Desert Financial Credit Union Tempe AZ | Top Checking & Credit Cards

Introduction

Welcome to Desert Financial, your trusted partner in financial well-being located at 1290 S Normal Ave, Tempe, AZ 85281. Since our establishment in 1939, we have been dedicated to serving our community with a commitment that goes beyond just banking. With over 472,620 members, we understand that each person's financial journey is unique. That's why we offer a range of services tailored to meet your needs, from personal banking to business loans. At Desert Financial, we take pride in our robust financial standing, boasting total assets of $8,901,537,365 and total deposits amounting to $699,652,272. Our ability to provide meaningful support is reflected in the 131,916 loans and leases we've extended to our members. With a net worth of $1,033,536,095, you can trust us to manage your finances responsibly. Our leadership team is committed to guiding you through every step of your financial journey. Led by CEO Jeffrey Meshey and Board President Kevin Haskew, our staff of 1,326 employees is here to ensure you receive exceptional service. Whether you're seeking a new auto loan or advice on refinancing your mortgage, our knowledgeable team is ready to assist you. While members can visit us at our Tempe branch for all their banking needs, official correspondence should be sent to our mailing address at 148 N 48th St, Phoenix, AZ 85034. We invite you to explore our various services including checking accounts, auto loans, credit cards with rewards, and much more all designed with your success in mind. Ready to take the next step? Give us a call at 602-433-7000 or visit us online at Desert Financial today! Your financial future starts here.

Branch History & Mission

Desert Financial has a rich history rooted in community support and financial empowerment. Established in 1939, our branch in Tempe, Arizona, has grown from its humble beginnings to become a trusted financial partner for over 472,620 members. Located at 1290 S Normal Ave, Tempe, AZ 85281, we are not just a credit union; we are a vital part of the community that strives to improve the lives of those we serve. Since opening our doors more than eight decades ago, Desert Financial has continuously evolved to meet the changing needs of our members. Our commitment to providing personalized banking solutions has led us to accumulate total assets of over $8.9 billion. This growth reflects our dedication to offering services like personal banking, auto loans, mortgage financing, and business banking all designed with our members' best interests at heart. At Desert Financial, our mission is clear: We aim to enhance the financial well-being of our members and the communities we serve. We achieve this by offering competitive products and services while maintaining a strong focus on community outreach. Whether it's through financial literacy programs or local partnerships, we believe in giving back and supporting initiatives that uplift those around us. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 148 N 48th St, Phoenix, AZ 85034. Our operating hours are convenient for busy lifestyles open weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 1 PM. Additionally, our ATM is available 24 hours a day for easy access to cash whenever you need it. As we embrace technological advancements like online banking and mobile payments, we remain committed to accessibility for all members. Our facilities comply with ADA standards to ensure everyone can enjoy our services without barriers. Join us as we continue this journey together. Experience the benefits of membership at Desert Financial and discover how we can help you achieve your financial goals while making a positive impact in your community. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Full Range of Services

Our Tempe location provides a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to support every aspect of your financial journey. Plus, we ensure that you have access to online and mobile banking so you can manage your finances anytime, anywhere. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 148 N 48th St, Phoenix, AZ 85034. We invite you to stop by or call us at 602-433-7000 today! Experience the friendly service and community spirit that sets Desert Financial apart from the rest. We look forward to welcoming you!

Convenient Access and Amenities

Our branch is designed with your comfort in mind. Parking is available right outside, making it easy for you to pop in whenever you need assistance. We are committed to accessibility for everyone, featuring ADA-compliant entrances and pathways. If you're looking for quick banking solutions, we also offer a 24-hour ATM service for your convenience.

Operating Hours That Work for You

At Desert Financial, we understand that life can get busy. That's why we offer flexible operating hours! Our lobby is open from 9 AM to 6 PM on weekdays, and on Saturdays, we're here from 9 AM to 1 PM. Whether you want to discuss personal banking options or simply make a quick deposit, our team is ready to assist you during these times.

Member Eligibility

At Desert Financial, we believe that everyone deserves a place where they can feel supported and valued, which is why we welcome new members with open arms. If you're looking to join our community, you'll be pleased to know that membership is available to anyone who lives, works, worships, or attends school in the areas we serve. This means if you're a local resident or spend your days here, you're likely eligible! Not only do you gain access to a range of financial services designed with your needs in mind, but you also become part of a cooperative that prioritizes your well-being over profit. Getting started is simple! To learn more about the specific eligibility criteria and ensure you meet them, check out our dedicated page at http://www.desertfinancial.com/en/who-we-are/become-a-member . If you're ready to take the next step towards becoming a member, don't hesitate to reach out to us at (602) 433-7000. We're here to guide you through the process and answer any questions you may have. Join us today at 1290 S Normal Ave Tempe Az 85281 and experience all the benefits of being part of the Desert Financial family!

