Home Equity Loans in Portland, OR 97239

Looking to tap into your Portland home's value? Compare the lowest home equity interest rates available locally to find flexible options that suit your budget. Whether you’re planning a remodel or consolidating debt, getting the right loan can make all the difference.

Portland homeowners trust local lenders who understand the community and offer fast funding with clear terms. Start comparing today to secure a home equity loan that supports your goals without the hassle or high costs.

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6.875 - 9.82 %

5 Yrs

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

6.99 - 7.32 %

5 - 20 Yrs

95 %

∞

7 - 7.843 %

15 Yrs

90 %

∞

7.25 %

∞

7.34 %

5 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Oregon Community has a HELOC with a today's APR of 6.88% , which is up from 6.75% seven days ago and 60 days ago but the same as 30 days ago at the low end of the previous range. Their Home Equity loan shows a range of 9.57% to 9.82% today, slightly up from last week's 9.53% to 9.88% , and higher than the 30–and 60–day ranges. The 90–day range was a bit lower than today's rates. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Portland, OR

ONPOINT COMMUNITY CREDIT UNION — 6367 SW CAPITOL HWY PORTLAND OR 97239

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Why compare Home Equity Loans in Portland, OR on LendMesh

If you’re searching for the lowest home equity interest rates in Portland, OR, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. With a little patience and careful comparison, you can find a loan that fits your goals and unlocks your home's value without overpaying.

Consider subscribing to LendMesh for personalized loan alerts that match your target rate, whether it’s 4% or 5%. Receive timely notifications the moment rates drop below your threshold, along with expert insights, market trends, and curated loan deals delivered weekly or monthly. Join other Portland homeowners who trust LendMesh to stay informed and seize the best home equity opportunities as they arise.

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