Home Equity Loans in Portland, TX

Looking for the lowest home equity loan rates in Portland, TX? Compare local lenders who offer competitive rates and friendly service tailored to your needs. Whether you’re planning a home renovation or need extra cash, we make it easy to find the right loan for you.

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Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Portland, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SECURITY SERVICE FEDERAL CREDIT UNION	110 LANG RD PORTLAND TX 78374	⏰ Lobby: Monday - Thursday - 9:00 am - 5:00 pm Friday 9:00 am - 5:30 pm Saturday 9:00 am - 1:00 pm Drive-Thru: Monday - Friday 8:00 am - 6:00 pm Saturday 9:00 am - 1:00 pm 📞 8005277328 📠 2104443000	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $13,646,807,251 Deposits: $1,151,145,295 Net Worth: $1,495,229,006 Employees: 1969 Members: 760,148
SAN PATRICIO COUNTY TEACHERS FEDERAL CREDIT UNION	1802 BILLY G WEBB PORTLAND TX 78374	⏰ Drive Thru Hours: 7:30 am - 6:00 pm Lobby Hours: 9:00 am - 5:00 pm 📞 3616431900 📠 3613642132	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $29,696,146 Deposits: $2,569,065 Net Worth: $4,043,538 Employees: 10 Members: 2,838
SHERWIN FEDERAL CREDIT UNION	607 8TH ST PORTLAND TX 78374	⏰ Monday through Friday 8:30AM - 4:00PM 📞 3617049100 📠 3617046966	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $7,082,927 Deposits: $1,145,146 Net Worth: $2,451,547 Employees: 3 Members: 1,894
GULF COAST FEDERAL CREDIT UNION	1696 US HIGHWAY HWY 181 PORTLAND TX 78374	⏰ Lobby hours: Mon, Tue,Thur, Fri 9:00AM to 4:30PM. Wed 10:00AM to 4:30PM Sat 9:00AM to 1:00PM Drive thru Mon - Thru 7:00AM to 6:00PM Fri 7:00AM to 6:30 PM Sat 9:00AM to 1:00PMLobby is temporarily closed but drive thru is open 📞 3619808203 📠 3619809665	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $306,950,391 Deposits: $14,460,737 Net Worth: $27,068,951 Employees: 91 Members: 18,793
COASTLIFE CREDIT UNION	704 BUDDY GANEM DR PORTLAND TX 78374	⏰ Sunday - Closed Monday 9:00 AM- 5:30PM Tuesday 9:00 AM- 5:30PM Wednesday 10:00 AM- 5:30PM Thursday 9:00 AM- 5:30PM Friday 9:00 AM- 5:30PM Saturday 9:00 AM-1:00 PM 📞 3617772800 📠 3619860636	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $492,912,661 Deposits: $58,567,408 Net Worth: $60,679,333 Employees: 136 Members: 36,172
RALLY CREDIT UNION	285 BUDDY GANEM DR PORTLAND TX 78374	⏰ Lobby 9:00-5:00 Monday-Thursday 9:00-5:30 Friday 9:00-1:00 Saturday Drive Thru 7:30-6:30 Monday-Friday 9:00-1:00 Saturday 📞 3619864500 📠 3619868096	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,442,938,185 Deposits: $395,334,738 Net Worth: $601,500,616 Employees: 806 Members: 225,835
RANDOLPH-BROOKS FEDERAL CREDIT UNION	1650 US HIGHWAY 181 PORTLAND TX 78374	⏰ Lobby Hours: M-F 9-5, Sat 9-4Drive Thru M-F 7-6, Sat 8:30-4 📞 2109453333 📠 2106374175	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $17,549,897,730 Deposits: $205,518,113 Net Worth: $2,188,129,649 Employees: 2366 Members: 1,158,867

🏘️ All the Lenders Available in San Patricio County, TX

✅RALLY CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅SAN PATRICIO COUNTY TEACHERS FEDERAL CREDIT UNION

✅SHERWIN FEDERAL CREDIT UNION

✅GULF COAST 4060 CREDIT UNION

✅COASTLIFE CREDIT UNION

✅RANDOLPHBROOKS CREDIT UNION

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Lowest Home Equity Loan Rates