Best Auto Loans & Quick ATM Access | Baxter Miami FL Credit Union

Introduction

Welcome to Baxter, your trusted partner in financial well-being right here in Miami, FL. Nestled at 11800 SW 147th Ave, our branch has been serving the community since 1980, creating lasting relationships with over 356,643 members. At Baxter, we believe that financial services should be personal and approachable, which is why we are dedicated to providing tailored solutions to meet your unique needs. With total assets of $5,907,858,695 and total deposits reaching $375,038,208, we pride ourselves on our strong financial foundation. Our commitment to you is reflected not only in our robust offerings but also in our responsible lending practices currently managing a portfolio of 236,025 loans and leases. Your trust is paramount; that's why we maintain a net worth of $593,054,340, ensuring that your funds are safe and secure. While you can easily reach us at our physical location for all your banking needs, please note that any official correspondence should be sent to the same address: 11800 SW 147th Ave, Miami, FL 33196. Our team of dedicated professionals, led by CEO Michael Valentine and Board President Mike Curran, is here to assist you from 8 AM to 4 PM, Monday through Friday. At Baxter, we're more than just numbers; we're your neighbors. We aim to support our community with not only financial products like auto loans and mortgages but also services that promote overall well-being. With services ranging from personal banking to business loans and online banking options, we strive to make your financial journey as smooth as possible. So whether you're looking for advice on saving for a home or need a quick cash withdrawal via our ATM service, don't hesitate to get in touch! Call us at 877-443-1222 or visit us at our branch today. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. At Baxter, we embrace digital advancements while ensuring accessibility for everyone. Our online banking platform allows members to manage their accounts conveniently from anywhere, while features like mobile payments and electronic signatures streamline transactions for ease of use. We are committed to adhering to ADA compliance standards so that all individuals can access our services without barriers. We invite you to join the Baxter family today! Experience firsthand how we prioritize your financial health while actively contributing to the betterment of our community. Visit us at 11800 Sw 147Th Ave Miami Fl 33196 or call us at (877) 443-1222 for more information on how you can become a member and start enjoying the benefits of being part of an institution that cares about your future.

Community Engagement

Throughout the years, we have launched numerous initiatives aimed at enhancing financial literacy and promoting economic well-being within our community. Our team is dedicated to understanding the specific needs of our members and tailoring our services accordingly. Whether it's through educational workshops or personalized consultations, we aim to equip individuals with the knowledge they need to achieve their financial goals.

Our Mission

The mission of Baxter is simple yet profound: to empower our members by offering personalized financial solutions that meet their unique needs. We believe that everyone deserves access to quality financial services, which is why we provide a range of offerings, including personal banking, auto loans, mortgage options, and credit cards with rewards. Beyond just banking, we strive to foster a spirit of community support by partnering with local organizations and participating in events that make a positive impact.

Branch Location & Accessibility

Connect With Us Today!

If you're looking for a reliable financial partner in Miami, visit us at Baxter! Feel free to call us at 877-443-1222 if you have any questions or need assistance before visiting. We're excited to serve you and help with all your banking needs!

Easy Access and Parking

We understand that accessibility is crucial. That's why our branch features ADA-compliant entrances and ample parking space to make your visit comfortable. Whether you're stopping by for a quick transaction or have more complex banking needs, we strive to ensure that your experience is smooth and hassle-free.

Operating Hours That Fit Your Schedule

At Baxter, we know life can get busy. That's why our lobby hours are designed with you in mind open Monday through Friday from 8 AM to 4 PM. We want to make sure you have plenty of time to manage your finances without feeling rushed.

Services Tailored for You

Our branch offers a variety of services tailored specifically for your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we aim to provide solutions that fit every aspect of your financial life. We also offer online and mobile banking services, so you can manage your account anytime, anywhere. For those times when you need cash quickly, you'll be pleased to know we have an ATM available right at the branch! While we don't currently offer drive-thru service or shared service centers, our friendly staff is always ready to assist you inside.

Member Eligibility

Joining Baxter is like stepping into a welcoming community where your financial well-being is the top priority. To become a member, you simply need to meet a few friendly criteria. If you live or work in certain areas, or if you have family ties to existing members, you're likely eligible! This means that many people can enjoy the benefits of personalized service and competitive rates that Baxter offers. For more detailed eligibility information, feel free to check out this resource: http://www.bcu.org/member-resources/join/membership-eligibility. Once you're ready to open an account, you'll find the process straightforward and welcoming. Just visit our website for account opening details at http://www.bcu.org/mortgages-and-home-equity/buying-your-home/ready, or give us a call at (877) 443-1222 if you have any questions. We're located at 11800 Sw 147Th Ave Miami Fl 33196, and we're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced marketplace, effective payment solutions are crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From easy credit card processing to online payment options, we provide tools that enhance customer experience and streamline operations. Visit us at 11800 Sw 147Th Ave Miami Fl 33196 in Miami, FL or call us at (877) 443-1222 to discover how our business banking solutions can help you thrive!

