Home Equity Loans in Spokane, WA

Looking for mortgage line of credit rates in Spokane, WA? Compare local offers to find competitive rates that fit your budget and goals. Whether you’re planning home improvements or consolidating debt, a home equity loan or line of credit can unlock your home’s value with ease.

Spokane homeowners trust local lenders who understand the community and offer flexible terms with quick funding. Start comparing today to find the best mortgage line of credit rates in Spokane, tailored to support your financial future without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
stcu
6.74 - 8.24 %
30 Yrs
100 %
∞
harborstone
6.75 %
10 - 15 Yrs
90 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
wecu
6.75 - 11 %
20 Yrs
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.

Spokane Teachers has a HELOC with an APR range of 6.74% to 7.49% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 8.24% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Harborstone has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Northrop Grumman's HELOC has an APR range of 6.75% to 7.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. Whatcom Educational has a Home Equity rate range of 6.75% to 11% today, which is up from 6.5% to 10.75% seven, 30, 60, and 90 days ago. The HELOC rate range is the same at 6.75% to 11% , also higher than the rates from the past three months. Both products show an increase compared to earlier periods.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity loan with rates ranging from 6.89% to 10.49% today. Unchanged from 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady at 6.89% throughout this period. Rivermark Community has a HELOC with an APR of 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR of 7.32% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

🏦 Local Lenders in Spokane, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION
✅CHENEY FEDERAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅NUMERICA CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅GESA CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION
✅CALCOE FEDERAL CREDIT UNION
✅FAMILY FOCUS FEDERAL CREDIT UNION
✅ROLLING F CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅CANOPY FEDERAL CREDIT UNION
✅RESPONDERS EMERGENCY SERVICES CREDIT UNION
✅PRIMESOURCE CREDIT UNION
✅PROGRESSIONS CREDIT UNION
✅AVISTA CORP CREDIT UNION
✅SPOKANE MEDIA FEDERAL CREDIT UNION
✅GOVERNMENTAL EMPLOYEES CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

Compare other loan types in Spokane, WA

Why compare Home Equity Loans in Spokane, WA on LendMesh

If you’re exploring mortgage line of credit rates in Spokane, WA, take your time comparing offers from different lenders on LendMesh. Finding the right balance of rates and terms can unlock your home’s value more effectively, whether you're planning renovations or consolidating debt. By browsing multiple options, you empower yourself to secure a deal that truly fits your needs without feeling rushed.

Stay informed and in control by subscribing to LendMesh’s personalized alerts. Just set your ideal rate—say 4% or 5%—and you’ll get notified as soon as lenders offer deals below your target. Enjoy weekly or monthly updates filled with expert insights, rate trends, and carefully selected loan options tailored for borrowers in Spokane. Join thousands who trust LendMesh to keep them ahead in the market and never miss a great mortgage opportunity.