Postel Family Credit Union Wichita Falls TX | Best Auto Loans & Business Banking

Introduction

At Postel Family Credit Union, we believe that financial well-being should be accessible to everyone. Since our establishment in 1929, we've proudly served the Wichita Falls community from our branch located at 4400 Maplewood Ave, Wichita Falls, TX 76308. With a total membership of over 5,756 individuals, we are dedicated to empowering our members with the tools and support they need for a secure financial future. Under the leadership of our CEO, Rick Hanson, and Board President, Joe Ryckoff, we have built a strong foundation based on trust and reliability. Our commitment to our members is reflected in our impressive financial standing, which includes total assets amounting to $74,492,915 and total deposits reaching $4,744,471. With an exceptional net worth of $9,073,383, we are well-equipped to provide various services tailored to your needs. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. You can access these services conveniently through online banking or by visiting us at our branch. While members can visit us at our main location for everyday banking needs, official correspondence should be sent to the same address: 4400 Maplewood Ave, Wichita Falls, TX 76308. We invite you to discover how Postel Family Credit Union can help you achieve your financial goals. Feel free to reach out at 940-761-8600 or explore more about us online at postelcu.com. Let us partner with you on your journey toward financial success!

Branch History & Mission

Commitment to Service

Our operating hours Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM reflect our dedication to being accessible when you need us most. With convenient ATM availability and drive-thru banking options, we aim to make banking as easy as possible for everyone. We are also committed to ADA compliance, ensuring that all members can access our facilities without barriers. Additionally, we engage in community outreach efforts and partnerships that uplift those around us.

Join Us

As we look toward the future, we invite you to become part of the Postel Family community. Experience firsthand the benefits of membership with us. Whether you're looking for your first bank account or seeking assistance with loans or investments, we're here for you every step of the way. Contact us today at (940) 761-8600 or visit our website at Postel Family for more information on how you can join us on this incredible journey!

Our Journey

From the very start, Postel Family has focused on building strong relationships within the community. Established nearly a century ago, we have seen significant growth and transformation while staying true to our mission of providing exceptional financial services. Our commitment to our members is reflected in our continued investment in technology and customer service initiatives. Over the years, we have expanded our offerings to include personal banking accounts, auto loans, mortgage options, and business banking services. We understand that every member has unique needs. That's why we strive to create tailored solutions that empower individuals and families to reach their financial goals.

Our Mission

At Postel Family, our mission is simple yet profound: We aim to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to affordable financial products and services. This belief drives us to provide competitive rates and personalized support for each member's journey. While members can visit us at 4400 Maplewood Ave Wichita Falls Tx 76308, official correspondence should be sent to 4400 Maplewood Ave, Wichita Falls, TX 76308. We are here not just as a financial institution but as a trusted partner in your life's journey.

Branch Location & Accessibility

Accessibility Features

At Postel Family, we understand that convenience is key. That's why we've ensured our branch is accessible to everyone. Our facility meets ADA compliance standards, featuring ramps and clear pathways for easy navigation. Plus, with ample parking available right outside, you won't have to worry about finding a spot.

Banking Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:00 AM to 5:30 PM, and we also welcome you on Saturdays from 9:00 AM to 12:00 PM. Whether you're looking to open an account, apply for a loan, or just ask questions, our friendly team is ready to assist you during these times.

Services Offered

Inside our branch, you'll discover a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? You can conveniently use our ATM available on-site or visit our drive-thru for quick transactions without leaving your car. While members can visit us at 4400 Maplewood Ave, official correspondence should be sent to the same address as our mailing address remains the same. If you have any questions or need assistance before your visit, feel free to give us a call at 940-761-8600. We invite you to come see us soon! Experience the difference of community banking where your needs come first.

Member Eligibility

Welcome to the community at Postel Family! Becoming a member is like joining a supportive family that truly cares about your financial well-being. If you're interested in joining us, eligibility is simple and accessible. You can become a member if you live, work, worship, or attend school in the Wichita Falls area. We're all about inclusivity and want everyone to feel welcome! To find out more about the specific criteria, feel free to check out our detailed eligibility page at http://www.postelcu.com/membership-eligibility . Getting started with your membership is easy. You can open an account online in just a few minutes by visiting this link: https://www.mobicint.net/wfp/loanapp/list . If you have any questions or need assistance during the process, don't hesitate to give us a call at (940) 761-8600. We're here to help you take this exciting step towards better financial services at Postel Family, located at 4400 Maplewood Ave Wichita Falls Tx 76308. Join us today and experience all the wonderful benefits of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services that Empower

In addition to loans, we offer merchant services that make everyday transactions smoother. Picture this: you're at a busy event, and customers want to buy your products. With our payment processing solutions, you can accept credit cards on the spot, ensuring no sale is missed. This practical support helps you focus on what matters most growing your business. Located at 4400 Maplewood Ave Wichita Falls Tx 76308 in Wichita Falls, TX, we invite you to explore how we can partner with you for success. Connect with us today at (940) 761-8600!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,938,080, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we offer specialized business banking services including merchant services and business loans. Running a business requires flexibility; therefore, whether you need quick funding or efficient payment processing solutions, we're here to support your journey toward success.

