Union Square Credit Union Wichita Falls TX | Best Auto Loans & Business Banking

Introduction

Welcome to Union Square, your trusted financial partner located at 2903 Kemp Blvd, Wichita Falls, TX 76308. Since our establishment in 1957, we've proudly served the community with a commitment to excellence and member satisfaction. With over 36,603 members and total assets reaching $618,774,980, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Union Square, we understand that financial decisions can be overwhelming. That's why our experienced team is here to guide you every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a range of products designed to help you achieve your financial goals. Our total deposits stand at an impressive $58,422,544, showcasing the trust our members place in us. While you can always visit us at our branch on Kemp Blvd for face-to-face assistance, official correspondence should be sent to our mailing address: 2903 Kemp, Wichita Falls, TX 76308. We also encourage you to explore our website at unionsquare.org for more information about our services and membership benefits. Under the leadership of CEO Patrick Murray and Board President David Nix, we prioritize community engagement and support local initiatives that make a difference. Our dedicated team of 146 employees is here to ensure that your banking experience is smooth and rewarding. Ready to take the next step? Give us a call at 940-720-8000 or visit us during our lobby hours from Monday to Friday between 8:30 AM and 4:30 PM. Let Union Square help you navigate your financial journey with confidence!

Branch History & Mission

Welcome to Union Square, a cornerstone of financial support in Wichita Falls, TX. Since our doors opened in 1957, we've proudly served our community, building a rich legacy of trust and dedication. With over 36,000 members and total assets reaching an impressive $618,774,980, Union Square has grown alongside the needs of our community, always striving to provide top-notch financial services. Located at 2903 Kemp Blvd, just a stone's throw from local landmarks like the Wichita Falls Museum of Art and the scenic Lake Wichita Park, our branch is not just a place to manage finances; it's a hub for community connection. While members can visit us at this address for all their banking needs, official correspondence should be sent to 2903 Kemp, Wichita Falls, TX 76308. Our mission is simple yet powerful: We aim to empower our members by providing accessible financial solutions while fostering a supportive environment. At Union Square, we offer a range of services including personal and business banking, auto loans, mortgage options, and credit cards with rewards. We are here to help you navigate your financial journey with confidence. In today's world, we've embraced technology to enhance member experience. Our online banking platform allows easy access to accounts anytime, anywhere. Members can benefit from mobile payments and e-statements for added convenience. We also ensure that our facilities are ADA compliant so that everyone in our community feels welcome and valued. Union Square takes pride in its commitment to community outreach. From partnerships with local organizations to sponsorships of events that bring neighbors together, we believe in giving back and supporting those who support us. This connection is vital as we continue to grow and adapt. As we look toward the future, we invite you to join the Union Square family. Experience firsthand the benefits of being part of a credit union that prioritizes your needs while contributing positively to our vibrant community. Call us today at 940-720-8000 or visit us during lobby hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 8:00 AM to 12:00 noon. At Union Square, you're not just another member; you're part of something bigger a movement toward collective success and community strength. Join us today!

Branch Location & Accessibility

Accessibility Features

At Union Square, we prioritize making banking easy for everyone. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure that all members can access our services without any hassle. Whether you're visiting us for personal banking, loans, or any other services, you'll find our friendly staff ready to assist you.

Nearby Landmarks

While you're in the area, you might want to check out local attractions like the Wichita Falls Museum or take a stroll through Lucy Park. Our convenient location means you can run errands or enjoy some leisure time before or after your visit. If you're looking for more information or have questions about membership benefits, feel free to give us a call at 940-720-8000. We're excited to welcome you to Union Square!

Operating Hours and Services

We know how busy life can get, which is why our lobby hours are designed to fit your schedule. Join us Monday through Friday from 8:30 AM to 4:30 PM, and if you need a little extra time on Saturday, we're here from 8:00 AM until noon. For those on the go, our drive-thru service is available Monday through Friday from 8:00 AM to 6:00 PM perfect for quick deposits or withdrawals. And yes, we have an ATM on-site! You can access your funds anytime you need them without stepping inside the branch. At Union Square, we offer a variety of services including personal accounts, auto loans, mortgages, and business banking solutions tailored to meet your financial goals.

