San Marcos TX HELOC: Secure Low Rates for Debt Freedom

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in San Marcos, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
UNIVERSITY FEDERAL CREDIT UNION	1190 THORPE LN SAN MARCOS TX 78666	⏰ M-F, 10-6Sat, 10-2 📞 5124678080	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,100,757,196 Deposits: $210,923,091 Net Worth: $372,973,611 Employees: 770 Members: 391,419
UNIVERSITY FEDERAL CREDIT UNION	109 STUDENT CENTER DR SAN MARCOS TX 78666	⏰ M-F 10-4 📞 5124678080	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,100,757,196 Deposits: $210,923,091 Net Worth: $372,973,611 Employees: 770 Members: 391,419
AUSTIN TELCO FEDERAL CREDIT UNION	900 BUGG LN SAN MARCOS TX 78666	⏰ Lobby M-F 9:00-4:00 Sat Closed Drive-Thru M-F 8:30-5:30 Sat 9-12 📞 5123025555	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,513,450,564 Deposits: $105,238,844 Net Worth: $334,000,581 Employees: 277 Members: 92,839
A+ FEDERAL CREDIT UNION	1204 THORPE LN SAN MARCOS TX 78666	⏰ Lobby Hours: M-F 9:00a.m.-5:00p.m. Sat 10:00a.m.-1:00p.m. Drive-thru Hours: M-F 8:30a.m.-6:00p.m. Sat 9:00a.m.-1:00p.m. 📞 5123026800 📠 5124591703	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,482,595,182 Deposits: $194,717,015 Net Worth: $325,140,976 Employees: 531 Members: 188,990
A+ FEDERAL CREDIT UNION	2601 RATTLER RD STE 100 SAN MARCOS TX 78666	⏰ Lobby Hours: M-F 11:30 a.m.-5:00 p.m. 📞 5123026800 📠 5124591703	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $2,482,595,182 Deposits: $194,717,015 Net Worth: $325,140,976 Employees: 531 Members: 188,990
GREATER TEXAS FEDERAL CREDIT UNION	242 N GUADALUPE ST SAN MARCOS TX 78666	⏰ M-TH 9-4 F 9-6 📞 5124582558	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $932,850,912 Deposits: $26,873,488 Net Worth: $64,084,859 Employees: 213 Members: 80,480
RANDOLPH-BROOKS FEDERAL CREDIT UNION	1210 WONDER WORLD DR SAN MARCOS TX 78666	⏰ Lobby Hours: M-F 9-5, Sat 9-4 Drive Thru: M-Th 7-6, F 7-7, Sat 9-4 📞 2109453333 📠 2106374175	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $17,549,897,730 Deposits: $205,518,113 Net Worth: $2,188,129,649 Employees: 2366 Members: 1,158,867
RANDOLPH-BROOKS FEDERAL CREDIT UNION	1203 THORPE LN SAN MARCOS TX 78666	⏰ Lobby Hours: M-F 9-5, Sat 9-4 Drive Thru: M-Th 7-6, F 7-7, Sat 9-4 📞 2109453333 📠 2106374175	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $17,549,897,730 Deposits: $205,518,113 Net Worth: $2,188,129,649 Employees: 2366 Members: 1,158,867

🏘️ All the Lenders Available in Hays County, TX

✅AUSTIN TELCO FEDERAL CREDIT UNION

✅A CREDIT UNION

✅RANDOLPHBROOKS CREDIT UNION

✅UNIVERSITY 1367 CREDIT UNION

✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION

✅UNITED HERITAGE CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

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