Home Equity Loans in New Bedford, MA

Looking for the best home equity loan options in New Bedford, MA? Compare trusted local lenders offering flexible terms to help you tap into your home's value with confidence. Whether it's renovations or debt consolidation, find the right fit for your financial goals.

New Bedford homeowners deserve clear, straightforward loan choices backed by community expertise. Explore competitive rates and quick funding options tailored to your needs—making it easy to invest in your home and future right here in Massachusetts.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Coastal1 has a HELOC with rates today from 5.99% to 6.5% , unchanged from 7 and 30 days ago but lower than 30 and 60 days ago when the top rate was 6.75% . Their Home Equity loan shows rates between 7.13% and 7.38% , the same as 7 days ago and lower than 60 days ago when the rate was 7.25% . Jeanne D'Arc has a HELOC with an APR range of 6.25% to 18% today. This is higher than the 4.5% to 18% range from both 7 and 30 days ago. The upper APR stayed the same, but the minimum rate increased compared to the past month.

Rockland has a Home Equity APR range of 6.38% to 7.75% today. This is lower than the rates from 7 and 30 days ago, which were 6.99% to 8% , and also down from 60 and 90 days ago when the range was 6.99% to 8.25% . The rates have moved down across all these time frames. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Nesc Credit Union has a Home Equity loan with an APR range of 6.99% to 7.49% today. This rate is the same as it was 7 days ago and also matches the rates from 30 and 60 days ago. The APR has stayed steady over the past two months. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Merrimack Valley has a Home Equity loan with an APR range of 6.99% to 8.5% today. This rate is the same as it was 7 days ago and slightly lower than the 6.99% to 8.75% range from 30 days ago.

🏦 All Local Lenders in New Bedford, MA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SOUTHCOAST FEDERAL CREDIT UNION	101 PAGE ST NEW BEDFORD MA 02740	⏰ Mon - Wed: 8:30 AM to 4:00 PM Thurs: 7:00 AM to 5:00 PM Fri: 7:30 AM to 4:00 PM 📞 5089974475	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $61,939,962 Deposits: $3,369,481 Net Worth: $7,949,812 Employees: 19 Members: 4,468
SOUTHCOAST FEDERAL CREDIT UNION	271 UNION ST NEW BEDFORD MA 02740	⏰ Monday through Wednesday 7:30 AM to 4:30 PMThursday 7:00 AM to 6:00 PMFriday 7:00 to 5:30 PMSaturday 9:00 AM to 12:00 PM 📞 5089974475	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $61,939,962 Deposits: $3,369,481 Net Worth: $7,949,812 Employees: 19 Members: 4,468
FIRST CITIZENS' FEDERAL CREDIT UNION	468 COUNTY ST NEW BEDFORD MA 02740	⏰ M-W 8:30-4pm T-F 8:30- 5pm S 8:30-1pm S 8:30-1pm 📞 8006427515	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $682,126,810 Deposits: $99,434,816 Net Worth: $131,173,870 Employees: 130 Members: 45,634
TAUNTON FEDERAL CREDIT UNION	480 ROCKDALE AVE NEW BEDFORD MA 02740	⏰ M-W 8:30-5:00 Th-F 8:30-6:00 Sat 8:30-1:00 📞 5088246466	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $390,146,796 Deposits: $22,635,035 Net Worth: $44,814,981 Employees: 78 Members: 20,036
TAUNTON FEDERAL CREDIT UNION	93 UNION ST NEW BEDFORD MA 02740	⏰ M-W 8:30-5:00 Th-F 8:30-6:00 Sat 8:30-1:00 📞 5088246466	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $390,146,796 Deposits: $22,635,035 Net Worth: $44,814,981 Employees: 78 Members: 20,036
NEW BEDFORD CREDIT UNION	1150 PURCHASE ST NEW BEDFORD MA 02740	⏰ Monday, Tuesday, Thursday 8 to 5 Fridays 8 to 5 in lobby and 8 to 6 drive thru Wednesdays & Saturdays 8 to 12 📞 5089946546 📠 5089907472	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $161,430,413 Deposits: $12,651,664 Net Worth: $16,443,338 Employees: 42 Members: 11,026
SANTO CHRISTO FEDERAL CREDIT UNION	1150 PURCHASE ST NEW BEDFORD MA 02740	⏰ Mon., Tues. - 9:00 a.m. to 4:00 p.m. Wed. & Sat. - 9:00 a.m. to Noon Thurs. - 9:00 a.m. to 6:00 p.m. Fri. - 9:00 a.m. to 5:00 p.m. 📞 5089946546 📠 5086736403	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	Drive-Thru	Assets: $16,836,389 Deposits: $1,018,208 Net Worth: $1,332,620 Employees: 5 Members: 2,915

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