St. Pius X Church Credit Union Rochester NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to St. Pius X Fcu, your trusted financial partner located at 2998 Chili Ave, Rochester, NY 14624. Established in 1967, we have been dedicated to serving our community with a focus on personal banking that meets the unique needs of our members. With over 5,439 members and a solid foundation of $92,935,759 in total assets, we pride ourselves on being a member-driven credit union that fosters financial well-being. At St. Pius X Fcu, we believe in the power of community and commitment. Our friendly team of 15 employees, led by CEO Adam Amesbury and Board President Suzanne Leicht, is here to ensure you receive personalized service tailored to your financial goals. Whether you're looking for auto loans, savings accounts, or business banking solutions, we have a range of services designed just for you. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 2998 Chili Avenue, Rochester, NY 14624. With approximately $3,152,854 in total deposits and a net worth of $9,073,434, we are committed to providing safe and reliable financial services. Our members enjoy access to various offerings including checking and savings accounts, mortgage loans, personal loans, credit cards with rewards, and much more. Feel free to reach out to us at (585) 247-0724 or explore our website at www.spxfcu.org for more information. We invite you to experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

As part of our commitment to community engagement, we actively participate in local outreach efforts and initiatives that make a difference in people's lives. We understand that financial education is key to empowering individuals and families, so we offer workshops and resources designed to help our members make informed financial decisions. In addition to traditional banking services like checking and savings accounts, we also provide online and mobile banking options for convenience. With ATM availability and drive-thru service at our branch, managing your finances has never been easier.

Join Us

At St. Pius X Church Credit Union, we invite you to experience the benefits of membership firsthand. Join us today and discover how we can help you achieve your financial dreams. Together, let's build a brighter future for ourselves and our community! For more information on membership eligibility or to apply for an account online, please visit our website. If you have any questions or need assistance, feel free to call us at 585-247-0724 during our operating hours: Monday through Friday from 8:00 AM to 1:00 PM; Tuesday and Thursday evenings from 6:00 PM to 8:00 PM; and Sunday mornings from 9:30 AM to 11:00 AM. Come be a part of something special at St. Pius X Church Credit Union!

Our Mission

Our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to thrive financially, and we strive to create an inclusive environment where all members can achieve their goals. Whether you are looking for personal banking solutions, auto loans, or credit cards with rewards, we are here to support you every step of the way. While members can visit us at our main branch address of 2998 Chili Ave, official correspondence should be sent to the same mailing address: 2998 Chili Avenue, Rochester, NY 14624.

Branch Location & Accessibility

Welcome to St. Pius X Church, your friendly neighborhood credit union located at 2998 Chili Ave, Rochester, NY 14624. We understand how important convenience is for our members, which is why we've chosen this easily accessible location right in the heart of Monroe County. You can find us near local landmarks like the Chili Town Park, making it simple to stop by and take care of your banking needs. At St. Pius X Church, we are proud to offer a welcoming environment for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can access our services comfortably. Parking is ample and easily accessible, allowing you to visit us without any hassle. We know your time is valuable! That's why our operating hours are designed with you in mind. We're open Monday through Friday from 8:00 AM to 1:00 PM, and on Tuesday and Thursday evenings from 6:00 PM to 8:00 PM. If weekends work better for you, swing by on Sunday between 9:30 AM and 11:00 AM. For those who prefer banking on the go, we also have an ATM available for quick cash withdrawals or balance checks, along with drive-thru services for your convenience. Whether you're looking to make deposits or handle simple transactions, we've got you covered without having to leave your vehicle. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to our mailing address at 2998 Chili Avenue, Rochester, NY 14624 if it differs from where you see us. Ready to experience personalized service? Feel free to call us at 585-247-0724 with any questions or come by and meet our dedicated team. We can't wait to welcome you into the St. Pius X Church family!

