Home Equity Loans in Monroe, WA

Looking to refinance your home equity loan in Monroe, WA? Compare the latest rates from trusted local lenders to find the best deal that fits your budget and goals. Whether you’re planning a remodel or need extra cash, smart choices start here.

Our Monroe community knows the value of clear, friendly advice and fast funding. Explore your options with lenders who understand your neighborhood and are ready to help you unlock your home’s potential—making the refinance process simple and stress-free.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 9.82 %
10 - 20 Yrs
90 %
∞
iccu
6.5 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
wecu
6.5 - 10.75 %
1 - 20 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months.

Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

🏦 Local Lenders in Monroe, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Snohomish County, WA

✅BOEING EMPLOYEES CREDIT UNION
✅SOUND 66331 CREDIT UNION
✅QUALSTAR CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅SEATTLE METROPOLITAN CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GESA CREDIT UNION
✅VERITY CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅CASCADE FEDERAL CREDIT UNION
✅NORTHWEST PLUS CREDIT UNION
✅MOUNTAINCREST CREDIT UNION
✅COMMUNITY HEALTHCARE 12847 CREDIT UNION
✅NORDSTROM FEDERAL CREDIT UNION
✅MILL TOWN CREDIT UNION
✅SNOCOPE CREDIT UNION

Compare other loan types in Monroe, WA

Why compare Home Equity Loans in Monroe, WA on LendMesh

If you're exploring home equity loan refinance rates in Monroe, WA, keep comparing offers on LendMesh to uncover better deals tailored to your needs. Taking the time to review multiple lenders helps you find more affordable options and flexible terms, empowering you to make confident decisions that unlock your home's value without settling for the first offer.

Subscribe to LendMesh for personalized alerts that match your target rate, whether it's 4%, 5%, or another goal. Receive timely notifications when rates dip below your threshold, plus weekly or monthly updates packed with expert insights and curated loan deals. Join thousands of Monroe borrowers staying informed and ready to seize the best opportunities for refinancing their home equity.

Customers are also interested in:

Home Equity Loan Refinance Rates