Home Equity Loans in San Clemente, CA

If you’re a San Clemente homeowner, comparing home equity loan offers from local credit unions can save you money and stress. Find competitive rates and personalized service designed to help you unlock your home’s value with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-09

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with an APR range of 3.99% to 11.75% today. This rate is the same as it was 7 days ago but slightly lower than the 3.99% to 12% range seen 30, 60, and 90 days ago. The minimum APR remains steady at 3.99% across all these time frames. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the 30–day range, which was 4.9% to 7.38% . The rate has stayed steady over the past week but decreased compared to a month ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity rate range of 5.49% to 8.24% today, which is higher than the 5.49% to 6.24% range seen 7 and 30 days ago but the same as 60 and 90 days ago. The HELOC rate is 6.75% today, unchanged from 60 and 90 days ago. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity loan with an APR range of 6.12% to 6.25% today, which is lower than the 7–day range of 6.12% to 11.5% . The HELOC rate stays the same at 6.5% to 11.5% compared to previous days. The Home Equity rate has gone down from a week ago, while the HELOC rate shows no change.

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9.02% today, which is steady from 7 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 8.25% to 9.25% now, down from 8.5% to 9.5% 30 days ago. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Baxter has a HELOC rate of 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 7.25% today, down from 7.5% at 7, 30, 60, and 90 days ago. Schoolsfirst has a Home Equity loan with an APR range of 6.75% to 10.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The rates have stayed steady over the past three months. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% .

Connexus has a Home Equity loan with an APR range of 6.89% to 9.24% today. This rate is the same as it was 7, 60, and 90 days ago. No changes have occurred in the past few months for this product.

🏦 All Local Lenders in San Clemente, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
943 AVENIDA PICO UNIT I SAN CLEMENTE CA 92673
ATM
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595

🏘️ All the Lenders Available in Orange County, CA

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