VERIDIAN CREDIT UNION

Welcome to Veridian, your trusted partner in financial wellness located at 1827 Ansborough Ave, Waterloo, IA 50701. Established in 1934, we have proudly served our community for nearly nine decades, building a solid foundation of trust and reliability. With a total membership of 354,920 and assets exceeding $7,719,183,098, we are dedicated to offering exceptional financial services tailored to meet your needs. At Veridian, we understand that banking is about more than just numbers it's about people. Our team of over 1,033 employees is committed to providing personalized service that makes every member feel valued. Led by our CEO, Renee Christoffer, and Board President, Stephanie Atkin, we strive to create a welcoming environment where everyone can achieve their financial goals. Our extensive range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions and online and mobile banking for your convenience. Whether you're looking to save for the future or finance your dreams today, we are here to help. While members can visit us at our branch location for face-to-face support, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. With total deposits amounting to $396,228,784 and a net worth of $865,903,737, you can trust that your finances are in capable hands. We invite you to explore what Veridian has to offer. For more information or assistance with any of our services, please feel free to call us at (319) 236-5600 or visit our website at Veridian Credit Union. Together, let's build a brighter financial future!

Veridian has a rich history that dates back to its opening in 1934. Located at 1827 Ansborough Ave, Waterloo, IA 50701, this branch has grown and evolved alongside the community it serves. With a total membership of over 354,920 and total assets amounting to an impressive $7,719,183,098, Veridian stands as a pillar of financial support for individuals and families in the area. From its humble beginnings, Veridian has focused on creating strong relationships with its members. The mission of our branch is clear: we strive to provide exceptional financial services while fostering community growth. We understand that our members are not just account holders; they are part of a larger family that supports one another through life's challenges and successes. In addition to offering personal banking services such as checking and savings accounts, auto loans, and mortgages, we also emphasize the importance of community outreach. Veridian actively participates in local events and initiatives aimed at improving the lives of residents in Waterloo and surrounding areas. Our commitment extends beyond banking; we aim to uplift our community by partnering with various organizations and supporting local causes. While members can visit us at our branch location on Ansborough Ave, official correspondence should be sent to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Our operating hours ensure accessibility for all: Monday through Friday from 8:30 AM to 5:00 PM, with extended hours on Thursdays until 5:30 PM and Fridays until 6:00 PM. For those who prefer convenience, we also offer ATM services and drive-thru banking options. At Veridian, we have embraced technology to enhance member experiences. With mobile payments, online banking capabilities, and e-statements available, managing finances has never been easier. We prioritize ADA compliance to ensure that everyone can access our services comfortably. Join us at Veridian and experience firsthand the benefits of being part of a credit union that truly cares about its members and their community. Together, we can achieve financial wellness while supporting one another every step of the way! If you're interested in becoming a member or learning more about what we offer, please visit us online or call us at 319-236-5600 today!

Joining the Veridian family means stepping into a community that genuinely cares about your financial well-being. At Veridian, we believe in making membership accessible to everyone. If you live, work, or worship in Black Hawk County or are related to someone who does, you're likely eligible to join us! This means you can enjoy a variety of benefits tailored just for you, including competitive rates on loans and savings accounts, personalized service, and access to a wealth of resources designed to help you thrive financially. To explore the full eligibility criteria and see if you qualify, feel free to check out our detailed information at this link. Getting started is simple! You can open your account online by visiting this page, or give us a call at (319) 236-5600 if you have any questions or need assistance. We're located at 1827 Ansborough Ave Waterloo Ia 50701, ready to welcome you into our supportive community where your goals become our goals.

At Veridian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to you, ensuring that your money is safe and working hard for you. With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $555,316,810 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $125,606 in used auto loans and $6,649,965,066 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,629,929. Total Share and Deposit Accounts: 793,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Veridian is your trusted partner. Visit us at 1827 Ansborough Ave Waterloo Ia 50701 or call (319) 236-5600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Veridian, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to meet the diverse goals of our members in Waterloo, IA. Whether you're looking for a new vehicle, refinancing your home, or managing day-to-day expenses with an unsecured credit card, we have options tailored just for you. With over 339099 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, providing competitive rates and terms. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, which can help you secure your dream home or lower your monthly payments through refinancing. For those looking to manage their finances more effectively, we provide flexible terms on unsecured credit card loans. Currently, we have a total of $148,974,018 in unsecured credit card loans available to assist you with everyday purchases or unexpected expenses. Additionally, if you're a business owner seeking capital for growth and expansion, our outstanding commercial loans totaling $736,859,745 can provide the support you need. Our branch is located at 1827 Ansborough Ave, Waterloo IA 50701. For any questions regarding our loan offerings or eligibility requirements, feel free to reach us at (319) 236-5600. We invite you to explore these lending opportunities and find the right fit for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Take charge of your financial future with Veridian's comprehensive loan solutions!