Home Equity Loans in Ballston Spa, NY

Looking to unlock your home’s value in Malta, NY? Explore home equity financing options tailored for local homeowners. Whether you’re planning a remodel or consolidating debt, comparing offers helps you find flexible terms and competitive rates that fit your budget.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with an APR of 3.99% today. There is no change compared to 7 and 30 days ago. No other term rates are listed for comparison. Broadview has a HELOC with rates ranging from 3.99% to 5.75% today. This range is lower than 7 days ago and 60 and 90 days ago, when the top rate was 14.9% . Compared to 30 days ago, the current top rate is also lower, dropping from 6.25% to 5.75% . The minimum rate has stayed steady at 3.99% throughout.

Hudson Valley has a HELOC with rates today ranging from 4.5% to 7.5% , which is slightly lower than the 7, 30, 60, and 90 days ago range of 4.5% to 7.75% . Their Home Equity loan shows rates between 6.25% and 7.25% today, unchanged from 7 and 30 days ago, and consistent with the 60 and 90–day ranges. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% . Empower has a Home Equity loan with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7 and 30 days ago. The rates have stayed steady over the past month.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Ballston Spa, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
TCT FEDERAL CREDIT UNION
416 ROWLAND ST BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $295,303,283
Deposits: $3,310,022
Net Worth: $26,110,118
Employees: 65
Members: 14,482
STEWART'S FEDERAL CREDIT UNION
2911 STATE ROUTE 9 BALLSTON SPA NY 12020
P2P
E-Statements
E-Signature
Assets: $41,668,364
Deposits: $12,748,255
Net Worth: $3,094,083
Employees: 6
Members: 3,948
BROADVIEW FEDERAL CREDIT UNION
2537 RT 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
2439 STATE ROUTE 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
444 GEYSER RD BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $55,737,776
Deposits: $2,062,850
Net Worth: $4,098,480
Employees: 19
Members: 5,322
HUDSON VALLEY CREDIT UNION
2532 ROUTE 9 MALTA NY 12020
ATM
P2P
E-Statements
E-Signature
Assets: $7,950,252,098
Deposits: $551,651,308
Net Worth: $826,988,591
Employees: 1068.0
Members: 384,243
SUNMARK CREDIT UNION
24 TRIEBLE AVE BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841

🏘️ All the Lenders Available in Saratoga County, NY

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