Home Equity Loans in Ottawa, IL

Looking to refinance your home equity in Ottawa, IL? Compare the best rates from trusted local lenders to find flexible options that fit your budget and goals. Whether it’s for remodeling or consolidating debt, you deserve a loan that works for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end. Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days.

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Polish & Slavic has a HELOC with a 7.25% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7.5% . The rate has stayed steady over the past week after dropping from last month.

🏦 All Local Lenders in Ottawa, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
FINANCIAL PLUS CREDIT UNION
800 CHESTNUT ST OTTAWA IL 61350
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $509,471,650
Deposits: $26,926,591
Net Worth: $67,774,826
Employees: 106
Members: 44,513
OTTAWA HIWAY CREDIT UNION
700 E NORRIS DR OTTAWA IL 61350
P2P
E-Statements
Assets: $15,224,205
Deposits: $1,077,469
Net Worth: $2,207,856
Employees: 4
Members: 1,245
OTTAWA HIWAY CREDIT UNION
700 E NORRIS DR OTTAWA IL 61350
P2P
E-Statements
Assets: $15,224,205
Deposits: $1,077,469
Net Worth: $2,207,856
Employees: 4
Members: 1,245
ILLINOIS STATE CREDIT UNION
311 E JOLIET ST OTTAWA IL 61350
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $213,791,653
Deposits: $27,505,913
Net Worth: $23,778,302
Employees: 66
Members: 17,415
STREATOR ONIZED CREDIT UNION
721 COLUMBUS ST OTTAWA IL 61350
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $375,008,858
Deposits: $20,930,459
Net Worth: $60,020,823
Employees: 127
Members: 37,016

🏘️ All the Lenders Available in La Salle County, IL

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