Home Equity Loans in Tempe, AZ

Looking to tap into your Tempe home’s value? A homeowner line of credit offers a flexible way to fund renovations, consolidate debt, or cover unexpected expenses—all while keeping control of your finances.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Desert Financial has a HELOC with an APR range of 6.49% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Oneaz has a Home Equity APR range of 6.62% to 8.76% today. This rate is the same as it was 7 days ago but lower than the range from 30, 60, and 90 days ago, which was 6.88% to 9.01% . The rates have stayed steady over the past week but have decreased compared to the past three months.

Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Arizona Financial has a HELOC with a 7% APR today, the same as 60 days ago. There’s no change compared to 7 or 30 days ago either. The rate has stayed steady at 7% over the past few months. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Tempe, AZ

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIFY FINANCIAL FEDERAL CREDIT UNION
111 W RIO SALADO PKWY TEMPE AZ 85281
P2P
E-Statements
E-Signature
Assets: $3,509,573,656
Deposits: $193,298,017
Net Worth: $280,101,782
Employees: 474
Members: 252,114
AMERICAN AIRLINES FEDERAL CREDIT UNION
1821 W RIO SALADO PKWY TEMPE AZ 85281
ATM
P2P
E-Statements
E-Signature
Assets: $9,008,942,932
Deposits: $868,086,545
Net Worth: $987,579,629
Employees: 787
Members: 368,129
AMERICA FIRST FEDERAL CREDIT UNION
1650 S PRIEST DR TEMPE AZ 85281
ATM
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
DESERT FINANCIAL CREDIT UNION
1290 S NORMAL AVE TEMPE AZ 85281
ATM
P2P
E-Statements
E-Signature
Assets: $8,901,537,365
Deposits: $699,652,272
Net Worth: $1,033,536,095
Employees: 1326
Members: 472,620

🏘️ All the Lenders Available in Maricopa County, AZ

Customers are also interested in:

Homeowner Line Of Credit