A+ Credit Union San Marcos TX | Best Auto Loans & Business Banking

Introduction

Community Commitment

At A+ Credit Union, we understand that every member's financial journey is unique. That's why we offer tailored solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our total assets exceed $2.48 billion, ensuring that we have the resources to meet your needs today and in the future. We also hold approximately $194 million in deposits from our members, reflecting the trust you place in us.

Strong Leadership

Under the guidance of our CEO, Eric Kase, and Board President, Landon Spillmann, we are dedicated to fostering a supportive environment where members can thrive. Our team of 531 employees is here to assist you every step of the way. While members can visit us at 1204 Thorpe Ln, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. If you have questions or need assistance, don't hesitate to reach out at 512-302-6800.

Visit Us Today!

Whether you're looking for a new checking account or seeking advice on a loan, we're here for you! Come by our branch during lobby hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM or use our drive-thru service for quick transactions. Discover how A+ Credit Union can help you achieve your financial aspirations. Visit our website at A+ FCU for more information or to get started today!

Branch History & Mission

Community Engagement

Throughout our history, A+ has maintained a strong connection with the San Marcos community and beyond. We believe in giving back and actively participate in local outreach initiatives that uplift and support those around us. From educational programs to partnerships with local organizations, our commitment to making a difference remains steadfast. While members can visit us at our branch location on Thorpe Lane, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m., with drive-thru services available during extended hours.

Looking Ahead

As we embrace modern advancements in technology and service delivery, A+ continues to adapt while keeping member satisfaction at the forefront. With features like online banking, mobile applications, and convenient ATM access available throughout San Marcos, we're here to ensure that managing your finances is both easy and efficient. We invite you to join the A+ family today! Experience firsthand how we can help you achieve your dreams while being part of a community-focused credit union that truly cares about your financial success. Reach out to us at 512-302-6800 or visit our website at A+ FCU for more information on how you can become a member. Together, let's build a brighter financial future!

Our Mission

At A+, our mission is simple yet profound: we are committed to enhancing the financial well-being of our members while fostering a spirit of community and support. We offer a range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet the diverse needs of our members. Our focus extends beyond transactions; we aim to empower individuals and families by providing tools and resources that can help them achieve their financial goals.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important. Our branch is ADA compliant, featuring ramps and easy access points for all members. There's ample parking available for your convenience, ensuring that your visit is as smooth as possible.

Operating Hours

Our friendly team is ready to assist you during our lobby hours from Monday through Friday, 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you need assistance outside these hours, our drive-thru service operates Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Services Offered

At A+ Credit Union's San Marcos Branch, we pride ourselves on offering a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you want to manage your accounts online or require assistance in person, we're here for you.

Visit Us Today!

If you're looking for reliable banking solutions in Hays County, don't hesitate to visit us at the San Marcos Branch or give us a call at 512-302-6800. While members can visit us at this location for all their banking needs, please note that official correspondence should be sent to our mailing address at PO Box 14867, Austin, TX 78761-4867. We look forward to welcoming you soon!

Member Eligibility

At A+, we believe that becoming a member is like joining a close-knit family where everyone supports each other's financial goals. If you're looking to be part of our community, you'll find that eligibility is designed to be welcoming and straightforward. Generally, anyone who lives, works, worships, or attends school in the area can join us. We invite you to explore more about who can become a member by visiting our detailed eligibility page at https://aplusfcu.org/accounts/savings/membership. Joining is easy! Once you know you're eligible, you can open an account with just a few simple steps. Whether you're interested in savings accounts or loans, we're here to help guide you through the process. You can find all the information you need on how to get started at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent. If you have any questions or need assistance, don't hesitate to reach out to us at (512) 302-6800. We look forward to welcoming you to A+ at 1204 Thorpe Ln San Marcos Tx 78666!

