SOUTHCOAST FEDERAL CREDIT UNION

Welcome to Southcoast, your trusted partner in financial wellness located at 101 Page St, New Bedford, MA 02740. Since our establishment in 1976, we have been dedicated to serving our community with integrity and compassion. With a growing membership of 4,468 individuals, we take pride in being more than just a credit union; we are a vital part of the lives of those we serve. At Southcoast, our total assets exceed $61,939,962, showcasing our stability and commitment to providing top-notch financial services. We understand that life can be unpredictable, which is why we offer a variety of lending options, including 1,519 loans and leases tailored to meet the diverse needs of our members. Our focus on member satisfaction is evident through our total deposits of $3,369,481, reflecting the trust placed in us by our community. Under the leadership of CEO Duarte Silva and Board President Robert Fernandes, our team of 19 employees is here to ensure you receive personalized service that meets your unique financial goals. Whether you're looking for checking accounts, auto loans, or online banking services, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 101 Page St, New Bedford, MA 02740. Feel free to reach out via phone at (508) 997-4475 during our operating hours Monday to Wednesday from 8:30 AM to 4:00 PM, Thursday from 7:00 AM to 5:00 PM, and Friday from 7:30 AM to 4:00 PM. Join us at Southcoast today! Explore how we can help you achieve your financial dreams by visiting us or checking out our website at southcoastcu.org. Your journey towards financial empowerment starts here!

At Southcoast, we take pride in our rich history and unwavering mission to serve the community of New Bedford, MA. Established in 1976, our branch has been a cornerstone of financial support and growth for over four decades. Located at 101 Page St, New Bedford, MA 02740, we have watched our community thrive and evolve, striving to meet the needs of our members every step of the way. From humble beginnings, Southcoast has grown significantly over the years. Today, we proudly serve 4,468 members and manage total assets of $61,939,962. Our commitment to providing personalized financial services is at the heart of everything we do. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards that cater to the diverse needs of our members. Our mission is clear: to empower our members with financial solutions that not only help them achieve their goals but also foster a sense of community. We believe in putting people before profits. This means that every decision we make is guided by what's best for our members and the communities we serve. Whether it's through competitive loan rates or community outreach initiatives, we strive to create positive change. While members can visit us at 101 Page St, official correspondence should be sent to 101 Page St, New Bedford, MA 02740 if needed. With convenient operating hours from Monday to Wednesday 8:30 AM to 4:00 PM; Thursday from 7:00 AM to 5:00 PM; and Friday from 7:30 AM to 4:00 PM, we're here when you need us. In addition to traditional banking services, Southcoast embraces technology to enhance member experience. We offer online and mobile banking options along with ATM services available on-site for easy access. We're committed to ADA compliance ensuring that all members can enjoy our services without barriers. Community outreach remains a vital aspect of who we are at Southcoast. We actively seek partnerships that uplift those around us and participate in various local initiatives aimed at improving lives. As we look ahead, we invite you to join our growing family. Experience firsthand the benefits of being part of Southcoast Credit Union where your financial well-being is always our priority. Reach out today at 508-997-4475 or visit us online at southcoastcu.org to learn more about how we can support you on your financial journey!

At Southcoast, we believe that everyone deserves a chance to be part of a caring community where financial dreams can take flight. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the New Bedford area, you're already eligible! Additionally, family members of current members are also invited to join our cooperative. By choosing to bank with us, you're not just opening an account; you're stepping into a world of personalized service and community support. To get started on your journey towards membership, visit us at 101 Page St New Bedford Ma 02740 or give us a call at (508) 997-4475. You can find more detailed eligibility criteria at https://southcoastcu.org/online-applications/ . When you're ready, learn how easy it is to open your account by checking out our account opening process here: https://southcoastcu.org/online-applications/ . We look forward to welcoming you into the Southcoast family!

At Southcoast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we're here for you when you need us. With a net worth of $7,949,812, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,283 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,821,298 in share certificates and $5,648,197 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,159,243, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,581,278 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $281 in used auto loans and $34,817,126 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 16 full-time employees and 3 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. With net shares available for lending and investments at $0, along with a total of 9,359 share accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southcoast is your trusted partner. Visit us at 101 Page St New Bedford Ma 02740 or call (508) 997-4475 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.