Randolph-Brooks Credit Union Portland TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted financial partner located at 1650 Us Highway 181, Portland, TX 78374. Since our establishment in 1952, we've been committed to empowering our community with reliable financial services and support. With a membership base of over 1,158,867 individuals, we take pride in being a cornerstone for financial well-being in the area. At Randolph-brooks, we believe in building lasting relationships with our members. Our total assets amount to an impressive $17,549,897,730, allowing us to offer competitive loans and services tailored to your needs. Whether you're looking for an auto loan, mortgage refinancing, or personal banking solutions, we have you covered. Currently, we manage around 663,833 loans and leases, ensuring that we can help you achieve your financial goals. Our dedicated team of 2,366 employees, led by CEO Mark Sekula and Board President Edward Polansky, is here to serve you. We understand that every member's journey is unique, which is why we strive to provide personalized service that makes banking easy and accessible. For those wishing to reach out or visit us for assistance, feel free to call us at 210-945-3333. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P.O. Box 2097, Universal City, TX 78148 if it differs from your visit. Join us today and discover how Randolph-brooks can support your financial journey! For more information about our services or to apply for a loan online, please visit our website at www.rbfcu.org. We look forward to welcoming you into the Randolph-brooks family!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our branch embraces digital solutions that make banking easier and more accessible for everyone. From online banking and mobile payments to e-statements and secure electronic signatures, we prioritize convenience while ensuring your information remains protected. With features like ATM availability and drive-thru banking services during extended hours M-F from 7 AM to 6 PM and Saturday from 8:30 AM to 4 PM we strive to make your experience seamless and efficient.

Join Us

We invite you to experience the benefits of being part of Randolph-brooks. Whether you're looking for personal loans or planning for future investments, we're here every step of the way. Visit us today at our Portland branch or explore more about membership options at our website. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have evolved significantly over the decades. Initially focused on providing basic banking services, we now offer a wide range of financial products including personal banking, auto loans, mortgage financing, and business banking solutions. Today, Randolph-brooks boasts total assets of ${total_assets} and serves over 1.15 million members. This growth reflects our dedication to meeting the diverse needs of our community. Our branch is conveniently located at 1650 Us Highway 181 in Portland, TX 78374, easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or seeking advice on your financial journey, our friendly staff is here to assist you. For official correspondence, please send mail to P.O. Box 2097, Universal City, TX 78148.

Our Mission

At Randolph-brooks, our mission is clear: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to quality financial resources that empower them to achieve their goals. Our team works tirelessly to ensure that each member feels valued and informed about their options. We are committed not only to delivering superior banking experiences but also to giving back through various community outreach efforts. Our partnerships with local organizations help enhance the well-being of our community as a whole.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated in San Patricio County, our Portland branch is near popular local spots that make it simple to stop by. If you're coming from downtown Portland or the surrounding areas, you'll appreciate the ample parking available right outside our doors. We are committed to making your visit comfortable, featuring ADA-compliant entrances and ramps for accessibility. While members can visit us at 1650 Us Highway 181, official correspondence should be sent to P.O. Box 2097, Universal City, TX 78148.

Friendly Banking Hours

At Randolph-brooks, we understand that convenience is key. That's why our lobby hours are designed with you in mind. We're open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 4 PM, allowing you plenty of time to drop by. Need a quick transaction? Our drive-thru service operates Monday through Friday from 7 AM to 6 PM and Saturdays from 8:30 AM to 4 PM.

Get in Touch!

Ready to experience great service? Give us a call at 210-945-3333 or stop by our Portland branch today! We look forward to assisting you with all your financial needs.

Services Tailored for You

Our branch offers a range of services tailored to meet your banking needs whether it's personal banking like checking and savings accounts or auto loans and mortgage refinancing. With an ATM on-site and basic drive-thru banking available for deposits and withdrawals, we strive to provide a hassle-free banking experience.

Member Eligibility

Becoming a member of Randolph-brooks is like joining a caring family that supports your financial journey. If you live, work, or attend school in the area around 1650 Us Highway 181 Portland Tx 78374, you're already on the right path to membership! We welcome anyone who meets these criteria and shares our values of community and cooperation. Joining us opens up a world of benefits from competitive rates on loans to personalized service that makes banking feel personal. To learn more about eligibility details, check out our comprehensive resource at http://www.rbfcu.org#membership . When you're ready to take the next step, opening an account is simple! Just visit us online at http://www.rbfcu.org/fragments/apply-for-a-loan-cta or give us a call at (210) 945-3333. We can't wait to welcome you into the Randolph-brooks family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and improve cash flow. Imagine being able to process payments quickly and efficiently, allowing you to focus more on what you do best running your business. From point-of-sale systems to online payment options, our services help you stay competitive and responsive to customer needs. Located at 1650 Us Highway 181 Portland Tx 78374, Portland, TX, our team is ready to partner with you on your business journey. Visit us today or check out our website for more details!

