Home Equity Loans in Portland, OR 97213

Looking for the best home equity loan rates in Portland, OR? Compare current offers from trusted local lenders to find competitive interest rates tailored to your needs. Whether it’s for home improvements or consolidating debt, smart choices start with clear, simple comparisons.

Portland homeowners deserve flexible terms and fast funding without the hassle. Explore personalized options from community-focused credit unions right here in Oregon, where expert guidance meets rates designed to help you make the most of your home’s value.

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6.875 - 9.82 %

5 Yrs

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

6.99 - 7.32 %

5 - 20 Yrs

95 %

∞

7 - 7.843 %

15 Yrs

90 %

∞

7.25 %

∞

7.34 %

5 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Oregon Community has a HELOC with a today's APR of 6.88% , which is up from 6.75% seven days ago and 60 days ago but the same as 30 days ago at the low end of the previous range. Their Home Equity loan shows a range of 9.57% to 9.82% today, slightly up from last week's 9.53% to 9.88% , and higher than the 30–and 60–day ranges. The 90–day range was a bit lower than today's rates. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Rivermark Community has a HELOC with a 6.99% APR today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.32% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Potlatch No. 1 Financial has a HELOC rate of 7% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan rate is between 7.67% and 7.84% , unchanged from 7 and 30 days ago but higher than 60 days ago when it ranged from 7.42% to 7.59% . The HELOC rate has stayed steady over the past 90 days, while the Home Equity rate has increased since then.

Horizon has a HELOC with an APR range of 4.99% to 18% today, unchanged from 7 and 30 days ago. This rate is lower than it was 60 days ago when the APR was 7.25% , and it's the same as 90 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Portland, OR

ONPOINT COMMUNITY CREDIT UNION — 6901 NE SANDY BLVD PORTLAND OR 97213
ONPOINT COMMUNITY CREDIT UNION — 6615 NE GLISAN ST PORTLAND OR 97213
RIVERMARK COMMUNITY CREDIT UNION — 4730 NE SANDY BLVD PORTLAND OR 97213

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🏘️ All the Lenders Available in Multnomah County, OR

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Why compare Home Equity Loans in Portland, OR on LendMesh

If you’re searching for current interest rates for home equity loans in Portland, OR, it’s worth exploring multiple lenders on LendMesh to find the best fit for your needs. Comparing offers helps you uncover more competitive rates and flexible terms, ensuring you unlock your home’s value with confidence. Take your time reviewing options so you can secure a home equity loan that works well for your financial goals.

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