Home Equity Loans in Spokane, WA

Looking for the best home equity line of credit interest rates in Spokane, WA? Compare offers from trusted local lenders who understand your community and provide flexible terms tailored to your needs. Whether renovating or consolidating debt, find a deal that fits your budget and goals.

Tap into your Spokane home's value with confidence. Local credit unions and banks offer personalized support and fast funding, making it easy to access the cash you need. Start comparing today to secure competitive rates and turn your home improvements into reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
stcu
6.74 - 8.24 %
30 Yrs
100 %
∞
harborstone
6.75 %
10 - 15 Yrs
90 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
wecu
6.75 - 11 %
20 Yrs
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
rivermarkcu
6.99 - 7.32 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months with no changes. Farmers Insurance has a HELOC with a 6.74% APR today, unchanged from 7 and 30 days ago but lower than the 60–day range of 6.74% to 7.74% . Their Home Equity loan shows a 6.99% APR now, steady from 7 and 30 days ago and also below the 60–day range of 6.99% to 7.99% . Both rates have stayed the same over the past 90 days.

Spokane Teachers has a HELOC with an APR range of 6.74% to 7.49% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a fixed APR of 8.24% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Harborstone has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Northrop Grumman's HELOC has an APR range of 6.75% to 7.75% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. Whatcom Educational has a Home Equity rate range of 6.75% to 11% today, which is up from 6.5% to 10.75% seven, 30, 60, and 90 days ago. The HELOC rate range is the same at 6.75% to 11% , also higher than the rates from the past three months. Both products show an increase compared to earlier periods.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity loan with rates ranging from 6.89% to 10.49% today. Unchanged from 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum rate has stayed steady at 6.89% throughout this period. Rivermark Community has a HELOC with an APR of 6.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR of 7.32% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

🏦 Local Lenders in Spokane, WA

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🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION
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✅GLOBAL FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅HORIZON 67264 CREDIT UNION
✅NUMERICA CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅IDAHO CENTRAL CREDIT UNION
✅GESA CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION
✅CALCOE FEDERAL CREDIT UNION
✅FAMILY FOCUS FEDERAL CREDIT UNION
✅ROLLING F CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅CANOPY FEDERAL CREDIT UNION
✅RESPONDERS EMERGENCY SERVICES CREDIT UNION
✅PRIMESOURCE CREDIT UNION
✅PROGRESSIONS CREDIT UNION
✅AVISTA CORP CREDIT UNION
✅SPOKANE MEDIA FEDERAL CREDIT UNION
✅GOVERNMENTAL EMPLOYEES CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

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