Dupaco Community Credit Union Waterloo IA | Quick Personal Loans & Top Checking

Introduction

Welcome to Dupaco Community, your trusted partner in financial well-being since 1948. Located at 218 W Mullan Ave, Waterloo, IA 50701, we are proud to serve our community with a wide range of financial services tailored to meet the diverse needs of our 170,000 members. Whether you're looking for personal banking solutions, auto loans, or business financing options, we are here to help you achieve your financial goals. At Dupaco Community, we believe in the power of community and the importance of supporting our members. With total assets exceeding $3.36 billion and a solid net worth of $405,994,116, we have the resources to provide you with exceptional service and products designed to enhance your financial journey. Our commitment to you is reflected in our robust portfolio of over 100,406 loans and leases and deposits totaling $252,762,451. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 218 W Mullan Ave, Waterloo, IA 50701. If you have any questions or need assistance, don't hesitate to reach out via phone at 800-373-7600. Under the leadership of CEO Joseph Hearn and Board President Ellen Goodmann Miller, our dedicated team of 624 employees is committed to providing personalized service that makes banking easier for you. We invite you to explore our website at dupaco.com for more information about our services and how we can assist you in reaching your financial aspirations. Join us today as we work together towards a brighter financial future!

Branch History & Mission

Dupaco Community has a rich legacy of serving the financial needs of the Waterloo community since it first opened its doors in 1948. Located at 218 W Mullan Ave, Waterloo, IA 50701, this branch has grown alongside its members, evolving from humble beginnings into a thriving hub of financial services. With over 170,000 members and total assets amounting to $3,365,357,499, Dupaco Community stands as a testament to commitment and growth. Our mission is simple yet powerful: to empower our members and enrich our community through exceptional financial services. We are dedicated to providing personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our goal is not just to help you manage your money but also to foster a supportive environment where everyone can thrive. At Dupaco Community, we believe that banking should be accessible and convenient. That's why we offer modern services such as online and mobile banking. Our commitment to technology ensures that you can manage your finances anytime and anywhere. Additionally, we have an ATM on-site for quick cash withdrawals and basic transactions. For those who prefer face-to-face interactions, our drive-thru service is available for deposits and withdrawals. We take pride in being part of the Waterloo community and actively engage in outreach efforts. By partnering with local organizations, we support initiatives that uplift our neighbors and promote financial literacy. Our focus extends beyond just banking; we strive to be a positive force in the lives of those around us. While members can visit us at our branch address for all their financial needs, official correspondence should be sent to the same address: 218 W Mullan Ave, Waterloo, IA 50701. Join us at Dupaco Community! Experience the difference of being part of a credit union that prioritizes people over profits. Together, let's build a brighter financial future for you and our community. If you have any questions or need assistance, don't hesitate to reach out at 800-373-7600 or visit us online at dupaco.com.

Branch Location & Accessibility

A Variety of Services at Your Fingertips

Dupaco Community offers a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car.

Convenient Access and Parking

At Dupaco Community, we prioritize accessibility for all our members. Our location features ample parking space, so you can easily find a spot when you visit. We also comply with ADA standards, ensuring that everyone can access our services comfortably.

Get in Touch with Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 800-373-7600. We're here to help you navigate your financial journey with ease. We invite you to stop by Dupaco Community at 218 W Mullan Ave today! Experience our welcoming atmosphere and let us assist you with all your banking needs.

Operating Hours Tailored to You

We know how busy life can be, which is why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:30 PM. If you prefer drive-thru services, we offer live video teller assistance Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. On Sundays, our ATMs are available for your convenience.

Member Eligibility

Becoming a member of Dupaco Community is like joining a warm and welcoming family that truly cares about your financial journey. At our branch located at 218 W Mullan Ave Waterloo Ia 50701, we invite you to explore the benefits of membership, which is available to anyone who lives or works in our community, including those who are related to current members. This means that if you share a connection with someone already part of our credit union, you're likely eligible too! Our focus is on making banking accessible and beneficial for everyone, so we encourage you to reach out and see how becoming a member can enhance your financial well-being. To get started, simply visit us or give us a call at (800) 373-7600. You can also check out the detailed eligibility criteria on our website at . If you're ready to open an account, it's a straightforward process designed with you in mind. Join us today and discover how Dupaco Community can support your financial goals every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and securely while managing your cash flow effortlessly. Our merchant services make this possible, allowing you to focus on what you do best running your business. Whether you're a local retailer or an online service provider, our tailored payment solutions fit seamlessly into your operations. If you're ready to explore how our offerings can take your business further, visit us at 218 W Mullan Ave Waterloo Ia 50701 or give us a call at (800) 373-7600. Together, let's build the future of your business!

