Home Equity Loans in Springfield, IL

Looking to tap into your Springfield home’s equity? Discover competitive interest rates tailored for local homeowners, making it simple to fund renovations, education, or consolidate debt with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days.

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Polish & Slavic has a HELOC with a 7.25% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7.5% . The rate has stayed steady over the past week after dropping from last month.

🏦 All Local Lenders in Springfield, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
ILLINOIS STATE POLICE FEDERAL CREDIT UNION
730 ENGINEERING AVE SPRINGFIELD IL 62703
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $111,639,705
Deposits: $5,231,068
Net Worth: $11,591,679
Employees: 18
Members: 6,317
HEARTLAND CREDIT UNION
610 E SAINT JOSEPH ST SPRINGFIELD IL 62703
ATM
Drive-Thru
P2P
E-Statements
Assets: $483,329,197
Deposits: $77,036,998
Net Worth: $62,245,995
Employees: 73
Members: 33,515
ILLINOIS EDUCATORS CREDIT UNION
1501 S DIRKSEN PKWY SPRINGFIELD IL 62703
P2P
E-Statements
E-Signature
Assets: $101,158,200
Deposits: $3,806,597
Net Worth: $11,699,868
Employees: 22
Members: 9,249
IMPERIAL CREDIT UNION
1130 S 16TH ST SPRINGFIELD IL 62703
E-Signature
Assets: $72,638
Deposits: $25,246
Net Worth: $7,267
Employees: 0
Members: 200
CITIZENS EQUITY FIRST CREDIT UNION
1000 E LINCOLNSHIRE BLVD SPRINGFIELD IL 62703
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409

🏘️ All the Lenders Available in Sangamon County, IL

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