Home Equity Loans in Spokane, WA

Looking for the lowest HELOC rates in Spokane, WA? You’re in the right place. Compare local lenders to find flexible terms that fit your budget and goals, whether you’re remodeling, consolidating debt, or funding a big project.

Tap into your home’s value with confidence. Spokane’s trusted credit unions offer competitive rates and fast funding, making it easy to get the financial support you need without the hassle. Start comparing today and see how much you can save.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 10.15 %
10 - 20 Yrs
90 %
∞
fibrecu
6.5 %
5 Yrs
∞
iccu
6.5 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 6.75% across all these time periods as well. Both rates have not changed recently. Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Washington State Employees has a HELOC with an APR range of 6.49% to 9.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan APR range is 7.87% to 10.15% , up from 7.8% to 9.96% seven days ago and higher than 30, 60, and 90 days ago.

Fibre has a Home Equity rate of 6.5% today, unchanged from 30 days ago but higher than 60 and 90 days ago when it was 6.38% . The rate has stayed steady over the past month after rising from earlier levels. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.

Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

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Why compare Home Equity Loans in Spokane, WA on LendMesh

If you’re searching for the lowest HELOC rates in Spokane, WA, it pays to keep comparing offers on LendMesh. Exploring multiple lenders helps you discover better deals and more affordable options tailored to your needs. Taking a little extra time now can lead to significant savings and the best possible terms for your home equity loan or line of credit.

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