Digital Banking Convenience

In today's fast-paced world, accessibility is key. That's why we proudly feature robust online and mobile banking services that let you manage your accounts anytime, anywhere. With just a few taps on your device, you can check balances, transfer funds, and even pay bills without stepping foot into the branch. Need cash? Take advantage of our convenient ATM services for quick withdrawals or balance checks without hassle. Plus, with our basic drive-thru banking option available for deposits and simple transactions, we make banking easy during your busy day. At Postel Family, we strive to meet all of your financial needs with warmth and understanding. Our friendly staff is always ready to help answer questions or walk you through any service you're interested in.

Get Started Today!

Ready to explore how we can assist you further? Call us at 940-761-8600 or visit us at our branch in Wichita Falls. We're excited to help you achieve your financial goals! For more information about our offerings, visit our website at postelcu.com. Your journey towards better financial health starts here!

Loan Options for Every Need

Life can be unpredictable, which is why having access to funds through personal loans and debt consolidation can be a game changer. We understand that unexpected expenses arise, and our personal loans can provide the necessary cash flow when you need it most. If you're juggling multiple debts, our debt consolidation options might simplify your payments and potentially lower your interest rates. Additionally, if you're looking for rewards while spending, consider our credit cards with rewards program. This card not only offers convenience but also provides benefits for every dollar spent making everyday purchases more rewarding!

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking services are designed with your convenience in mind. We offer checking and savings accounts that cater to different lifestyles and needs. Imagine having a checking account that allows you to easily access funds while earning interest on your savings. Our team can guide you in selecting the best options based on your financial habits. When it comes time to make a significant purchase, such as a vehicle or home, our auto loans and mortgage refinancing options stand ready to assist. Picture driving off in your dream car with a loan that fits your budget perfectly. Or think about how refinancing your mortgage could save you money each month allowing more room for family outings or savings.

Digital & Online Banking

Key Features

Our online banking platform gives you the power to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, with e-statements available, you can stay organized and reduce paper clutter all while keeping your financial information secure. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts right from your phone or tablet. Although we don't currently offer mobile payments, rest assured that our app still provides all the essential features you need for effective account management.

Security and Accessibility

Your security is our top priority. That's why we use electronic signature authorization for certain transactions, ensuring that your sensitive information is protected every step of the way. Our user-friendly platform is designed with you in mind, so whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate. With these tools at your fingertips, you have real-time access to your financial health whenever you need it. So why wait? Explore all that Postel Family has to offer today by visiting Postel Family and experience banking made simple!

Financial Strength

Commitment to Innovation

With $8,871,128 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment not only strengthens our services but also enhances your experience with us.

Growing Together

Our net shares available for lending stand at $378,124, while our total share accounts have reached 10,264, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Postel Family is your trusted partner. Visit us at 4400 Maplewood Ave Wichita Falls Tx 76308 or call (940) 761-8600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,540,225 in share certificates and $886,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Dedicated Team

We also take pride in having 22 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team. Their dedication ensures that every interaction you have with us is positive and productive.

Solid Financial Health

With a net worth of $9,073,383, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,215 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $738 in used auto loans and $38,864,109 in total loans and leases. We strive to be a partner in your financial journey. Our recent performance shows a healthy operational efficiency reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,562,392 in used vehicle loans and $3,380,895 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide financing solutions that work for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,938,080 provide the capital needed to grow and expand your business. We aim to support local businesses and foster economic growth in our community. We also want to remind you that refinancing options may be available for many of our loan products. For more information on eligibility and how we can help you save money through refinancing, please visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan or considering a commercial loan for your business expansion, Postel Family is here to guide you every step of the way. Visit us today or check out our website at Postel Family to learn more about how we can assist with your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we can still guide you through the mortgage process when you're ready.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans are here to help. While we currently do not have any unsecured credit card loans issued, keep an eye out for future offerings that can assist you in managing your finances effectively.

Loan Aggregator

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Take Action Today

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POSTEL FAMILY CREDIT UNION - Wichita Falls, TX