Member Eligibility

At Union Square, we believe that everyone deserves a supportive financial community, and joining us is as simple as it gets! To become a member of our friendly branch located at 2903 Kemp Blvd, Wichita Falls, TX 76308, you just need to meet a few eligibility criteria. If you live, work, or worship in the area, you're likely already on the right track to becoming part of our growing family. We welcome individuals from all walks of life, so whether you're just starting out or looking for a better banking experience, we're here for you. Opening an account is straightforward and hassle-free. You can easily check the detailed eligibility criteria at this link and find out what it takes to join us. Once you're ready, simply visit our online account opening page here or give us a call at 940-720-8000 for any questions you might have. Together, let's build your financial future with Union Square!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced world, having reliable merchant services is essential. At Union Square, we offer solutions that make transactions smoother for both you and your customers. Whether you're processing payments online or in-store, our tools are designed to enhance your customer experience while simplifying your operations. Visit us at 2903 Kemp Blvd Wichita Falls Tx 76308 in Wichita Falls, TX, or call us at (940) 720-8000 to learn how we can support your business goals today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $209 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $53,999,467, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Accessibility

At Union Square, convenience extends beyond online services. Our branch provides ATM access for cash withdrawals and balance checks, ensuring you have quick access to your funds when needed. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. We invite you to visit us at Union Square in Wichita Falls or call us at 940-720-8000 if you have any questions about our services or how we can assist you further. Together, let's work towards achieving your financial aspirations!

Business Banking Services

For local entrepreneurs and businesses, we provide essential tools through our business banking services. This includes merchant services for seamless payment processing and business loans designed to help you grow your operations without breaking the bank.

Credit Options and Debt Management

If you find yourself in need of funds for unexpected expenses or planning a significant purchase, our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards that offer rewards, you can earn while spending on everyday purchases.

Digital Banking Convenience

Understanding the importance of convenience in today's fast-paced world, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends using our person-to-person payment option all from the comfort of your phone or computer.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to all lifestyles. If you're looking for flexibility, our checking accounts offer easy access and no monthly fees with qualifying balances. For those saving for something special, our savings accounts provide competitive interest rates to help your money grow over time. When it comes to financing your next vehicle, we offer auto loans and vehicle financing with favorable terms that make owning a car more achievable. Additionally, our mortgage loans and refinancing options can help you buy or refinance your home at competitive rates. Whether you're a first-time homebuyer or looking to lower your current mortgage payments, we have solutions tailored just for you.

Digital & Online Banking

Effortless Transactions

Need to send money to a friend? Our person-to-person transfer feature allows you to send money instantly without any fuss. Additionally, if you're looking to make purchases, our mobile payments feature lets you shop easily using just your phone. At Union Square, we're committed to making banking easier for you. Our user-friendly services ensure that managing your money is straightforward and efficient whether you're checking balances or making payments. Experience the convenience of modern banking today with Union Square's digital solutions!

Key Features

Our online banking offers a variety of features tailored to enhance your banking experience. You can view account balances, transfer funds, and pay bills seamlessly. If you're on the go, our mobile application makes it easy to manage your finances directly from your smartphone. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who prefer paperless options, we provide e-statements that help you keep track of your transactions without cluttering your mailbox. Enjoy peace of mind knowing that you can access all your financial statements securely and conveniently.

Financial Strength

Commitment to Growth and Innovation

Our strength is also reflected in our $49,502,374 in undivided earnings. This amount allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $67,783 in used auto loans and an impressive total of $481,172,795 in loans and leases available for various needs.

Growing Member Base

We proudly serve a community of 36,603 members who trust us with their finances. The total number of share accounts stands at an impressive 67,328, showcasing a strong and growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Union Square is your trusted partner. Visit us at 2903 Kemp Blvd Wichita Falls Tx 76308 or call us at 940-720-8000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Your savings are secure with us! We currently manage $134,029,392 in share certificates and $18,364,328 in money market shares, both of which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,491,529, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, reflecting our commitment to maintaining affordable services for our members without compromising quality. Additionally, we have 136 full-time employees and 10 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $50,840,085, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 820 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $98,802,912 in used vehicle loans and $63,996,803 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we've got you covered. Our auto loans are structured to provide you with the best possible payment options.

Credit Lines

If you're looking for more flexibility in your borrowing options, our total credit lines amount to $230,962,284. This product allows you to access funds as needed without having to reapply each time. If you're considering refinancing or want to learn about eligibility options for any of these products, please reach out to us directly at 940-720-8000. Our team is here to assist you and answer any questions you may have about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 2903 Kemp Blvd Wichita Falls Tx 76308, or check out our website at Union Square for more information on how we can help you secure the funding you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,489,050, make buying or refinancing simple. We offer guidance through every step of the mortgage process so that you can feel confident in your decision.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,933,699 in loans helping members manage their finances effectively. These cards come with various benefits that can help streamline your spending while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan listing is verified, meaning you can trust that the information presented reflects current market conditions.

UNION SQUARE CREDIT UNION - Wichita Falls, TX