Business Banking & Commercial Services

At Desert Financial, we understand that running a business is no small feat. That's why we're dedicated to providing tailored financial solutions that empower local entrepreneurs and business owners in Tempe, AZ. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $726 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $738,175,373, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services make it easy for businesses to manage transactions efficiently. Whether you're a small shop or a larger enterprise, our services help streamline payment processes, allowing you to focus on what matters most growing your business. Located at 1290 S Normal Ave Tempe Az 85281, we're here to partner with you every step of the way. Discover how Desert Financial can help take your business to the next level!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services provide essential tools like Merchant Services & Business Loans, ensuring that your business has the financial backing it needs to thrive.

Cash Access

For those times when you need cash quickly, our ATM & Cash Withdrawal Services ensure that you have access whenever necessary. With basic ATM functions like withdrawals and balance checks available 24/7 at our ATMs, managing your money has never been easier. We invite you to visit us at Desert Financial, where our friendly team is ready to assist you with any questions or concerns. You can also reach us by phone at (602) 433-7000 during our convenient operating hours: weekdays from 9 AM to 6 PM and Saturdays from 9 AM to 1 PM. Ready to take the next step? Explore all that we have to offer by visiting our website at Asu Tempe. We look forward to being part of your financial journey!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options, allowing you to manage your accounts anytime and anywhere. Whether it's checking your balance, transferring funds, or paying bills on-the-go, we make banking easy and accessible.

Financial Solutions

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you can tackle those challenges head-on. Our Credit Cards with Rewards program lets you earn while you spend, making your purchases even more rewarding!

Personal Banking

Whether you're looking to manage your day-to-day finances or save for future goals, our Personal Banking options include various Checking & Savings Accounts designed to fit your lifestyle. If you're planning to buy a new car, our Auto Loans & Vehicle Financing can help get you on the road quickly with competitive rates. For those considering homeownership, we offer Mortgage Loans & Refinancing solutions that make the process smoother than ever.

Digital & Online Banking

Around-the-Clock Access

Our commitment to your banking needs extends beyond traditional hours. With 24/7 online banking services, you can check balances, pay bills, and manage your accounts whenever it suits you best. This flexibility means you're always in control of your finances. At Desert Financial, we prioritize providing a user-friendly experience while keeping your information safe and secure. Discover how our digital banking options can enhance your financial management by visiting us online today!

Key Services

With our online banking platform, you can access your accounts anytime, anywhere. Whether you're at home or on the go, managing your finances is just a few clicks away. Enjoy features like e-statements, which allow you to view your account statements electronically, saving you time and paper. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Mobile Banking Features

Our mobile application makes banking even more accessible. With it, you can make mobile payments directly from your smartphone, ensuring that paying bills and transferring funds is quick and hassle-free. Additionally, our person-to-person transfer feature allows you to send money to friends or family instantly, making sharing expenses a breeze.

Financial Strength

At Desert Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a solid financial foundation to support your needs and aspirations. With a net worth of $1,033,536,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,471,902,387 in share certificates and $2,928,906,780 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is reflected in our $960,070,693 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $35,444 in used auto loans and $4,226,064,464 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $60,601,487, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,289 full-time employees and 37 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,684,564. Total Share Accounts: 1,037,935, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Desert Financial is your trusted partner. Visit us at 1290 S Normal Ave Tempe Az 85281 or call (602) 433-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $877,928,365 in used vehicle loans and $586,767,508 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever for you to drive away in a vehicle that fits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $738,175,373 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to helping you succeed with customized lending solutions.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer credit lines and personal loans tailored for various needs. Our total credit lines amount to $3,861,348,724, providing our members with essential financial flexibility. If you're looking for a way to consolidate debt or cover unexpected expenses, our personal loan options can help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,405,055,850, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can enhance your purchasing power without added stress. At Desert Financial, we pride ourselves on offering personalized service and support throughout your borrowing journey. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out to us at (602) 433-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at 1290 S Normal Ave Tempe Az 85281 in Tempe, AZ, or check out our website at https://www.desertfinancial.com/ for more information about how we can help you achieve your financial goals!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the complex world of loans with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that users can trust the offers they see are based on the latest results (Source: https://www.ncua.gov ). Every loan option listed on LendMesh is pulled from legitimate financial institutions, ensuring that all data is verified for reliability. One standout feature of LendMesh is its approach to listings. Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results, allowing them to make informed decisions without the influence of marketing tactics. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, ensuring that you have access to the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the effectiveness of LendMesh as a reliable resource in your search for the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DESERT FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

A Full Range of Services

Convenient Access and Amenities

Operating Hours That Work for You

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking

Cash Access

Digital Convenience

Financial Solutions

Personal Banking

Digital & Online Banking

Around-the-Clock Access

Key Services

Mobile Banking Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines and Personal Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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