Member Eligibility

Welcome to the community at St. Pius X Church! Becoming a member is like opening the door to a supportive family where your financial well-being is our priority. If you're interested in joining us, you'll be pleased to know that eligibility is quite straightforward. Generally, individuals who live, work, worship, or attend school in the Rochester area are welcome to become members. This means if you're part of our local community, you have a place with us! To explore all the details about eligibility and ensure you meet the criteria, please visit this link. Once you're ready to take the next step towards membership, opening an account at St. Pius X Church is an easy process! We offer various services designed to support your financial journey, from checking and savings accounts to auto loans and mortgages. For more information on how to open an account, check out this page. If you have any questions or need assistance, feel free to give us a call at (585) 247-0724. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments quickly and easily while keeping track of sales seamlessly. Our merchant services provide just that! With user-friendly tools, you can focus on what matters most growing your business. From point-of-sale systems to online payment processing, we equip you with everything you need for smooth transactions. Visit us at 2998 Chili Ave Rochester Ny 14624 in Rochester, NY, or call us at (585) 247-0724 to discover how our business banking and commercial services can fuel your growth today!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer robust business banking services, including merchant services that streamline transactions for your business and various business loans designed to support growth. We understand the challenges of running a business, so we're here to provide the financial backing you need.

Convenient Access

With an on-site ATM and drive-thru service, accessing your funds has never been easier. You can make deposits, withdrawals, and other simple transactions right from your car. Plus, if you're ever on-the-go, our basic ATM access allows for quick cash withdrawals and balance checks without any hassle.

Credit Cards and Rewards

Want to earn while you spend? Our credit cards with rewards let you accumulate points for every dollar spent, making it easier to treat yourself while managing your expenses wisely.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine managing your finances effortlessly through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills anytime, anywhere. For those big purchases or unexpected expenses, our auto loans and vehicle financing can help you drive away in your dream car without breaking the bank. If you're thinking about homeownership or refinancing your current mortgage, our mortgage loans provide competitive rates and personalized service to guide you through the process. Moreover, our personal loans and debt consolidation options can simplify your finances by allowing you to combine multiple debts into one manageable payment.

Stay Connected

We prioritize keeping our members connected to their accounts with features like mobile payments and person-to-person transfers. Our commitment extends beyond just traditional banking; we aim to make financial management straightforward and accessible. Whether you're visiting us at the branch or using our digital services, we're here to support you every step of the way. To learn more about how we can assist with your financial needs or if you're ready to get started, give us a call at (585) 247-0724 or visit us online at St. Pius X Fcu. Your journey towards better banking begins here!

Digital & Online Banking

Key Features

Our online banking service provides real-time account management, making it simple to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to handle things on the go, our mobile application offers all the features of online banking right in your pocket. You can easily make person-to-person transfers, allowing you to send money to friends or family without hassle. Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are protected, giving you peace of mind every time you log in. Our e-statements provide a convenient way to keep track of your finances without the clutter of paper statements. For those who enjoy modern conveniences, our mobile payments feature lets you pay for purchases directly from your smartphone. Just tap and go! Whether you're grabbing coffee or shopping for groceries, this feature adds an extra layer of convenience to your everyday transactions. At St. Pius X Church, we're committed to making banking straightforward and user-friendly. Our services are designed for everyone from tech-savvy members to those who prefer traditional banking methods. So whether you're at home or on the move, you'll find that managing your finances is easier than ever before!

Financial Strength

Commitment to Growth and Support

With $9,052,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,164 in used auto loans and $63,552,321 in total loans and leases. Our operational efficiency is reflected in our $-262,581, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 10,235, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $283,196 further solidify our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, St. Pius X Church is your trusted partner. Visit us at 2998 Chili Ave Rochester Ny 14624 or call (585) 247-0724 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $36,246,722 in share certificates and $16,441,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $101,805, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $9,073,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

For those considering refinancing options or checking eligibility for our various products, we encourage you to reach out. Our team is here to assist you in understanding the best choices based on your unique circumstances. Our commitment at St. Pius X Church goes beyond providing financial products; we aim to foster long-term relationships that empower our members financially. If you're interested in learning more about any of our loan products or want to discuss your options further, don't hesitate to contact us at (585) 247-0724 or visit us at our branch located at 2998 Chili Ave Rochester Ny 14624 in Rochester, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your lending opportunities with us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,086,865 in used vehicle loans and $5,775,610 in new vehicle loans already helping members get on the road. We provide straightforward terms and competitive interest rates, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,942,395, make buying or refinancing simple. We focus on guiding you through the process and ensuring that you find the best fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,273,894 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the rates and terms you're comparing are valid and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can be confident that they are seeing genuine options rather than influenced choices. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without having to sift through outdated or inaccurate data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences many have had while using this tool. Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive accurate and up-to-date loan information.

ST. PIUS X CHURCH FEDERAL CREDIT UNION