Home Equity Loans in Ithaca, NY

If you’re in Ithaca, NY, and considering a home equity loan, now’s a great time to compare rates from local lenders. Whether you’re planning renovations or need extra funds, finding the right rate can save you money and simplify your financial goals.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with an APR of 3.99% today. There is no change compared to 7 and 30 days ago. No other term rates are listed for comparison. Broadview has a HELOC with rates ranging from 3.99% to 5.75% today. This range is lower than 7 days ago and 60 and 90 days ago, when the top rate was 14.9% . Compared to 30 days ago, the current top rate is also lower, dropping from 6.25% to 5.75% . The minimum rate has stayed steady at 3.99% throughout.

Hudson Valley has a HELOC with rates today ranging from 4.5% to 7.5% , which is slightly lower than the 7, 30, 60, and 90 days ago range of 4.5% to 7.75% . Their Home Equity loan shows rates between 6.25% and 7.25% today, unchanged from 7 and 30 days ago, and consistent with the 60 and 90–day ranges. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% . Empower has a Home Equity loan with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7 and 30 days ago. The rates have stayed steady over the past month.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Ithaca, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
VISIONS FEDERAL CREDIT UNION
408 ELMIRA RD ITHACA NY 14850
ATM
P2P
E-Statements
E-Signature
Assets: $5,261,855,076
Deposits: $368,430,335
Net Worth: $518,055,418
Employees: 885
Members: 258,519
TOMPKINS EMPLOYEES FEDERAL CREDIT UNION
202 TAUGHANNOCK BLVD STE 1B ITHACA NY 14850
P2P
E-Statements
Assets: $11,655,980
Deposits: $4,101,989
Net Worth: $1,252,466
Employees: 4
Members: 946
ALTERNATIVES FEDERAL CREDIT UNION
125 N FULTON ST ITHACA NY 14850
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,890,120
Deposits: $18,406,447
Net Worth: $18,609,499
Employees: 68.0
Members: 12,996
CFCU COMMUNITY CREDIT UNION
1030 CRAFT RD ITHACA NY 14850
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
953 DANBY RD ITHACA NY 14850
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
1022 ELLIS HOLLOW RD ITHACA NY 14850
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
409 N MEADOW ST 13 ITHACA NY 14850
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
99 SHERATON DR ITHACA NY 14850
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
1050 CRAFT RD ITHACA NY 14850
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
800 WARREN RD ITHACA NY 14850
ATM
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004
CFCU COMMUNITY CREDIT UNION
200204 E STATE STREET ITHACA NY 14850
ATM
P2P
E-Statements
E-Signature
Assets: $1,388,898,866
Deposits: $110,717,714
Net Worth: $200,635,384
Employees: 230
Members: 79,004

🏘️ All the Lenders Available in Tompkins County, NY

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