Home Equity Loans in Waterloo, IA

Looking to tap into your home’s equity in Waterloo, IA? Compare local loan offers to find flexible terms that fit your needs, whether you’re renovating, consolidating debt, or planning a big project.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Waterloo, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
GREENSTATE CREDIT UNION
930 TOWER PARK DR WATERLOO IA 50701
ATM
Drive-Thru
P2P
E-Statements
Assets: $10,659,297,817
Deposits: $961,767,748
Net Worth: $1,003,326,071
Employees: 902
Members: 455,892
DUPACO COMMUNITY CREDIT UNION
218 W MULLAN AVE WATERLOO IA 50701
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $3,365,357,499
Deposits: $252,762,451
Net Worth: $405,994,116
Employees: 624
Members: 170,003
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE WATERLOO IA 50701
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920
VERIDIAN CREDIT UNION
102 TOWER PARK DR WATERLOO IA 50701
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920
EMPEOPLE CREDIT UNION
400 WESTFIELD AVE WATERLOO IA 50701
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658
EMPEOPLE CREDIT UNION
3801 W RIDGEWAY AVE WATERLOO IA 50701
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658
EMPEOPLE CREDIT UNION
2000 WESTFIELD AVE WATERLOO IA 50701
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658
EMPEOPLE CREDIT UNION
1400 WESTFIELD AVE WATERLOO IA 50701
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658
EMPEOPLE CREDIT UNION
6725 CEDAR HEIGHTS DR WATERLOO IA 50701
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658
EMPEOPLE CREDIT UNION
21 W JEFFERSON ST WATERLOO IA 50701
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658

🏘️ All the Lenders Available in Black Hawk County, IA

✅GREENSTATE CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅VERIDIAN CREDIT UNION
✅UNITE CREDIT UNION
✅CEDAR FALLS COMMUNITY CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅WATERLOO FIREMENS CREDIT UNION
✅ALLEN HOSPITAL PERSONNEL CREDIT UNION
✅EMPEOPLE CREDIT UNION

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