Coastlife Credit Union Portland TX | Low Mortgage Rates & Auto Loans

Introduction

At Coastlife, we believe in building strong relationships with our members and community. Located at 704 Buddy Ganem Dr, Portland, TX 78374, our branch has been serving the financial needs of families and businesses since 1965. With a total membership of 36,172 and assets exceeding $492,912,661, we are dedicated to providing personalized service that helps you reach your financial goals. While you can visit us at our Portland location for all your banking needs, please direct any official correspondence to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414. Under the leadership of our CEO, Gina Prince-Bryant, and Board President, Michael Sandroussi, we have cultivated a team of 136 employees who are passionate about supporting our members. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking options, and more all designed to suit your unique needs. With total deposits amounting to $58,567,408 and net worth of $60,679,333, Coastlife stands as a stable partner in your financial journey. Our commitment to transparency is evident in our cash reserves of $4,611,024, ensuring that we are always prepared to serve you. Experience the difference with Coastlife where community meets commitment! Call us today at 361-777-2800 or visit our website at coastlifecu.com to learn more about how we can help you thrive financially.

Branch History & Mission

Our Evolution

From our humble beginnings, Coastlife has consistently focused on providing exceptional financial services tailored to meet the needs of our members. We have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to innovation is evident as we embrace digital advancements such as online and mobile banking, ensuring that our members can manage their finances conveniently and securely. Our branch operates with a focus on accessibility and support for all community members. We offer drive-thru banking for quick transactions and have ATMs available for easy access to funds. We ensure that our services are ADA compliant so that everyone can benefit from what we provide.

Our Mission

At Coastlife, our mission is simple yet profound: to empower individuals and families by providing quality financial services while actively supporting the communities we serve. We strive to create lasting relationships with our members by understanding their unique goals and challenges. Whether through educational outreach programs or partnerships with local organizations, we are dedicated to making a positive impact beyond traditional banking. While members can visit us at 704 Buddy Ganem Dr, official correspondence should be sent to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414. We invite you to join us at Coastlife and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information about our services or to become a member, feel free to contact us at (361) 777-2800 or visit our website at Coastlife Credit Union.

Branch Location & Accessibility

Convenient Access

At Coastlife, we understand the importance of accessibility. Our branch is equipped with features that cater to all members of the community, including ADA compliance for those who may need assistance. You can find ample parking nearby, ensuring a smooth visit whether you're stopping by for a quick transaction or a longer consultation.

Get in Touch

Have questions? Feel free to give us a call at 361-777-2800! We invite you to come by Coastlife's Portland branch and experience firsthand how we can support your financial journey. We look forward to welcoming you soon!

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, making it easy for you to drop in during your day. We also welcome you on Saturdays from 9:00 AM to 1:00 PM for drive-thru banking, perfect for those on the go. Unfortunately, we are closed on Sundays, but we are here all week to help you with your financial needs.

Services Offered

Coastlife offers a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to assist you. Plus, with ATM availability and drive-thru services, accessing your funds is quick and easy. While members can visit us at 704 Buddy Ganem Dr for all their banking needs, official correspondence should be directed to our mailing address at 6810 Saratoga Blvd, Corpus Christi, TX 78414.

Member Eligibility

At Coastlife, we believe that everyone deserves a chance to be part of a caring community that puts your financial well-being first. Becoming a member is simple! If you live, work, worship, or attend school in the area surrounding 704 Buddy Ganem Dr Portland Tx 78374, you're already on the right track. We welcome individuals and families from all walks of life, and we're here to support you with a range of personal banking services designed just for you. Joining us means gaining access to exclusive benefits like competitive loan rates, helpful financial guidance, and personalized service that makes you feel at home. To kick off your membership journey, check out our eligibility criteria at and get ready to open an account easily by visiting https://www.coastlifecu.com/ofs/live/forms?form=loan_app . If you have any questions or need assistance, don't hesitate to give us a call at (361) 777-2800. We can't wait to welcome you into the Coastlife family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,721,628, we continue to drive economic growth by financing new and expanding businesses. Imagine a local bakery needing a quick cash injection for new equipment or a tech startup looking to hire more staff. Our tailored business loans provide flexible financing solutions designed specifically for your needs.

