Home Equity Loans in Rochester, NY

Looking for the best line of credit rates in Rochester, NY? Compare top home equity loan offers tailored to your needs, with flexible terms and fast approval. Unlock your home’s value and get the cash flow freedom you deserve.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with an APR of 3.99% today. There is no change compared to 7 and 30 days ago. No other term rates are listed for comparison. Broadview has a HELOC with rates ranging from 3.99% to 5.75% today. This range is lower than 7 days ago and 60 and 90 days ago, when the top rate was 14.9% . Compared to 30 days ago, the current top rate is also lower, dropping from 6.25% to 5.75% . The minimum rate has stayed steady at 3.99% throughout.

Hudson Valley has a HELOC with rates today ranging from 4.5% to 7.5% , which is slightly lower than the 7, 30, 60, and 90 days ago range of 4.5% to 7.75% . Their Home Equity loan shows rates between 6.25% and 7.25% today, unchanged from 7 and 30 days ago, and consistent with the 60 and 90–day ranges. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% . Empower has a Home Equity loan with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7 and 30 days ago. The rates have stayed steady over the past month.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Rochester, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FOCUS FIRST FEDERAL CREDIT UNION
2113 CHILI AVE ROCHESTER NY 14624
ATM
Drive-Thru
P2P
Assets: $12,921,213
Deposits: $851,007
Net Worth: $4,880,429
Employees: 4
Members: 961
FOCUS FIRST FEDERAL CREDIT UNION
2113 CHILI AVE ROCHESTER NY 14624
ATM
Drive-Thru
P2P
Assets: $12,921,213
Deposits: $851,007
Net Worth: $4,880,429
Employees: 4
Members: 961
GATES CHILI FEDERAL CREDIT UNION
2870 BUFFALO RD ROCHESTER NY 14624
ATM
P2P
E-Statements
Assets: $30,107,141
Deposits: $1,119,243
Net Worth: $2,060,261
Employees: 5
Members: 2,109
ST. PIUS X CHURCH FEDERAL CREDIT UNION
2998 CHILI AVE ROCHESTER NY 14624
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $92,935,759
Deposits: $3,152,854
Net Worth: $9,073,434
Employees: 15
Members: 5,439
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD ROCHESTER NY 14624
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $479,479,260
Deposits: $17,261,372
Net Worth: $44,790,908
Employees: 98
Members: 34,794
ESL FEDERAL CREDIT UNION
3169 CHILI AVE ROCHESTER NY 14624
ATM
Drive-Thru
P2P
E-Statements
Assets: $9,589,555,760
Deposits: $26,736,310
Net Worth: $1,581,486,953
Employees: 932
Members: 450,642

🏘️ All the Lenders Available in Monroe County, NY

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