Home Equity Loans in Cheney, WA

Looking to tap into your Cheney, WA home's equity? Compare trusted local lenders who offer clear, flexible loan options designed to fit your unique needs. Whether it's for home improvements or debt consolidation, finding the right loan starts here.

Our community-focused lenders in Cheney understand your goals and deliver fast funding with personalized service. Start comparing offers today to unlock the best rates and terms available, making your financial plans easier and more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
dupaco
6.25 - 7.24 %
10 Yrs
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 10.15 %
10 - 20 Yrs
90 %
∞
fibrecu
6.5 %
5 Yrs
∞
iccu
6.5 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is steady at 6.75% across all these time periods as well. Both rates have not changed recently. Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. Washington State Employees has a HELOC with an APR range of 6.49% to 9.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan APR range is 7.87% to 10.15% , up from 7.8% to 9.96% seven days ago and higher than 30, 60, and 90 days ago.

Fibre has a Home Equity rate of 6.5% today, unchanged from 30 days ago but higher than 60 and 90 days ago when it was 6.38% . The rate has stayed steady over the past month after rising from earlier levels. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months.

Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

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