Tailored Loan Options

Imagine having access to the funding you need to bring your vision to life. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $198 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,977,089, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

We also provide ATM & Cash Withdrawal Services, allowing you quick access to cash when needed. Our ATMs offer basic access for withdrawals and balance checks, ensuring that you're never left without funds when life happens. At Baxter, we are committed to making banking easier for you through innovative solutions and personal service. For any questions or to explore how we can assist you further, feel free to reach out at (877) 443-1222 or visit us at our branch in Miami. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? With our Auto Loans & Vehicle Financing, we can help turn your dream vehicle into a reality. We provide competitive rates and flexible terms that fit your budget. Picture yourself driving off in your new car without the stress of complicated financing just straightforward support from our knowledgeable staff.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to fuel growth and success. Whether you need assistance setting up payment processing or financing for expansion, we're here to support your venture.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time with our Credit Cards with Rewards program. Whether it's cash back, travel points, or other benefits, these cards enhance your spending power while giving you something extra for every purchase.

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking options. Manage your accounts anytime, anywhere with ease! From checking balances to making transfers or paying bills directly from your smartphone, everything is just a few taps away.

Home Financing Options

Homeownership is within reach thanks to our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through the process smoothly. Our mortgage experts will work closely with you to find the best solution that fits your financial situation.

Personal Banking Solutions

For those managing day-to-day finances, our Personal Banking options are designed with you in mind. We offer checking and savings accounts that make it easy to manage your money. Imagine having a checking account that helps you save effortlessly while providing access to your funds whenever you need them. Our accounts come with features that simplify budgeting and tracking expenses.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, consider our Personal Loans & Debt Consolidation options. These loans can help you manage debt more effectively, providing peace of mind and freeing up resources for other priorities.

Digital & Online Banking

Key Services Available

With just a few clicks, you can access your accounts anytime, anywhere through our online banking portal at https://www.bcu.org/. Whether you want to check your balance, transfer funds, or pay bills, everything is right at your fingertips. Plus, with 24/7 online banking services, you can take care of your financial needs whenever it suits you. We also provide electronic signature authorization for easy document handling no more printing and mailing forms. You can sign documents digitally and keep everything moving smoothly. For those who prefer paperless solutions, we offer e-statements that are both eco-friendly and convenient.

Mobile Banking Features

Our mobile application puts the power of banking in your pocket! You can enjoy features like mobile payments that allow you to make transactions on the go. Want to send money to a friend? Use our person-to-person transfer feature for quick and easy payments without any hassle.

Security and Ease of Use

At Baxter, your security is our top priority. Our digital banking services are equipped with robust security measures to protect your information while ensuring a user-friendly experience. We strive to make real-time account management accessible for everyone, whether you're tech-savvy or just getting started with online banking. Explore all these features today and discover how Baxter makes managing your finances simple and secure! Visit us at https://www.bcu.org/ for more information on our digital banking services.

Financial Strength

A Trusted Partner for Your Financial Needs

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Baxter is your trusted partner. Visit us at 11800 Sw 147Th Ave Miami Fl 33196 or call (877) 443-1222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Continuous Growth and Innovation

With $555,241,441 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $42,702 in used auto loans and $4,885,148,124 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We take pride in having 743 full-time employees and 9 part-time employees who are dedicated to serving you with knowledge and care.

Member-Centric Savings Options

Members' savings are secured through $1,375,018,397 in share certificates and $669,125,557 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $263,451,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $593,054,340, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,023 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $765,031,428 in used vehicle loans and $480,496,932 in new vehicle loans already helping members get on the road, we're committed to making your car-buying experience as smooth as possible. We also provide refinancing options if you're looking to lower your monthly payments or interest rates.

Credit Lines

Need extra cash for unexpected expenses? Our total credit lines amount to $2,238,362,354, offering flexible borrowing solutions tailored to your needs. Whether it's for home improvements or managing day-to-day costs, our credit lines can give you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $439,909,904, which can help you secure the home of your dreams with favorable terms.

Unsecured Credit Card Loans

Managing finances effectively is easier with our unsecured credit card loans, totaling $386,418,799. These cards come with flexible terms designed to suit your spending habits without the worry of collateral. At Baxter, we're dedicated to providing personalized service and competitive rates. If you're interested in learning more about our loan products or checking your eligibility, please reach out at (877) 443-1222 or visit us at 11800 Sw 147Th Ave Miami Fl 33196 in Miami, FL. For more information on eligibility requirements, feel free to check our website at https://www.bcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

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Baxter

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Community Engagement

Our Mission

Branch Location & Accessibility

Connect With Us Today!

Easy Access and Parking

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Digital Banking Convenience

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services Available

Mobile Banking Features

Security and Ease of Use

Financial Strength

A Trusted Partner for Your Financial Needs

Continuous Growth and Innovation

Member-Centric Savings Options

Solid Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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