Home Equity Loans in Oxnard, CA

Looking for affordable home equity loans in Oxnard, CA? Compare local lenders to find low rates and flexible terms that fit your needs. Whether it’s home improvements or consolidating debt, you can unlock your home’s value with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Oxnard, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
WESCOM CENTRAL CREDIT UNION
1660 E GONZALES RD OXNARD CA 93036
ATM
P2P
E-Statements
E-Signature
Assets: $6,419,799,024
Deposits: $196,562,765
Net Worth: $507,057,796
Employees: 1000
Members: 250,042
PREMIER AMERICA CREDIT UNION
1921 N OXNARD BLVD OXNARD CA 93036
ATM
P2P
E-Statements
E-Signature
Assets: $3,448,991,678
Deposits: $277,905,665
Net Worth: $335,505,901
Employees: 432
Members: 111,420
VENTURA COUNTY CREDIT UNION
2160 N ROSE AVE OXNARD CA 93036
ATM
P2P
E-Statements
E-Signature
Assets: $1,415,994,450
Deposits: $58,831,677
Net Worth: $131,722,304
Employees: 203
Members: 76,398
VENTURA COUNTY CREDIT UNION
691 TOWN CENTER DR OXNARD CA 93036
ATM
P2P
E-Statements
E-Signature
Assets: $1,415,994,450
Deposits: $58,831,677
Net Worth: $131,722,304
Employees: 203
Members: 76,398
OCEANAIR FEDERAL CREDIT UNION
2151 E GONZALES RD OXNARD CA 93036
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $866,325,409
Deposits: $91,776,493
Net Worth: $67,456,539
Employees: 125
Members: 28,166

🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

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