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we haven't forgotten about you! Our business banking services include everything from essential merchant services to tailored business loans that can help fuel growth. We understand the unique challenges small businesses face and are here to support your journey.

Credit Cards and Rewards

Why not earn rewards while spending? Our credit cards with rewards let you enjoy benefits on every purchase, making it easier for you to treat yourself while managing your finances wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Dupaco Community, we provide robust online and mobile banking options that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Drive-Thru & ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking offers easy access for simple transactions without leaving your vehicle. For those on the go, our ATMs provide 24/7 access for cash withdrawals and balance inquiries. At Dupaco Community, we're here to support your financial journey with services designed just for you. If you have any questions or need assistance, please don't hesitate to reach out at (800) 373-7600. We invite you to visit us at our branch located at 218 W Mullan Ave Waterloo Ia 50701, where our friendly team is ready to assist you! Explore all that we offer by visiting our website at Waterloo Mullan and discover how we can help you achieve your financial goals today!

Personal Banking Services

Whether you're looking to open a checking account for daily expenses or a savings account to build your future, we have options that fit your lifestyle. Our personal banking services include flexible checking and savings accounts designed to help you manage your money effectively. If you're thinking about purchasing a new car, our auto loans and vehicle financing programs can guide you through the process with competitive rates. For those planning to buy a home, our mortgage loans and refinancing services offer personalized assistance to secure the best possible terms for your situation. Additionally, if you find yourself needing extra cash for unforeseen expenses or consolidating debt, our personal loans can be an excellent solution.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Imagine being able to manage your accounts right from your living room or while on the go! Our user-friendly interface ensures that navigating your accounts is a breeze. For those who prefer using their smartphones, our mobile application brings banking right to your fingertips. Whether you're making quick payments or checking your account history, it's all just a tap away. Plus, if you're into hassle-free transactions, our mobile payments feature allows you to pay with just your phone no need for cash or cards. We also provide e-statements, which means you can view your statements online without the clutter of paper. This service is not only environmentally friendly but also keeps your sensitive information secure. And if you ever need to sign documents digitally, our electronic signature authorization makes it simple and safe. While we currently don't offer person-to-person transfers, we are always looking for ways to enhance our services based on member feedback. At Dupaco Community, we prioritize your security and convenience. By choosing us for your banking needs, you gain access to real-time account management that fits seamlessly into your life. Join us today and experience the ease of digital banking!

Financial Strength

Growing Member Trust

With a total of 377,396 share accounts, it's clear that more people trust Dupaco Community with their finances than ever before. This growing member base fuels our ability to provide even better services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 218 W Mullan Ave Waterloo Ia 50701 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,896,088 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $28,100 in used auto loans and $2,336,020,815 in total loans and leases, which support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles to ensure you find a plan that suits your budget. Plus, if you're considering refinancing an existing auto loan, we can help streamline that process as well.

Business Loans

For business owners, our outstanding commercial loans totaling $839,280,535 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have solutions tailored for small businesses. At Dupaco Community located at 218 W Mullan Ave Waterloo IA 50701, we pride ourselves on offering personalized service and expert guidance every step of the way. If you have questions about refinancing options or eligibility criteria for any of our loans, don't hesitate to reach out at 800-373-7600. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!

Credit Lines and Personal Loans

We also provide flexible options for personal borrowing. Our total credit lines amount to $814,408,697, allowing members the freedom to access funds when needed. Additionally, our unsecured credit card loans total $87,844,453, making it easier for you to manage unexpected expenses without additional collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, make buying or refinancing simple. We strive to make the mortgage process as straightforward as possible so that you can focus on what matters most your new home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in securing better financial deals. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that the offers displayed are fair and transparent, allowing users to trust the information they receive.

DUPACO COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

A Variety of Services at Your Fingertips

Convenient Access and Parking

Get in Touch with Us

Operating Hours Tailored to You

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Credit Cards and Rewards

Digital Banking Features

Drive-Thru & ATM Services

Personal Banking Services

Digital & Online Banking

Key Features

Financial Strength

Growing Member Trust

Member-Centric Savings

Operational Efficiency

Reinvestment in Member Services

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Customers Also Interested In

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