Comprehensive List Of Services

Business Banking

For small business owners, Randolph-brooks offers business banking services including merchant services and business loans. We know how important it is for entrepreneurs to have access to funds when they need them. Our team works closely with local businesses to understand their unique needs and provide tailored solutions.

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer ATM services for quick cash withdrawals and balance checks without needing to step inside the branch. If you're in a hurry but still need to handle simple transactions like deposits or withdrawals, our drive-thru banking service is here to help. Whether you're visiting us at Randolph-brooks or using our online resources at Portland, we're committed to making your banking experience smooth and enjoyable. If you have any questions or would like to learn more about any of our services, don't hesitate to reach out! Give us a call at (210) 945-3333 today or visit us during lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 4 PM. Join us at Randolph-brooks, where your financial well-being is our top priority!

Home Financing

If homeownership is in your plans, we also offer mortgage loans and refinancing options. Picture yourself stepping into your new home with confidence knowing that you've secured a great rate through us. Our team is here to guide you through every step of the mortgage process.

Personal Banking

When it comes to personal banking, we provide various options tailored to fit your lifestyle. You can choose from our checking and savings accounts, which help you manage your money efficiently. Imagine having a dedicated account where you can keep your savings safe while earning interest. Plus, with our online and mobile banking features, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Loans & Credit Cards

For those unexpected expenses or big purchases, consider our personal loans and debt consolidation options. With these services, you can simplify your finances by combining multiple debts into one manageable payment. Additionally, our credit cards come with rewards programs that allow you to earn points for everyday purchases making spending rewarding!

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options offer competitive rates that make purchasing your dream vehicle more affordable. We understand that a reliable car is essential for many families, so we aim to provide flexible terms that work for you.

Digital & Online Banking

Enhanced Features

We also provide electronic signature authorization so you can complete transactions securely without needing to visit a branch. This means less time spent on paperwork and more time enjoying life! Additionally, our e-statements make it easy for you to keep track of your financial activities without cluttering your mailbox. Want to manage everything right from your phone? Our mobile application is available for download, offering all the features of online banking in the palm of your hand. With real-time notifications and updates, you'll always be informed about your financial status. In a world where time is precious, Randolph-brooks makes banking simpler and more accessible than ever. Whether it's through our comprehensive online services or our dedicated app, we're here to support you every step of the way. Explore all that digital banking has to offer at https://www.rbfcu.org/ today!

Key Services

With our online banking platform available at https://www.rbfcu.org/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. Enjoy the peace of mind that comes with secure access to your accounts 24/7. Our system is user-friendly, making it simple for everyone to navigate and utilize all the features we provide. For those looking for fast and efficient ways to send money, our person-to-person transfer feature allows you to quickly send funds to friends or family without any hassle. Plus, if you're busy and need a quick way to make payments, our mobile payments feature lets you pay using your smartphone perfect for when you're out and about.

Financial Strength

Growing Member Base

With a total of 2,468,446 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 1650 Us Highway 181 Portland Tx 78374 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have a dedicated team of 2,354 full-time employees and 12 part-time employees who ensure that our branches are always ready to serve you with knowledge and commitment.

Reinvestment for Growth

Our commitment to you goes beyond basic banking. With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial aspirations with $143,604 in used auto loans and $12,267,157,184 in total loans and leases, empowering you to reach your goals.

Solid Financial Foundation

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible terms that can suit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $889,860,383 provide the capital needed to expand operations and invest in new projects. We understand the unique challenges of running a business and are here to support your entrepreneurial journey. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, our team is ready to guide you through the process. We believe that every member should have access to the best financial resources available. At Randolph-brooks in Portland (1650 Us Highway 181), we're committed to serving our community with integrity and transparency. You can reach us at 210-945-3333 for more information or visit our website at rbfcu.org for details on how to apply for a loan today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471, make buying or refinancing simple. We can assist you through every step of the mortgage process, ensuring you find the right plan tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. With competitive rates and no collateral required, our credit cards provide an easy way to cover unexpected expenses or make necessary purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information straight from legitimate financial institutions, eliminating concerns about misleading rates or offers.

Benefits of Using LendMesh

One of the key advantages of LendMesh is its focus on verified data. All loan offers come from trusted financial entities, ensuring users can make informed decisions without worrying about hidden fees or unfair terms. Furthermore, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the current market. Additionally, LendMesh provides real-time rate comparisons. Users can view up-to-date loan rates from multiple institutions, making it easier to find the best options available. This feature is crucial for anyone looking to secure favorable loan terms in a competitive market. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in facilitating informed financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

RANDOLPH BROOKS FEDERAL CREDIT UNION