Home Equity Loans in Miami, FL

Looking to tap into your Miami home’s equity? Discover mortgage equity loan options designed to fit your needs, whether you’re remodeling or consolidating debt. Comparing offers helps you find the best rates and terms without the hassle.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Fairwinds has a HELOC with an APR range of 2.05% to 18% today. This rate is lower than it was 30 days ago when the APR was 7.3% . There’s no data for 7 days ago to compare. Space Coast has a HELOC with an APR range of 4.24% to 6.75% today. This rate range is lower than it was 7, 30, 60, and 90 days ago, when the top end was 7.75% . The minimum APR has stayed the same at 4.24% over this period. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Tyndall has a Home Equity loan with an APR range of 5.88% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month.

Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% . Community First Credit Union Of Flo has a Home Equity APR range of 6.09% to 6.84% today. This is slightly higher than 7 days ago, when the range was 6.08% to 6.73% , but lower than the rates from 30, 60, and 90 days ago. The APR back then ranged from 6.33% to 7.1% at 30 days, 6.47% to 7.34% at 60 days, and 6.51% to 7.2% at 90 days.

Vystar has a Home Equity loan with an APR range of 6.12% to 6.88% today. The HELOC rate is 7% now, which is higher than the 4% to 18% range seen 30 and 60 days ago. The Home Equity rate shows no change compared to earlier periods. Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Dfcu Financial has a Home Equity loan with an APR range of 6.49% to 8.99% today. This rate is the same as it was 30, 60, and 90 days ago. There is no change in the APR compared to those earlier periods.

Midflorida has a Home Equity rate range of 6.53% to 7% , which is steady compared to 7, 30, 60, and 90 days ago. Its HELOC rates are 7.25% to 18% today, down from 7.5% to 18% over the past 30, 60, and 90 days but unchanged from 7 and 30 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dort Financial has a HELOC with an APR range of 6.75% to 7.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their Home Equity loan shows an APR range of 6.75% to 8% , unchanged from both 7 and 30 days ago.

🏦 All Local Lenders in Miami, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION
9555 SW 162ND AVE MIAMI FL 33196
ATM
P2P
E-Statements
E-Signature
Assets: $116,844,098
Deposits: $9,424,936
Net Worth: $14,087,934
Employees: 50
Members: 13,464
BAXTER CREDIT UNION
11800 SW 147TH AVE MIAMI FL 33196
ATM
P2P
E-Statements
E-Signature
Assets: $5,907,858,695
Deposits: $375,038,208
Net Worth: $593,054,340
Employees: 752
Members: 356,643

🏘️ All the Lenders Available in Miami-Dade County, FL

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