Home Equity Loans in Wichita Falls, TX

Looking to tap into your Wichita Falls home's value? A homeowner line of credit offers flexible access to funds, perfect for remodeling projects or consolidating debt. Compare local lenders to find rates and terms that fit your budget and goals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Jsc has a HELOC with an APR range of 4.99% to 7.25% , unchanged from 30 days ago. Their Home Equity loan has a fixed APR of 6.99% , also unchanged from 30 days ago. Both rates have stayed steady over the past month. Randolph–Brooks has a Home Equity rate range of 5.12% to 7% today, which is up from 6.75% at the high end seven days ago but the same as 30 days ago. The rate was higher 60 and 90 days ago. Their HELOC rate is 6.75% today, down from 7% thirty days ago.

Austin Telco has a Home Equity rate range of 5.14% to 6.74% today. This is the same as 7 days ago but lower than the range from 30 days ago, which was 5.39% to 6.99% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . East Texas Professional has a Home Equity loan with an APR range of 5.25% to 7% today. This rate is the same as it was 7 and 30 days ago. The APR has stayed steady over the past month.

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . A+ has a Home Equity rate range of 5.62% to 6.62% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The HELOC rate is 6.74% today, down from 6.99% thirty, sixty, and ninety days ago. First Community has a Home Equity rate range of 5.74% to 8.24% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC rates are between 10% and 18% , unchanged from 7 and 30 days ago and down from 30 days ago. The Other program shows rates from 6.24% to 8.49% , steady over the past week and lower than a month ago.

Texans has a Home Equity loan with an APR range of 5.79% to 6.66% today. This rate is the same as it was 7 and 30 days ago. There is no change in the APR over the past month. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Texas Dow Employees has a Home Equity APR range of 6% to 7.88% today. This is lower than 7 days ago when rates were 7.5% to 7.88% , and also down from 30 days ago at 7.63% to 7.75% . Compared to 60 and 90 days ago, today’s rates are lower than both those periods as well.

Advancial has a Home Equity rate range of 6.13% to 7.55% today. This is lower than both 7 and 30 days ago, when the rates were 6.51% to 7.81% . The rates have dropped since last month. Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago.

🏦 All Local Lenders in Wichita Falls, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
TEXOMA COMMUNITY CREDIT UNION
4019 SOUTHWEST PKWY WICHITA FALLS TX 76308
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $279,346,067
Deposits: $32,138,255
Net Worth: $32,047,062
Employees: 86
Members: 25,435
WICHITA FALLS FEDERAL CREDIT UNION
3410 MCNIEL AVE WICHITA FALLS TX 76308
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $29,676,717
Deposits: $960,821
Net Worth: $3,870,661
Employees: 21
Members: 2,628
MIDWESTERN STATE UNIVERSITY CREDIT UNION
3410 TAFT BLVD WICHITA FALLS TX 76308
P2P
E-Statements
Assets: $5,044,840
Deposits: $283,382
Net Worth: $692,890
Employees: 3
Members: 803
POSTEL FAMILY CREDIT UNION
4400 MAPLEWOOD AVE WICHITA FALLS TX 76308
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $74,492,915
Deposits: $4,744,471
Net Worth: $9,073,383
Employees: 24
Members: 5,756
UNION SQUARE CREDIT UNION
2903 KEMP BLVD WICHITA FALLS TX 76308
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $618,774,980
Deposits: $58,422,544
Net Worth: $50,840,085
Employees: 146
Members: 36,603

🏘️ All the Lenders Available in Wichita County, TX

✅IBEW LOCAL 681 CREDIT UNION
✅UNION SQUARE CREDIT UNION
✅TEXOMA COMMUNITY CREDIT UNION
✅WICHITA FALLS FEDERAL CREDIT UNION
✅WICHITA FALLS TEACHERS FEDERAL CREDIT UNION
✅MIDWESTERN STATE UNIVERSITY CREDIT UNION
✅POSTEL FAMILY CREDIT UNION
✅SECURED ADVANTAGE FEDERAL CREDIT UNION

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