Merchant Services

In addition to loans, we offer essential merchant services that streamline your payment processes. Picture this: You run a busy retail store, and customers are eager to check out. With our efficient merchant services, you can accept payments easily, ensuring a smooth transaction experience. This not only enhances customer satisfaction but also helps boost your sales. Located at 704 Buddy Ganem Dr Portland Tx 78374 in Portland, TX, we're here to support your business every step of the way. Reach us at (361) 777-2800 for more information on how we can help you thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services that support growth and efficiency. Our business banking options, including merchant services and business loans, are designed to help you manage finances effectively while focusing on what matters most: your business.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, pay bills, and manage your account anytime, anywhere. Plus, our ATM and cash withdrawal services ensure that accessing cash is always simple and straightforward.

In-Person Banking Experience

If you prefer face-to-face interaction, our branch provides basic drive-thru banking for quick transactions like deposits and withdrawals. With one of our ATMs conveniently located at the branch, you can also take care of balance checks or cash withdrawals without stepping inside.

Join Us Today!

Whether you're just starting out or looking to expand your financial portfolio, Coastlife is here to help every step of the way. We invite you to visit us or give us a call at (361) 777-2800 to learn more about how we can support your financial goals. Together, let's build a brighter financial future! For more information about all our offerings, visit us online at Branch - Portland.

Personal Banking Solutions

Our personal banking options are designed to make managing your money easy and convenient. From checking and savings accounts that help you save for future goals, to auto loans and vehicle financing for those exciting new car purchases, we have you covered. If you're considering buying a home, our mortgage loans and refinancing options can help make the process smoother and more affordable. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need. To add even more value, consider our credit cards with rewards, which offer great benefits on everyday purchases.

Digital & Online Banking

Always Available Support

We know that questions can come up anytime, which is why our 24/7 online banking services are always available to assist you. If you're ever unsure about something or need help navigating through our services, rest assured that support is just a click away.

Easy Access to Your Accounts

With our online banking platform, accessible via https://www.coastlifecu.com/home/home , you can check your account balances, pay bills, and transfer funds whenever you need to. Plus, our mobile application allows you to do all this right from your smartphone, making it simple to stay in control of your finances no matter where life takes you.

Embrace Mobile Payments

Need to make a quick payment? Our mobile payments feature means you can pay for purchases directly from your phone. It's fast, efficient, and helps keep everything organized in one place. At Coastlife, we're dedicated to making banking easier for you. Explore our digital services today and take advantage of the convenience that comes with modern banking!

Secure and User-Friendly Features

Security is a top priority at Coastlife. Our electronic signature authorization feature ensures that your online transactions are safe and secure. You can also opt for e-statements, allowing you to access your financial statements quickly and easily without the hassle of paper clutter. With features like person-to-person transfers, sending money to friends or family is as easy as a few taps on your screen.

Financial Strength

Growing Member Base

With total share accounts reaching 68,204, it's clear that more people trust us with their finances every day. This growing member base reflects our dedication to providing quality service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coastlife is your trusted partner. Visit us at 704 Buddy Ganem Dr Portland Tx 78374 or call (361) 777-2800 to learn more about how we can help you achieve your financial goals.

Investment in Growth

We believe in reinvesting in our community. With $53,389,371 in undivided earnings, we channel resources into innovative banking tools and stronger lending options to serve you better. Our lending capacity is impressive as well; we have $5,686 in used auto loans and $330,744,609 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us! Members' funds are protected through $126,667,599 in share certificates and $71,267,532 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,462,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 14 part-time employees who are always ready to assist you with personalized service.

Strong Financial Health

With a net worth of $60,679,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,337,664 in used vehicle loans and $102,681,826 in new vehicle loans already helping members get on the road. We also offer refinancing options for those looking to lower their monthly payments or change their loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $3,721,628 provide the capital needed to grow and expand. We understand that every business has unique needs and are here to assist with tailored solutions. At Coastlife, we make it easy to explore your options with transparent processes and a dedicated team ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step toward your financial goals or would like more information about any of our loan offerings, don't hesitate to reach out! You can visit us at 704 Buddy Ganem Dr, Portland TX 78374 or call us at 361-777-2800. Let's work together toward a brighter financial future!

Credit Lines

For added flexibility, consider our credit lines which total $49,844,262. These can provide peace of mind during emergencies or help manage larger purchases without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,472,988, making buying or refinancing simple. We work with you to find the best solution for your home financing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, though currently our total in this category stands at $0. This means that while we focus on other lending solutions right now, we are always evaluating how we can better serve our members' needs.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to reliable sourcing ensures that the offers presented are fair and transparent. With LendMesh, you can rest assured that you are viewing accurate loan comparisons that reflect current market conditions.

COASTLIFE CREDIT UNION - Portland, TX