Premier America Oxnard CA Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Premier America at our North Oxnard Branch, located at 1921 N Oxnard Blvd, Oxnard, CA 93036. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With a total membership of 111,420, we believe in fostering strong relationships and building trust with each member. At Premier America, we understand the importance of financial stability and accessibility. Our total assets amount to an impressive $3,448,991,678, reflecting our dedication to maintaining a solid foundation for our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking, we have you covered. Our branch is not just about numbers; it's about people. Under the leadership of CEO Rudy Pereira and Board President Gary Holmen, our team of 432 employees is here to help you navigate your financial journey with confidence. We pride ourselves on being a part of the local community and making a positive impact through various initiatives. While you can visit us at our branch location, please note that any official correspondence should be directed to the same address: 1921 N Oxnard Blvd, Oxnard, CA 93036. We invite you to explore our services further by visiting our website at PremierAmerica.com or giving us a call at 805-988-7891. Whether you're opening a new account or seeking advice on loans, we're here for you every step of the way. Join us today and experience the Premier America difference!

Branch History & Mission

At Premier America, we take pride in our rich legacy and commitment to serving our community. Established in 1957, our North Oxnard Branch has grown from humble beginnings into a vital financial institution for the residents of Oxnard, CA. Nestled at 1921 N Oxnard Blvd, this branch has become a cornerstone for many families and businesses in the area. Over the years, we've seen significant milestones that reflect our dedication to excellence. With a total membership of over 111,420 and assets amounting to $3,448,991,678, we have built a strong foundation that allows us to provide essential financial services tailored to the needs of our members. Our mission is straightforward: to empower individuals and businesses through accessible financial products while fostering a sense of community support. While members can visit us at 1921 N Oxnard Blvd Oxnard Ca 93036, official correspondence should be sent to 1921 N Oxnard Blvd, Oxnard, CA 93036. We are committed to making banking easy and convenient for everyone. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. At Premier America, we embrace innovation. Our digital advancements include online banking and mobile applications that make managing your finances easier than ever. We also prioritize accessibility with ADA-compliant facilities so that everyone can benefit from our services. Community outreach is at the heart of what we do. We believe in building partnerships that strengthen our local area. Through various programs and initiatives, we actively support local events and charities, ensuring that we give back as much as we receive. We invite you to experience the benefits of joining Premier America. Discover how we can help you achieve your financial goals while being part of a community-focused organization that genuinely cares about its members. Visit us today or call us at (805) 988-7891 we're here for you!

Branch Location & Accessibility

Accessibility Features

At our Oxnard branch, we prioritize accessibility for all members. The location is ADA compliant, ensuring that everyone can easily access our services. Whether you arrive by car or public transport, parking is available nearby, providing a hassle-free experience when visiting us.

Operating Hours

Our friendly staff is here to assist you during convenient hours. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking or exploring loan options, we're ready to help!

Services Offered

At Premier America, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our team is equipped to guide you through every step of your financial journey. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at 1921 N Oxnard Blvd, official correspondence should be sent to the same address for your convenience. If you have any questions or would like more information about our services, feel free to call us at 805-988-7891. We look forward to welcoming you at our Oxnard branch! Come visit us today and see how we can help you achieve your financial goals.

Member Eligibility

At Premier America, we believe that everyone deserves a place to call home for their financial needs. Joining our community is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to become a member. We embrace a diverse range of individuals, so whether you're just starting out or looking for ways to enhance your financial future, you'll find a supportive environment here. Plus, being part of Premier America means gaining access to personalized services and competitive rates that can help you reach your goals. To get started on your membership journey, feel free to visit us at our branch located at 1921 N Oxnard Blvd Oxnard Ca 93036. If you have any questions or need assistance, don't hesitate to give us a call at (805) 988-7891. For detailed information on eligibility criteria, check out our resource page at . We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify your daily operations. Whether it's processing payments efficiently or managing cash flow, our tools help ensure you can focus on what matters most growing your business. Visit us at 1921 N Oxnard Blvd Oxnard Ca 93036 in Oxnard, CA or call us at (805) 988-7891 to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Loan Options

If you're facing unexpected expenses or planning a big project, consider our Personal Loans & Debt Consolidation services. We aim to help you consolidate debts into manageable payments while offering rates that won't break the bank. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, making every dollar count.

Convenient Access

Your convenience is our priority at Premier America. With an ATM available on-site, accessing cash is simple. You can also enjoy basic ATM services such as balance checks and withdrawals without any hassle. Whether you're in need of personal banking services or looking for support with your business finances, we're here to assist you every step of the way. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at 805-988-7891, or visit us at our Oxnard branch today. Your financial journey starts here at Premier America where we prioritize your success!

Financing Your Dreams

When it comes to financing major purchases like a car or home, we provide competitive Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options. Imagine driving off in your dream car or settling into a new home with favorable terms that suit your budget. Our team is here to guide you through each step of the process, ensuring you find the right solution.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that are designed with flexibility and convenience in mind. You can easily keep track of your spending and savings through our Online & Mobile Banking services. Need to make a quick deposit or check your balance? With our user-friendly mobile application, banking is just a tap away.

Support for Local Businesses

For entrepreneurs and local businesses, we offer tailored solutions including Business Banking services like Merchant Services and Business Loans. We recognize the unique challenges small businesses face and are committed to helping you thrive.

Digital & Online Banking

Mobile Banking Made Easy

Our mobile application brings the bank right to your pocket. With just a few taps, you can manage your accounts, deposit checks, and make payments anytime and anywhere. The app's intuitive design ensures that even those new to digital banking will find it easy to navigate. At Premier America, we're committed to making banking accessible for everyone. Our online services empower you to manage your money in real-time while enjoying the flexibility and convenience that modern technology provides. Visit us today at http://www.PremierAmerica.com and experience the future of banking!

Security and Accessibility

Security is a top priority for us at Premier America. We offer electronic signature authorization for added peace of mind when signing documents online. Your sensitive information is protected with advanced security measures, so you can bank worry-free. Additionally, we provide e-statements to help you stay organized while reducing paper clutter. You can easily view and download your statements whenever you need them no more waiting for the mail!

Financial Strength

At Premier America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of building trust through strong financial health, and our commitment to you is reflected in our performance metrics. With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is safe with us while also working for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,334 in used auto loans and $2,778,414,545 in total loans and leases. Furthermore, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our growing member base is evident from our total share accounts reaching 230,097. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at 1921 N Oxnard Blvd Oxnard Ca 93036 or call (805) 988-7891 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. We make the process simple and straightforward so that you can focus on what matters most getting behind the wheel of your new ride.

Business Financing

For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand. We understand the challenges businesses face today and are committed to supporting local entrepreneurs with tailored financing solutions. At Premier America, we also recognize that refinancing can be a smart choice for many borrowers. If you're interested in exploring eligibility options or want more information about refinancing any of our loan products, don't hesitate to contact us. We pride ourselves on transparency and commitment to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what you're looking for, we have a loan product that's right for you. Visit us at 1921 N Oxnard Blvd Oxnard Ca 93036, call us at (805) 988-7891, or check out our website at Premier America for more details. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. We aim to provide affordable solutions tailored to your needs, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,412,561 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can enhance your spending power while keeping your budget in check.

Loan Aggregator

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Premier America