Business Banking & Commercial Services

Business Loans That Empower Growth

Imagine having the financial backing to take your business to the next level. Our commercial loan options are designed to support your unique needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer merchant services that make everyday transactions easier for your business. Whether you need payment processing solutions or support for online sales, our tools are designed to help you serve your customers better. When you partner with us, you gain access to resources that streamline operations, allowing you to focus on what matters most growing your business. Visit us at 1204 Thorpe Ln San Marcos Tx 78666 in San Marcos, TX or call us at (512) 302-6800 to discover how we can help your business succeed!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are conveniently located for quick withdrawals and balance checks whenever you need them. Plus, enjoy the ease of basic drive-thru banking for deposits and withdrawals without leaving your car. We invite you to explore all these services and more at San Marcos Branch. For questions or more information about how we can help you navigate your financial journey, don't hesitate to reach out at (512) 302-6800. Join us today and experience personalized service that puts you first!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans provide competitive rates that can help make your dream vehicle a reality. From financing new cars to refinancing existing loans, we've got you covered every step of the way. Picture driving off in that new car while knowing you secured an excellent deal through A+.

Business Banking

If you're a business owner, you'll appreciate our tailored business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're committed to supporting local businesses in San Marcos.

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards come with attractive rewards programs that allow you to gain benefits on everyday purchases. It's a great way to make the most out of your spending habits!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to lower your monthly payments, our team is here to assist you. We understand that buying a home can be overwhelming, so let us simplify the process for you.

Online & Mobile Banking

In today's fast-paced world, accessibility is key. That's why at A+, we offer robust online and mobile banking features. Manage your accounts, transfer funds, pay bills, and even check balances all from the palm of your hand!

Personal Banking

Whether you're opening your first checking account or looking for ways to grow your savings, our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to everyday banking needs, making it easy for you to manage your money. Imagine having the freedom to access your funds anytime through our online and mobile banking platforms it's all about convenience!

Personal Loans & Debt Consolidation

Life happens, and sometimes unexpected expenses arise. Our personal loans can help cover those costs or consolidate existing debt into one manageable payment. With flexible terms and quick approval processes, we aim to make borrowing straightforward and stress-free.

Digital & Online Banking

Accessibility Anytime, Anywhere

With our commitment to making banking accessible, you can manage your accounts anytime and anywhere using our 24/7 online banking service. Whether you're at home or out and about, you'll have real-time access to your financial information right at your fingertips. At A+, we strive to provide a banking experience that meets your needs while ensuring that your data remains safe and secure. Join us today and take advantage of these convenient digital services designed just for you!

Key Services for Your Convenience

Our online banking platform is user-friendly and secure, allowing you to navigate your accounts with ease. One of the standout features is the ability to set up e-statements, which means you can go paperless while keeping track of your transactions effortlessly. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who prefer mobile banking, our dedicated mobile application gives you the freedom to manage your finances on the go. You can make person-to-person transfers instantly perfect for sharing expenses with friends or family. Although we currently do not support mobile payments, our app still provides all the essential tools to keep your finances organized.

Financial Strength

Growing Membership Base

With total share accounts reaching 456,620, our strong and growing member base reflects the trust that the community places in us. This trust fuels our dedication to providing exceptional service tailored to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 1204 Thorpe Ln San Marcos Tx 78666 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity is significant with $21,941 in used auto loans and $2,119,005,048 in total loans and leases. This means we have the resources to help you achieve your dreams whether it's buying a new car or expanding your business.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0. This performance allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Secure Savings Options

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in a car that suits your lifestyle.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. From equipment financing to working capital, we're here to support your business ambitions. We also have options for refinancing existing loans, which can lower your monthly payments or help you pay off debt more quickly. If you're interested in eligibility options or want to learn more about how our services can benefit you, don't hesitate to reach out. You can contact us at (512) 302-6800 or visit us at 1204 Thorpe Ln San Marcos Tx 78666 in San Marcos, TX. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We guide you through every step of the process to ensure that you feel confident in your decision.

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members keep their budgets on track. Whether it's for everyday purchases or unexpected expenses, our credit cards come with manageable rates and rewards.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers displayed on LendMesh are sourced from legitimate financial institutions. This guarantees transparency and helps users trust the information they receive. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Instead, our goal is to provide unbiased results so users can make decisions based solely on what's best for them. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature allows users to compare options easily and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Community Commitment

Strong Leadership

Visit Us Today!

Branch History & Mission

Community Engagement

Looking Ahead

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loans That Empower Growth

Merchant Services for Everyday Transactions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility Anytime, Anywhere

Key Services for Your Convenience

Financial Strength

Growing Membership Base

Lending Capacity

Operational Efficiency

Reinvestment for Better Services

Secure Savings Options

Strong Capital Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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