Home Equity Loans in Sacramento, CA

If you’re a Sacramento homeowner, now’s a great time to explore home equity mortgage rates that fit your budget. Comparing offers helps you find the best rates and terms, whether you’re planning a remodel, consolidating debt, or funding education.

Sacramento’s local lenders understand our community and offer personalized service to guide you through the process. Take a moment to compare loan options and see how tapping into your home’s equity can support your financial goals with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
navyfederal
7.34 %
5 Yrs
70 %
∞
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
∞
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
∞
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
∞
alturacu
8.027 - 8.83 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but slightly lower than 60 days ago. The HELOC rates are 7.5% to 8.5% , down from 8% to 8.5% both 7 and 30 days ago.

Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months. Altura's HELOC rate is 8.03% today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when it was 8% . The Home Equity rate is 8.83% , down from 8.89% a week ago but up from 8.68% thirty days ago and higher than 60 and 90 days ago.

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Why compare Home Equity Loans in Sacramento, CA on LendMesh

If you’re exploring home equity mortgage rates in Sacramento, CA, taking the time to compare offers on LendMesh can help you uncover better deals and more affordable options. Every lender has unique terms and rates, so browsing through multiple offers ensures you find the right fit for your financial goals and home needs. Keep an open mind and explore your options to unlock the best value for your property.

Subscribe to LendMesh for personalized alerts tailored to Sacramento borrowers like you. Simply set your target rate—whether it’s 5%, 4%, or another goal—and receive immediate notifications when offers fall below your desired threshold. Along with weekly or monthly updates, you’ll get expert insights, the latest rate trends, and carefully selected loan deals delivered directly to your inbox. Join thousands of smart homeowners staying informed and ready to seize the best opportunities.

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