For more details about our offerings and how we can assist you further, visit us online at industrialcu.com or contact us directly at the number above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards reaching your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,330,936 in loans helping members manage their finances effectively. This option can be particularly useful for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all loan offers listed are based on the latest results and adhere to fair practices (Source: https://www.ncua.gov ). By working exclusively with verified financial institutions, LendMesh guarantees that users receive transparent and trustworthy information.

Industrial Cu Of Whatcom County