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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28
Credit Union Loan Rates - Trends & Analysis:
Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.
University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .
Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months.
Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.