Home Equity Loans in Spokane, WA

Looking for low interest equity loans in Spokane, WA? Compare trusted local lenders to find the best rates and flexible terms that fit your needs. Whether you’re planning home improvements or consolidating debt, tapping into your home’s value has never been easier.

Spokane homeowners enjoy fast funding and personalized support from community-focused lenders. Take control of your finances today by exploring your options and choosing a loan designed to help you reach your goals with confidence and care.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
dupaco
6.25 - 6.75 %
75 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 9.82 %
10 - 20 Yrs
90 %
∞
iccu
6.5 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
wecu
6.5 - 10.75 %
1 - 20 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. This rate range is lower than 30 days ago when it went up to 21% , and also lower than 60 days ago when the range started 1.99% but went up to 21% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods.

Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months. Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months.

🏦 Local Lenders in Spokane, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION
✅CHENEY FEDERAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅NUMERICA CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅GESA CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION
✅CALCOE FEDERAL CREDIT UNION
✅FAMILY FOCUS FEDERAL CREDIT UNION
✅ROLLING F CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅CANOPY FEDERAL CREDIT UNION
✅RESPONDERS EMERGENCY SERVICES CREDIT UNION
✅PRIMESOURCE CREDIT UNION
✅PROGRESSIONS CREDIT UNION
✅AVISTA CORP CREDIT UNION
✅SPOKANE MEDIA FEDERAL CREDIT UNION
✅GOVERNMENTAL EMPLOYEES CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

Compare other loan types in Spokane, WA

Why compare Home Equity Loans in Spokane, WA on LendMesh

If you’re looking for low interest equity loans in Spokane, WA, it’s wise to compare multiple lenders to find the best rates and terms for your needs. LendMesh makes it easy to explore a variety of offers side by side, helping you uncover cheaper options without feeling rushed. Take your time and make an informed choice that unlocks your home’s value on your terms.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when rates dip below your preferred threshold, along with expert insights, market trends, and curated loan deals sent weekly or monthly. Join thousands of Spokane borrowers staying ahead by accessing smart, timely information that helps secure the best home equity loan offers.

Customers are also interested in:

Low Interest Equity Loans